https://ficoforums.myfico.com/t5/Credit-Cards/Approved-B-of-A-Secured/m-p/309287#M105026 <DIV>correct, 1-9% on statement</DIV> Mon, 04 Aug 2008 19:35:56 GMT Creditaddict 2008-08-04T19:35:56Z https://ficoforums.myfico.com/t5/Credit-Cards/Approved-B-of-A-Secured/m-p/309202#M104997 <DIV>After reading some of the posts here, I was worried I would be declined for the B of A secured, but I just saw the funds get swiped from my B of A savings acct. WOOHOO! Only a week or two and I should have the card!!! :-)</DIV> Mon, 04 Aug 2008 17:47:27 GMT https://ficoforums.myfico.com/t5/Credit-Cards/Approved-B-of-A-Secured/m-p/309202#M104997 Tons_of_Debt 2008-08-04T17:47:27Z https://ficoforums.myfico.com/t5/Credit-Cards/Approved-B-of-A-Secured/m-p/309203#M104998 <DIV>Great Job <img id="smileyhappy" class="emoticon emoticon-smileyhappy" src="https://ficoforums.myfico.com/i/smilies/16x16_smiley-happy.gif" alt="Smiley Happy" title="Smiley Happy" />&nbsp; It is not an automatic to get this card, and this card will grow with you so congratulations!!</DIV> Mon, 04 Aug 2008 17:49:47 GMT https://ficoforums.myfico.com/t5/Credit-Cards/Approved-B-of-A-Secured/m-p/309203#M104998 App_Addict 2008-08-04T17:49:47Z https://ficoforums.myfico.com/t5/Credit-Cards/Approved-B-of-A-Secured/m-p/309206#M104999 <DIV>Thanks! :-)&nbsp; Just to make sure, I should let 9% come on the statement but pay before due date? If I pay before statement drops nothing will be reported to the CRAs right?</DIV> Mon, 04 Aug 2008 17:50:41 GMT https://ficoforums.myfico.com/t5/Credit-Cards/Approved-B-of-A-Secured/m-p/309206#M104999 Tons_of_Debt 2008-08-04T17:50:41Z https://ficoforums.myfico.com/t5/Credit-Cards/Approved-B-of-A-Secured/m-p/309222#M105001 Congrats! The BOA secured card is the best in the business. Mon, 04 Aug 2008 18:09:58 GMT https://ficoforums.myfico.com/t5/Credit-Cards/Approved-B-of-A-Secured/m-p/309222#M105001 Anonymous 2008-08-04T18:09:58Z https://ficoforums.myfico.com/t5/Credit-Cards/Approved-B-of-A-Secured/m-p/309245#M105011 <DIV>Congrats! I got mine a few weeks ago and was so excited to get it!</DIV> Mon, 04 Aug 2008 18:40:14 GMT https://ficoforums.myfico.com/t5/Credit-Cards/Approved-B-of-A-Secured/m-p/309245#M105011 brownee 2008-08-04T18:40:14Z https://ficoforums.myfico.com/t5/Credit-Cards/Approved-B-of-A-Secured/m-p/309253#M105014 <DIV>Tons of Debt, I always try to pay before the statement date, because I believe that most will send the updates to the CRA's after the statement date.&nbsp; There are always exception to that rule however.&nbsp;</DIV> Mon, 04 Aug 2008 18:57:41 GMT https://ficoforums.myfico.com/t5/Credit-Cards/Approved-B-of-A-Secured/m-p/309253#M105014 App_Addict 2008-08-04T18:57:41Z https://ficoforums.myfico.com/t5/Credit-Cards/Approved-B-of-A-Secured/m-p/309277#M105020 <DIV>I'm confused... I thought the 1-9% means that you need to have utilized 1-9% of the card when you get your statement... i.e. your paper statement will show that you've used 1-9%.</DIV><DIV>&nbsp;</DIV><DIV>I thought if you pay before it drops the paper statement will report $0 and thus the card will not be reported to the CRAs...</DIV> Mon, 04 Aug 2008 19:26:12 GMT https://ficoforums.myfico.com/t5/Credit-Cards/Approved-B-of-A-Secured/m-p/309277#M105020 Tons_of_Debt 2008-08-04T19:26:12Z https://ficoforums.myfico.com/t5/Credit-Cards/Approved-B-of-A-Secured/m-p/309287#M105026 <DIV>correct, 1-9% on statement</DIV> Mon, 04 Aug 2008 19:35:56 GMT https://ficoforums.myfico.com/t5/Credit-Cards/Approved-B-of-A-Secured/m-p/309287#M105026 Creditaddict 2008-08-04T19:35:56Z https://ficoforums.myfico.com/t5/Credit-Cards/Approved-B-of-A-Secured/m-p/309430#M105065 <DIV>they pull hard for this right?&nbsp; Who do they pull from?</DIV> Mon, 04 Aug 2008 22:34:01 GMT https://ficoforums.myfico.com/t5/Credit-Cards/Approved-B-of-A-Secured/m-p/309430#M105065 Anonymous 2008-08-04T22:34:01Z https://ficoforums.myfico.com/t5/Credit-Cards/Approved-B-of-A-Secured/m-p/309431#M105066 <DIV>They do pull hard and they pulled EX on me.</DIV> Mon, 04 Aug 2008 22:36:08 GMT https://ficoforums.myfico.com/t5/Credit-Cards/Approved-B-of-A-Secured/m-p/309431#M105066 App_Addict 2008-08-04T22:36:08Z https://ficoforums.myfico.com/t5/Credit-Cards/Approved-B-of-A-Secured/m-p/309472#M105073 <DIV>Congrats i was approved last week waiting on my card.</DIV> Mon, 04 Aug 2008 23:45:59 GMT https://ficoforums.myfico.com/t5/Credit-Cards/Approved-B-of-A-Secured/m-p/309472#M105073 Anonymous 2008-08-04T23:45:59Z