topic Re: Credit One is persistent... in Credit Cards

Credit One is persistent...

CreditCuriosity — Mon, 09 Feb 2015 23:28:27 GMT

Credit One is persistent! I closed my card close to two months ago? It is being reported as closed and they still want to re-open it for me lol... Dangit, I might cave, not!

Re: Credit One is persistent...

CreditCuriosity — Mon, 09 Feb 2015 23:29:27 GMT

BTW my last offer expired 1/23/2015... What the heck the are lieing

Re: Credit One is persistent...

Anonymous — Mon, 09 Feb 2015 23:30:14 GMT

NO,NO,NO

Re: Credit One is persistent...

Anonymous — Mon, 09 Feb 2015 23:34:46 GMT

why credit one sucks? my cousin has one and i made him open a capital one. .. yes his credit is well below decent and i am helping him remove some of his baddies.

Re: Credit One is persistent...

Anomalous — Mon, 09 Feb 2015 23:34:18 GMT

Block emails from sender

Re: Credit One is persistent...

traveler2005 — Mon, 09 Feb 2015 23:37:24 GMT

I got the same message today, closed the card about 2 weeks, not reported closed yet on CRA's LOL

@CreditCuriousity wrote:
Credit One is persistent! I closed my card close to two months ago? It is being reported as closed and they still want to re-open it for me lol... Dangit, I might cave, not!

Re: Credit One is persistent...

CreditCuriosity — Mon, 09 Feb 2015 23:39:13 GMT

Ya they reported it as closed about 3 weeks ago? Offering to re-open it still lol.. this is the second one of these I have gotten.. One each month via email. lol

Re: Credit One is persistent...

traveler2005 — Mon, 09 Feb 2015 23:41:16 GMT

I am so glad that the days of having to pay a monthly fee just to have an account open are over!!!!!

Re: Credit One is persistent...

Anonymous — Tue, 10 Feb 2015 00:04:37 GMT

I got the same thing and I only closed it last Sunday.

Re: Credit One is persistent...

Anonymous — Tue, 10 Feb 2015 00:05:59 GMT

Do it Greg! Think of all the rewards you are missing!

Re: Credit One is persistent...

blessed-man1980 — Tue, 10 Feb 2015 00:35:22 GMT

I still have mine ..I don't use it though ..

Re: Credit One is persistent...

Transmogrifying_Bee — Tue, 10 Feb 2015 00:43:50 GMT

Greg. I mean CreditCuriousity. Or is it really CreditCuriosity? In any case . . .

SUBMIT to the Dark Side! Credit One's Force is much too strong for you to fight. You know you're going to "cave" in to the inevitable! Just because you worked hard and have graduated to credit cards from the likes of Amex and Chase doesn't mean you really deserve them. Come back to us Greg! And if you do, Credit One just might reward you by prorating your annual fee over a monthly basis.. Or just charge you the AF only once a year. Whichever you desire.

See, Credit One is really quite flexible! What more could you possibly want in a credit card company...?

Re: Credit One is persistent...

chalupaman — Tue, 10 Feb 2015 00:51:47 GMT

No, no, no, no, no, no, no, no, no, NO, NO, NO, NO, NO!

(sorry, old CapOne No Hassle commercial jingle is stuck in my head)

Re: Credit One is persistent...

red259 — Tue, 10 Feb 2015 00:57:31 GMT

@CreditCuriousity wrote:
Ya they reported it as closed about 3 weeks ago? Offering to re-open it still lol.. this is the second one of these I have gotten.. One each month via email. lol

Discover hounds me every single month to apply for one of their cards. I shudder when I think about how many trees they have killed in order to print all the solicitations they have sent to me.

Re: Credit One is persistent...

Anonymous — Tue, 10 Feb 2015 01:28:45 GMT

@red259 wrote:
@CreditCuriousity wrote:
Ya they reported it as closed about 3 weeks ago? Offering to re-open it still lol.. this is the second one of these I have gotten.. One each month via email. lol
Discover hounds me every single month to apply for one of their cards. I shudder when I think about how many trees they have killed in order to print all the solicitations they have sent to me.

Recycled paper? D:

Re: Credit One is persistent...

CreditCuriosity — Tue, 10 Feb 2015 01:33:42 GMT

I have been fortunate not to get hit up by discover yet... a 1.5k CL wouldn't work with me and just be instant sock drawered... I guess I am spoiled having a few cards over 5k now and the other kinda get the shun from me now.. Silly I know, but I don't like having to micro manage utilization.

Re: Credit One is persistent...

Anonymous — Tue, 10 Feb 2015 01:35:56 GMT

@CreditCuriousity wrote:
I have been fortunate not to get hit up by discover yet... a 1.5k CL wouldn't work with me and just be instant sock drawered... I guess I am spoiled having a few cards over 5k now and the other kinda get the shun from me now.. Silly I know, but I don't like having to micro manage utilization.

So don't. My first CSP, and RC statements came in at over 60% of my respective CL and reported as such. No negative to my scores.

Re: Credit One is persistent...

CreditCuriosity — Tue, 10 Feb 2015 01:39:19 GMT

@Anonymous wrote:
@CreditCuriousity wrote:
I have been fortunate not to get hit up by discover yet... a 1.5k CL wouldn't work with me and just be instant sock drawered... I guess I am spoiled having a few cards over 5k now and the other kinda get the shun from me now.. Silly I know, but I don't like having to micro manage utilization.
So don't. My first CSP, and RC statements came in at over 60% of my respective CL and reported as such. No negative to my scores.

Meh login every several days and hit PAY.. I guess it is micro managing, just since I have been rebuilding my credit I am OCD about paying stuff.. I think this issue is I can buy basically a airline ticket and 1 or 2 days at a hotel is a deal killer with the discover "Typical" approval limit. Freedom works just fine for rotating and the UR miles plays well with the CSP

Re: Credit One is persistent...

Anonymous — Tue, 10 Feb 2015 01:51:56 GMT

please greg please ! Come back and get This prime card with 350% interest and $ 2.50 credit limit

@CreditCuriousity wrote:
Credit One is persistent! I closed my card close to two months ago? It is being reported as closed and they still want to re-open it for me lol... Dangit, I might cave, not!

Re: Credit One is persistent...

ecxpa — Tue, 10 Feb 2015 01:52:55 GMT

got my email today......card closed over 2mos ago.....finally reporting as closed on EQ. Just wondering where are the retention bonuses for this card......anybody ever hear of anybody getting a no AF to go back or anything.