topic Re: How hard is it to get American Eagle Card? in Credit Cards

How hard is it to get American Eagle Card?

Red1Blue — Tue, 05 Aug 2008 16:34:10 GMT

How difficult is it to get American Eagle Card? My 15 year old wants me to apply for that card. Do they offer both Store card and Visa Card? I know they are issued by GE so they can be stingy. How hard is it to get this card?

Re: How hard is it to get American Eagle Card?

Anonymous — Tue, 05 Aug 2008 16:40:20 GMT

About as easy as Macy's. This was one of my first. Only $100 CL, but again it was second after Macy's. I bought a ton there, so I never had enough credit for my purchase.

HTH

Re: How hard is it to get American Eagle Card?

Anonymous — Tue, 05 Aug 2008 16:45:58 GMT

I don't know how easy they are. I think they only have the storecard (don't quote me though). And I don't think that they are one of the easier GEMB cards.

Re: How hard is it to get American Eagle Card?

Anonymous — Thu, 07 Aug 2008 01:57:55 GMT

I was surprised to get approved for this one yesterday. I have WAY too many INQs on all three reports, and scores are not that great.

I'm not sure which CR they pulled...

*EDIT: They pulled TU.

Message Edited by soccermomof4 on 08-06-2008 06:57 PM

Re: How hard is it to get American Eagle Card?

MidnightVoice — Tue, 05 Aug 2008 18:12:27 GMT

concorduser wrote:
How difficult is it to get American Eagle Card? My 15 year old wants me to apply for that card.

How many will that make?

Re: How hard is it to get American Eagle Card?

Creditaddict — Tue, 05 Aug 2008 20:24:13 GMT

it seems to be an easy one, since they offer cl starting at 100 just like macy's and they do have the option to upgrade to visa later.

Re: How hard is it to get American Eagle Card?

Red1Blue — Tue, 05 Aug 2008 20:40:03 GMT

I am not sure it is worth adding a new account if they are offering $100 CL. I am not sure what kind of store promotions they might have for Card Holders.

I like Macy's in that aspect. They give additional 10-25% on the sale price for Macy's Card Holders.

Re: How hard is it to get American Eagle Card?

Anonymous — Sat, 04 Oct 2008 19:01:52 GMT

Hi concorduser, I just went to American Eagle for my teenage boys, I apped at counter for the AE Visa (girl told me you get a higher cl with the visa). I know that gemb pulls eq for me and I only have 1 inq on there...was instantly approved for $2,500. I think is was worth it because for every dollar you spend they give you points/credits...50 credits/10%off, 100 credits/20% off, 150 credits/30%, 200 credits/40%...My boys love this store so I think it's worth it if you shop there alot.

Re: How hard is it to get American Eagle Card?

Anonymous — Sat, 04 Oct 2008 19:22:45 GMT

well we did an app for hubby a few nights ago, he was approved online with macys for $100..so we figured we would try for ae, since you all compared it to macys...but it said decision in 7 to 10 days, and gave a reference number..does a refernced number mean declined?

Re: How hard is it to get American Eagle Card?

Anonymous — Sat, 04 Oct 2008 21:40:01 GMT

@Anonymous wrote:
well we did an app for hubby a few nights ago, he was approved online with macys for $100..so we figured we would try for ae, since you all compared it to macys...but it said decision in 7 to 10 days, and gave a reference number..does a refernced number mean declined?

No, it doesnt mean a decline. When I was standing waiting for my app decision(with my fingers crossed and my 9yr old ds fingers crossed) I asked the girl if they always give instant decisions and she said no, sometimes you get a "mabey"...It basically means that they have to do a manual review of credit profiles and it takes a few days for some decisions....keep your fingers crossed!