topic Re: Mini App Spree results in Credit Cards

Mini App Spree results

Anonymous — Mon, 04 Aug 2008 05:48:30 GMT

8-04-08

hooters: Approved CL unknown. Hoping since I have an established relation with Merrick, they will show some love.

Cap1: Approved CL $300 I probably would not have wasted the Inq. I was hoping for $1000

Target: further processing Im hopeful but lack confidence.

Juniper: Sea miles, Further Processing

I wanted to apply for these all at the same time hoping that one new account wouldn't lessen my chances on another. Under manual review will Juniper and Target see that I just opened the other 2 and tell me to F-off?

Re: Mini App Spree results

Anonymous — Mon, 04 Aug 2008 12:39:53 GMT

They probably won't show up on your reports by the time a decision is made on Junny and Target

Re: Mini App Spree results

Anonymous — Tue, 05 Aug 2008 01:19:41 GMT

3 of 4....

Target: $200
Juniper Declined!!!BAH!!!! With a TU of 675

* Presence of unpaid charged off accounts
* Low number of satisfactory accounts
* High number of recent inquiries

Sounds like they have some solid ground for saying no. What would I say in the event of a recon? I'm probably going to just let it go.

Ok, I got it out of my system. Im going to let these simmer over the next year, I will not apply for anything until these are the only INQ. I have left.

Message Edited by going2tdc on 08-04-2008 06:19 PM

Re: Mini App Spree results

Anonymous — Tue, 05 Aug 2008 01:21:50 GMT

75% is not bad. Congrats. Forget about Juniper for now.

Re: Mini App Spree results

Anonymous — Tue, 05 Aug 2008 01:26:59 GMT

Congrats

Re: Mini App Spree results

Anonymous — Wed, 06 Aug 2008 05:53:08 GMT

Thanks guys. Can't wait to see what this has done to my scores. Hopefully some CA's aging off soon will offset the negative impact. I keep reading that Target does not give CLI in most cases, is it pretty common for it to graduate to their Visa card?

Re: Mini App Spree results

Anonymous — Thu, 07 Aug 2008 01:26:36 GMT

congrats

Re: Mini App Spree results

Anonymous — Thu, 07 Aug 2008 01:35:29 GMT

congrats...what CL did you get on Hooters?

Re: Mini App Spree results

Anonymous — Thu, 07 Aug 2008 01:36:16 GMT

I've had my Target REDcard for almost 2 years. No CLI's, and just recently I called the 1-800 # and they actually have a recording that says they are not accepting requests for CLI's at this time.

Re: Mini App Spree results

Anonymous — Thu, 07 Aug 2008 02:29:40 GMT

@Anonymous wrote:
congrats...what CL did you get on Hooters?

$1500 / no annual fee. My highest starter since my default spree in 02.

@Anonymous wrote:

I've had my Target REDcard for almost 2 years. No CLI's, and just recently I called the 1-800 # and they actually have a recording that says they are not accepting requests for CLI's at this time.

That seems to be the general outcome I have been reading. How much trouble can one get themselves into with a $200 CL? I will just have to press the others I guess.

Re: Mini App Spree results

Red1Blue — Thu, 07 Aug 2008 02:41:49 GMT

Many of us got $200 CL with Target Store Card. That is way they are with their card. On and off I charge a little on the card and do PIF. Target is known for not giving CLI on their red card.

Re: Mini App Spree results

Susyflower — Thu, 07 Aug 2008 02:41:49 GMT

Congrats...you're on your way! Treat them with respect.

Re: Mini App Spree results

Anonymous — Thu, 07 Aug 2008 05:37:41 GMT

@Susyflower wrote:
Congrats...you're on your way! Treat them with respect.

Thank you! I am almost through my 7.5 years of hard knocks. Even a 30 day late is not an option. If I have to lie, cheat, rob, or steal to make my payment on time, Im going to make that happen.