topic Re: World MC with 1k limit ?!Is citi in Credit Cards

World MC with 1k limit ?!Is citi

Anonymous — Tue, 17 Feb 2015 23:26:33 GMT

i recently just PC my citi diamond Preffered into a double cash and the new card says world MC ! What does that mean ? is citi making us feel more important with our **bleep** limits of under 2k !?

Citi Double Cash 1k, CSP 5k , Chase United 5k , BOFA Cash 4.5k , Discover it 1k , Chase Slate 2k , Chase Freedom 1k , Hilton Amex 3k , U.S. Airways 7.5k , Amazon Store $2k
Gardening from now on last app 2/10/2015

Re: World MC with 1k limit ?!Is citi

mxp114 — Tue, 17 Feb 2015 23:30:30 GMT

Oh $1000 is pretty high for a World MasterCard. You can get a World Elite MasterCard as low as $200 with Capital One and Barclays Bank

Re: World MC with 1k limit ?!Is citi

firetech593 — Tue, 17 Feb 2015 23:34:38 GMT

FYI, I have a Citi AA WEMC at 1k...

Re: World MC with 1k limit ?!Is citi

kdm31091 — Tue, 17 Feb 2015 23:36:30 GMT

For most people it means basically nothing. You get the word "World" written above MC. That's about it. The benefits are nothing anyone is likely to actually use.

Re: World MC with 1k limit ?!Is citi

Anonymous — Tue, 17 Feb 2015 23:37:56 GMT

@mxp114 wrote:
Oh $1000 is pretty high for a World MasterCard. You can get a World Elite MasterCard as low as $200 with Capital One and Barclays Bank

So it's not visa sig 5k min cl

Re: World MC with 1k limit ?!Is citi

Anonymous — Tue, 17 Feb 2015 23:39:15 GMT

Citi DoubleCash almost ALWAYS has a low credit limit. The reason is that it's debatable whether the card is even profitable for Citi, so they don't give out high limits on the card.

As far as World MC goes, that's great! Check out this link for reasons why World MC are awesome

http://thepointsguy.com/2013/09/top-10-most-valuable-world-mastercard-benefits/

Re: World MC with 1k limit ?!Is citi

Anonymous — Tue, 17 Feb 2015 23:40:45 GMT

@kdm31091 wrote:
For most people it means basically nothing. You get the word "World" written above MC. That's about it. The benefits are nothing anyone is likely to actually use.

For most people that don't read the 500 page guide that comes with credit cards nowadays it means nothing I'm a nerd so I like reading that stuff

Re: World MC with 1k limit ?!Is citi

kdm31091 — Tue, 17 Feb 2015 23:45:18 GMT

As far as that list, the only really useful thing I see is roadside assistance. Most of the rest are warranties or price protections which are nice to have but are always going to be a total PITA to actually use/redeem/whatever (all warranties are). It's nice to get a discount on airport concierge, although it's nothing I would care to use, I don't really need help to get on a plane lol.

The number two benefit on that list has nothing to do with WMC though. It's the benefits of a few specific cards. The Arrival+ offers 2% on all purchases...that's not really a WMC benefit, it's just a benefit of that card period.

Of course it's nice to have an "upgrade" to a WMC especially since it's free. My Sallie Mae is a WMC. It's just dubious how many of the benefits people are actually going to use. I just never understood the fascination with niche benefits that are nothing useful for day to day living (except for heavy travellers perhaps).

Re: World MC with 1k limit ?!Is citi

Anonymous — Tue, 17 Feb 2015 23:47:08 GMT

Yeah I laugh when people pay with a visa sig for a car rental and buy the rentals collision insurance when they can get it for free with visa !

@Anonymous wrote:
Citi DoubleCash almost ALWAYS has a low credit limit. The reason is that it's debatable whether the card is even profitable for Citi, so they don't give out high limits on the card.

As far as World MC goes, that's great! Check out this link for reasons why World MC are awesome
http://thepointsguy.com/2013/09/top-10-most-valuable-world-mastercard-benefits/

Re: World MC with 1k limit ?!Is citi

Anonymous — Tue, 17 Feb 2015 23:57:23 GMT

@firetech593 wrote:
FYI, I have a Citi AA WEMC at 1k...

That sure make me feel extra elite with my 2k Citi DP card Time to check with Citi to see if I can get a WE slapped on my card

Re: World MC with 1k limit ?!Is citi

thelethargicage — Wed, 18 Feb 2015 00:26:38 GMT

"World" MC without NPSL = "Mundo" MC

Re: World MC with 1k limit ?!Is citi

BearsAndTurtlesRtheBest — Wed, 18 Feb 2015 00:41:55 GMT

@mxp114 wrote:
Oh $1000 is pretty high for a World MasterCard. You can get a World Elite MasterCard as low as $200 with Capital One and Barclays Bank

Mxp does your discover really have a Chip? Also you edited your Venture card as well as your CSP right?

Re: World MC with 1k limit ?!Is citi

kdm31091 — Wed, 18 Feb 2015 00:42:51 GMT

@BearsAndTurtlesRtheBest wrote:
@mxp114 wrote:
Oh $1000 is pretty high for a World MasterCard. You can get a World Elite MasterCard as low as $200 with Capital One and Barclays Bank
Mxp does your discover really have a Chip? Also you edited your Venture card as well as your CSP right?

If you call Discover they will mail you out a chip version of your card.

Re: World MC with 1k limit ?!Is citi

BearsAndTurtlesRtheBest — Wed, 18 Feb 2015 00:43:49 GMT

@kdm31091 wrote:
@BearsAndTurtlesRtheBest wrote:
@mxp114 wrote:
Oh $1000 is pretty high for a World MasterCard. You can get a World Elite MasterCard as low as $200 with Capital One and Barclays Bank
Mxp does your discover really have a Chip? Also you edited your Venture card as well as your CSP right?
If you call Discover they will mail you out a chip version of your card.

Thanks for the info I didnt know about this..

Re: World MC with 1k limit ?!Is citi

mxp114 — Wed, 18 Feb 2015 00:54:20 GMT

@BearsAndTurtlesRtheBest wrote:
Mxp does your discover really have a Chip? Also you edited your Venture card as well as your CSP right?

yes discover has a chip and those cards aren't edited? Well the only thing I did to the chase is I added the Visa Signature logo but I guess I should remove it since they're all visa signature now anyway lol

Re: World MC with 1k limit ?!Is citi

Burned2manybridgesB4 — Wed, 18 Feb 2015 00:57:43 GMT

@thelethargicage wrote:
"World" MC without NPSL = "Mundo" MC

Welcome to the 5/3 Cash Rewards WMC.......

Re: World MC with 1k limit ?!Is citi

Anonymous — Wed, 18 Feb 2015 06:04:10 GMT

@kdm31091 wrote:
As far as that list, the only really useful thing I see is roadside assistance. Most of the rest are warranties or price protections which are nice to have but are always going to be a total PITA to actually use/redeem/whatever (all warranties are). It's nice to get a discount on airport concierge, although it's nothing I would care to use, I don't really need help to get on a plane lol.

The number two benefit on that list has nothing to do with WMC though. It's the benefits of a few specific cards. The Arrival+ offers 2% on all purchases...that's not really a WMC benefit, it's just a benefit of that card period.

Of course it's nice to have an "upgrade" to a WMC especially since it's free. My Sallie Mae is a WMC. It's just dubious how many of the benefits people are actually going to use. I just never understood the fascination with niche benefits that are nothing useful for day to day living (except for heavy travellers perhaps).

Validation.

Re: World MC with 1k limit ?!Is citi

Anonymous — Wed, 18 Feb 2015 06:49:55 GMT

don't feel bad. i applied for a citi double cash card and only got a 6k limit. all my other cards have limits north of 20k....

Re: World MC with 1k limit ?!Is citi

wacdenney — Wed, 18 Feb 2015 13:25:15 GMT

Citi DC World MC is my lowest limit. I'm going to get around to closing it eventually. I request a CLI every single month and I have NEVER gotten one. I'm getting sick and tired of Citi!!

Re: World MC with 1k limit ?!Is citi

Jerry45 — Wed, 18 Feb 2015 14:21:37 GMT

Thanks for the tip on Double cash. Did not realize they gave out low limits.