topic Re: Chase in Credit Cards

Chase

DueDilligence — Tue, 17 Feb 2015 07:15:01 GMT

What would everyone say the easiest Chase card to obtain is?

Re: Chase

JayPaulM29 — Tue, 17 Feb 2015 07:21:22 GMT

@DueDilligence wrote:
What would everyone say the easiest Chase card to obtain is?

Rumor has it, it's the freedom card. All the other ones are more of a battle if your CS isn't superb

Re: Chase

baller4life — Tue, 17 Feb 2015 07:25:30 GMT

Freedom or Slate

Re: Chase

zarteycranford — Tue, 17 Feb 2015 11:32:43 GMT

Freedom is easiest in my opinion. That was my way into chase. They seem to use this card as a Guinna Pig to test your worthiness.

Re: Chase

Anonymous — Tue, 17 Feb 2015 14:08:16 GMT

For me it was the Chase Amazon Visa.

Re: Chase

TURNERHOOVER — Tue, 17 Feb 2015 14:38:36 GMT

@Anonymous wrote:
For me it was the Chase Amazon Visa.

I can never get an offer from Chase.

Re: Chase

Anonymous — Tue, 17 Feb 2015 14:38:56 GMT

I was the Amazon Visa for me as well, I was denied for the Freedom.

Re: Chase

Anonymous — Tue, 17 Feb 2015 15:25:50 GMT

My first approval I was pre approved for Slate and Freedom, went with Slate. Check your pre approved offers, if you have them it's pretty much a lock. If you don't, it doesn't mean anything. I haven't had any offers since the first one and I've got 3 additional cards.

I think the others have covered it. I would say try for the Freedom or Amazon, they seem to be the easiest.

Any route you take, if you get a 7-10 day or denial try recons. They are the best recon department I've dealt with along with Barclays. They actually look, and give it a chance.

Good luck. Let us know!

Re: Chase

Anonymous — Tue, 17 Feb 2015 15:43:29 GMT

Check the pre-approvals

Re: Chase

Anonymous — Tue, 17 Feb 2015 16:10:14 GMT

I check the preapprovals for chase all the time and I have never had a offer yet, tried for chase freedom a couple months ago and denied. I check the pre approval site 1-2 times a week. Last week checked the preapproval site like I always do and nada! Decided to try for Chase Amazon since that was another Chase card I wanted (even though I really wanted the Freedom and wanted the Freedom first)I decided to try for the Amazon because I also wanted that card and I wanted to get in with Chase I got the review message instantly and took it as a denial. Later that day called the automated status line. It wouldnt give me a status update at all. After I put in my social it would just be silent for like 5 seconds then said "to repeat this information press 7" it just kept doing that so I picked to speak with someone and that's when I was told my app was just pending and it was either denied or approved and to wait a few days.

At that point I came to the board (as I always do) I was told to call the Backdoor number....called that number as well as 2 different numbers I found and was told the same its just pending and I have to wait!! Decided a few hours later to call the Backdoor/underwriter number again and this time I got a nice lady who told me right away that my app was sitting in verification and I would have to call that number (they were already closed for the day when I called)

Next evening I called the verification number. The guy asked me if it was me that applied for the chase Amazon and I said yes. He then asked me questions about my current credit cards off my EQ report (they were trick questions lol) the first he asked is name 2 cards off my EQ report that have been opened for over a year. I only have one card on that report that has been opened for over a year (it's only on my EQ report but is a restricted cap one card from 2005 that still reports as open, paid as agreed, no lates, but also no credit limit (it gives me 10 years to my AAOA so I don't want to say anything about it and its doesn't have one late attached to it at all and still reports as open) the only other card that's more then a year is a closed in good standing, no lates Kay's card but I told him that one is closed. So then he said so the rest have been open for less then a year and I said yes and he asked even the store cards and I said yes.

Then he asked me real quick back to back my birthday and how old I was lol

In the end I was approved and was very very surprised. Still to this day I get no offers on chase site but I'm gonna keep on trying because I really want the freedom too. So for me the Chase Amazon was easy and was approved without having any offers/pre approvals in chases website.

Sorry for the book I just wanted to share my experience and even if you apply and get the review message to call the Backdoor number because it could be verification and if it's not then of course recon. I have never had any of my applications (besides chase) go into verification before and it was the way I put my address that made it go to verification. I live in a duplex townhouse where I am A and my neighbor is B and I always put A under the apartment/unit section like 15 Cool Road A but the post office and I guess when chase tried to verify it it came back as 15 A Cool Road. So it can little things that throw your app into verification.

Re: Chase

uswala — Tue, 17 Feb 2015 16:12:12 GMT

@Anonymous wrote:
Check the pre-approvals

They are pretty accurate.

Re: Chase

Anonymous — Tue, 17 Feb 2015 18:15:56 GMT

I'd have to say Slate. Last year I was denied for a Freedom but approved for a Slate.

if you get any offers thru thier preapproval process I'd say your good to go with whatever they choose to offer yu.

Re: Chase

Anonymous — Tue, 17 Feb 2015 18:33:23 GMT

I was denied for a Slate yet approved for a CSP four months later...go figure.

Re: Chase

Turbobuick — Wed, 18 Feb 2015 00:20:33 GMT

I have the amazon and the slate cards and of course the slate card is about worthless after the promotional period. This morning I applied for a slate card in my wifes name and it was approved at the speed of light, even before I released the "submit" button. She has excellent credit, we just need to move a smallish balance off Sallie Mae before their promotional period ends and interest charges occur.

Paying large sums to vet specialists for a sick dog isn't fun. Wife says they can harvest my organs if the dog needs them.

Re: Chase

Anonymous — Wed, 18 Feb 2015 04:07:19 GMT

@Turbobuick wrote:
I have the amazon and the slate cards and of course the slate card is about worthless after the promotional period. This morning I applied for a slate card in my wifes name and it was approved at the speed of light, even before I released the "submit" button. She has excellent credit, we just need to move a smallish balance off Sallie Mae before their promotional period ends and interest charges occur.

Paying large sums to vet specialists for a sick dog isn't fun. Wife says they can harvest my organs if the dog needs them.

You are correct that the Slate is a total no frills card although Chase is preparing to offer free mmonthly Fico scores to Slate cardholders. Still pretty worthless nonetheless.

I have to admit the only good thing I got out of the card was an opportunity to build a relationship with Chase. Less than a year later I got a CSP.

Re: Chase

AvadaKedavra — Wed, 18 Feb 2015 04:35:57 GMT

My "in" with them was with a Freedom card and I only got a $500 limit. A few months later I was pre-aproved for a Slate, applied got a 5K limit and moved $4,500 over my Freedom. Then a couple months after THAT I was approved for a CSP with a 5K limit.

Re: Chase

DueDilligence — Wed, 18 Feb 2015 05:05:09 GMT

Thanks to all who have responded to this thread. Not only full of information but when I see similar responses I become more confident to pursue!!!!!

Re: Chase

Anonymous — Wed, 18 Feb 2015 07:14:29 GMT

I think the SW cards may quite possibly be some of the easiest approvals and most valuable ways to get in w/Chase.

Re: Chase

chalupaman — Wed, 18 Feb 2015 08:13:57 GMT

@Anonymous wrote:
I think the SW cards may quite possibly be some of the easiest approvals and most valuable ways to get in w/Chase.

That's how I got in with them at all. $5k limit right off the bat for me after some verification and doing a bit of talking through recon about my relationship with Chase and all this stuff.

Re: Chase

DueDilligence — Wed, 18 Feb 2015 08:19:53 GMT

When you guys refer to "SW", what does that mean? If you guys don't mind sharing, what where you current situations to have to take a certain course of action? Thanks for all the insight you guys can give!!!!