topic Re: WF Home Projects Visa in Credit Cards

WF Home Projects Visa

JSS3 — Wed, 25 Feb 2015 19:16:53 GMT

Have had this card 11 months now. Maxed out and paid off in 4 months. No auto. How hard is it to get a CLI from them? Is it always a hard pull?

Re: WF Home Projects Visa

chalupaman — Wed, 25 Feb 2015 19:18:03 GMT

@JSS3 wrote:
Have had this card 11 months now. Maxed out and paid off in 4 months. No auto. How hard is it to get a CLI from them? Is it always a hard pull?

They can do SP CLIs at times. I'd go ahead and call them and ask to see.

Re: WF Home Projects Visa

JSS3 — Wed, 25 Feb 2015 19:35:11 GMT

Ok. Will wait for the year mark then hit 'em up if no auto.

Thanks.

Re: WF Home Projects Visa

IWOL — Wed, 25 Feb 2015 19:44:36 GMT

@JSS3 wrote:
Ok. Will wait for the year mark then hit 'em up if no auto.

Thanks.

I have this card too. I think an auto CLI on this card is unlikely. Ive had mine for almost 18 months. I opened this account to finance a new air conditioning unit which was around $8200 at 9%. Ive paid the balance down to $1500 and never seen any increase.

This account works a little differntly to other cards because of the fact that the Visa limit is built into the "line of credit" that can only be used with retailers that accept it.

I was hoping to PC this card once paid off but I have a feeling it cant be done. Its really useless for anything other than home repairs/maintanance. The interest rate n the Visa portion of the CL is a whopping 27%.

Re: WF Home Projects Visa

JSS3 — Wed, 25 Feb 2015 20:16:47 GMT

@IWOL wrote:
@JSS3 wrote:
Ok. Will wait for the year mark then hit 'em up if no auto.

Thanks.
I have this card too. I think an auto CLI on this card is unlikely. Ive had mine for almost 18 months. I opened this account to finance a new air conditioning unit which was around $8200 at 9%. Ive paid the balance down to $1500 and never seen any increase.
This account works a little differntly to other cards because of the fact that the Visa limit is built into the "line of credit" that can only be used with retailers that accept it.

I was hoping to PC this card once paid off but I have a feeling it cant be done. Its really useless for anything other than home repairs/maintanance. The interest rate n the Visa portion of the CL is a whopping 27%.

I needed a new boiler with an added Chimney line. Total cost was 7,700@ @ 12.9%. Glad I'm done with that! My Visa portion is only 924.

I'd like to see a cool 10,000 limit on this card.