topic Re: Walmart? in Credit Cards

Walmart?

Anonymous — Fri, 21 Sep 2007 20:49:23 GMT

Those of you with the Walmart card, did you get an instant approval or the 24 to 48 hrs message?

Re: Walmart?

Anonymous — Fri, 21 Sep 2007 21:34:28 GMT

bump

Re: Walmart?

Anonymous — Fri, 21 Sep 2007 21:36:25 GMT

bren39 wrote:

Those of you with the Walmart card, did you get an instant approval or the 24 to 48 hrs message?

Mine was instant with really sucky scores and a limit to match

Re: Walmart?

Anonymous — Fri, 21 Sep 2007 21:38:43 GMT

ok..thanks much Brammy...

Re: Walmart?

Anonymous — Fri, 21 Sep 2007 23:15:33 GMT

Hi Brammy,

What was your limit with Walmart? I got a lousy 300 bucks, but its up to a whopping 1K.. WOW LOl

Re: Walmart?

Anonymous — Fri, 21 Sep 2007 23:22:35 GMT

ragcajun wrote:

Hi Brammy,

What was your limit with Walmart? I got a lousy 300 bucks, but its up to a whopping 1K.. WOW LOl

Lets put it like this. The limit was so bad that if I wanted to by two weeks worth of groceries I would have had to bring an extra card. FIred!!! Had that card for two years and they would give a 100.00 CLI every 4 mos. Now I use my Target Visa at Walmart.

Seems they go by whatever your credit file lokked like a the time of application. Only had one low limit card at the time and have never seen an AR on any bureau.

Message Edited by Brammy on 09-21-2007 07:21 PM

Message Edited by Brammy on 09-21-2007 07:22 PM

Re: Walmart?

Anonymous — Fri, 21 Sep 2007 23:26:12 GMT

thanks sucks. yeah I am getting 200 credit line increases. i know use my amex gold rewards plus card. I might as well earn some points! LOL

Re: Walmart?

Anonymous — Fri, 21 Sep 2007 23:33:50 GMT

ragcajun wrote:

thanks sucks. yeah I am getting 200 credit line increases. i know use my amex gold rewards plus card. I might as well earn some points! LOL

I use the Target Visa out of spite

Re: Walmart?

Anonymous — Sat, 22 Sep 2007 00:26:56 GMT

I used to work at walmart and processed people's credit card requests often.

I had no way of knowing what their credit scores were, but a lot of people got instant approval for around $300.

Sometimes someone would get a $2,000 card, but I'm sure those people had outstanding credit already.

The way the process works is you go to the register and just ask to apply for credit. You need your license and another CC. They run both of them and in seconds you know if you're approved or not. You can make one purchase then if you choose, or just wait for the card to arrive.

Re: Walmart?

Anonymous — Sat, 22 Sep 2007 18:05:43 GMT

Which card the MC or Discover

Re: Walmart?

Anonymous — Mon, 22 Oct 2007 03:18:28 GMT

bump...anyone get the 24 to 48 and get the approval?

Re: Walmart?

Anonymous — Mon, 22 Oct 2007 03:35:24 GMT

bren39 wrote:

bump...anyone get the 24 to 48 and get the approval?

Call them

Re: Walmart?

TKDALLSTAR — Mon, 22 Oct 2007 04:41:56 GMT

Right, I had instant approval online for $300.. Closed the account, crazy interest rate..

Re: Walmart?

Anonymous — Mon, 22 Oct 2007 13:11:04 GMT

They declined for too recent appl's...I thought you can apply every 30 days..I guess not...However, I already sent a Recon...If declined never again....GE has approved accounts with lower scores than I have plus more baddies..I have worked hard to clean my TU and its actually the cleanest of all 3...So, if declined after recon...never will I apply again...

Re: Walmart?

phumanr — Mon, 22 Oct 2007 17:32:17 GMT

All,

My approval took about 3 days -- I received a verification call. They approved me for $3K for the Walmart Discover with an Equifax score of 657. I have a two year old discharged BK.

Phumanr

Re: Walmart?

dallasjetfan — Sat, 27 Oct 2007 23:39:55 GMT

I just got an instant approval for..... .....$150!!!!! I am going to try really hard not to spend it all at one time!!

Re: Walmart?

dallasjetfan — Sat, 27 Oct 2007 23:41:47 GMT

Should I also apply for the Walmart Discover?? I have a BK that has been discharged for about 18 months.

Re: Walmart?

Anonymous — Sat, 27 Oct 2007 23:45:07 GMT

dallasjetfan wrote:
Should I also apply for the Walmart Discover?? I have a BK that has been discharged for about 18 months.

LOL!!! My approval was about 40.00 higher than yours.... Fast forward two years (drumroll please.) 590.00 big ones I hate GEMB they are a joke! really doubt they woudl do Discover for you, lol they will say they considred you for both with the original app.

Re: Walmart?

dallasjetfan — Sat, 27 Oct 2007 23:46:25 GMT

Oh well, I guess it is a TL and I can use them for small increases in credit score.

Re: Walmart?

Anonymous — Sat, 27 Oct 2007 23:47:56 GMT

Lol wow I feel lucky then I just got approved for 300 dollars