topic Re: US Bank Secured in Credit Cards

US Bank Secured

Anonymous — Thu, 05 Feb 2015 20:57:03 GMT

US Bank pulled out my deposit fund today from my bank. Can anyone tell me how long it took to get their card after?

Re: US Bank Secured

Anonymous — Fri, 06 Feb 2015 00:41:31 GMT

@Anonymous wrote:
US Bank pulled out my deposit fund today from my bank. Can anyone tell me how long it took to get their card after?

Glad to see they approved you for this to get the ball rolling. Have you called and asked them?

Re: US Bank Secured

Anonymous — Fri, 06 Feb 2015 01:03:24 GMT

I called and asked if it was approved the guy said it looked good and process usually takes about 7 days. He came off like I was maybe being over anxious so I do r want to call and bug them lol..

Re: US Bank Secured

longtime_lurker — Fri, 06 Feb 2015 01:07:43 GMT

@Anonymous wrote:
I called and asked if it was approved the guy said it looked good and process usually takes about 7 days. He came off like I was maybe being over anxious so I do r want to call and bug them lol..

I called everyday past the 3 days I was initially told it would take my Cash + to go through manual U/W, and I'm sure I was a pester to someone. But frankly, US Bank is stupid slow in comparison to my other lenders. My advice is to wait those 7 days he quoted, and if not taken care of, call everyday for updates.

Re: US Bank Secured

Booboo71 — Fri, 06 Feb 2015 01:31:44 GMT

mine was 7 or 8 days it will be a platinum with chip. Did you get an increase? I didnt. still waiting for my deposit its been roughly 2 weeks

Re: US Bank Secured

Anonymous — Fri, 06 Feb 2015 01:32:36 GMT

Less than a week on the harley davidson secured.

Re: US Bank Secured

Anonymous — Fri, 06 Feb 2015 01:43:06 GMT

Booboo71 I wanted that one despite the annual fee. They offer increases? I haven't got any mail about it or calls.

Re: US Bank Secured

Anonymous — Fri, 06 Feb 2015 01:45:14 GMT

Pfarro1 I hope it gets here that quick. I don't need the card I'm just impatient!

Re: US Bank Secured

Anonymous — Thu, 12 Feb 2015 19:07:28 GMT

US Bank took my deposit today, and when I called they said the card is issued once they verifiy the funds are from me. The rep said up to 2 weeks, but usually not that long.

Re: US Bank Secured

Anonymous — Wed, 18 Feb 2015 09:14:15 GMT

Got my card in the mail today. 12 days after they pulled the funds I think it's time to garden and pay down the nordies card!

Re: US Bank Secured

Anonymous — Fri, 27 Feb 2015 22:20:26 GMT

Card arrived today -- 15 days after they took the funds.

Re: US Bank Secured

Anonymous — Fri, 27 Feb 2015 22:27:26 GMT

Nice. I just realized Ill have to have this US Bank secured card for about 2 years until my scores get good enough to app for an rei visa.

Re: US Bank Secured

Anonymous — Fri, 27 Feb 2015 22:27:39 GMT

Congrats to all of you who have gotten your feet back in the door with secured cards ... congrats!

Re: US Bank Secured

Anonymous — Mon, 01 Jun 2015 16:00:41 GMT

it may not be that long. I've had a us bank card since sept 2014. Once i hit the 6 month mark with a perfect payment history, my scores went up significantly. You can always try Capital one as well. I have a secured card with them, a quicksilver and a classic card.

Re: US Bank Secured

Anonymous — Mon, 01 Jun 2015 16:02:48 GMT

correction lol...just in case you weren't talking about your credit score. It only takes 1 year before you can graduate to an unsecured visa with us bank. Just put in auto pay and call them in one year. Good luck.