topic Re: PNC Sp CLI possible? in Credit Cards

PNC Sp CLI possible?

Anonymous — Sun, 01 Mar 2015 14:51:42 GMT

So I have a PNC cash builder card that I use for bill pay only and ease of use. I can just do a account transfer to pay the bill since I bank with them.

However, the limit is garbage. $1.5 k leaves me at 28% utilization constantly. I don't like that.

Has anyone gotten a soft pull CLI from PNC before? I might just push these transactions to my newly received double cash, but I like keeping bills on a different pay schedule.

Re: PNC Sp CLI possible?

KneelBeforeZod — Sun, 01 Mar 2015 15:19:50 GMT

My wife has a card through PNC and when she asked about CLI's they would not specify whether it would be hard or soft. Same issue as you - low limit and she has paid in full every month before statements cut religiously (except letting a bottle of soda or what not cut here and there)

It's now sock drawered in favor of a different card. This was about 9 months ago though - hope you experience different feedback than she did.

Re: PNC Sp CLI possible?

Anonymous — Sun, 01 Mar 2015 15:23:40 GMT

@KneelBeforeZod wrote:
My wife has a card through PNC and when she asked about CLI's they would not specify whether it would be hard or soft. Same issue as you - low limit and she has paid in full every month before statements cut religiously (except letting a bottle of soda or what not cut here and there)

It's now sock drawered in favor of a different card. This was about 9 months ago though - hope you experience different feedback than she did.

Hmm well, I may give them a call. Outlook does not seem good

Re: PNC Sp CLI possible?

KneelBeforeZod — Sun, 01 Mar 2015 15:27:06 GMT

Keep in mind our experiences were 9 months ago. That can be eternity for some banks. It certainly served its purpose of helping her build her score.

She ended up going for an Amex and a Barclay Arrival instead