topic Re: Get Prequals in mail but never on respective website. in Credit Cards

Get Prequals in mail but never on respective website.

Anonymous — Sun, 01 Mar 2015 12:01:10 GMT

I get several prequalifications in the USPS mail a month but if I just do a general search on the respective banks website I am always told that "we did not find any but you might like......." Then if I punch in the invitation number BAMM there it is.

Is there a reason for this? Is there a general website folks use??
I keep getting the same:
2 from CiTi, 2 cap1, 1 secured from AMEX .

Re: Get Prequals in mail but never on respective website.

Anonymous — Sun, 01 Mar 2015 16:28:44 GMT

Not sure I know the reason, but I have had a similar experience.

I just got instant approved with BOA using a mailer with an invitation code (it had a firm APR and "minimum offer terms" box with opt-out/in box). But I could never get anything to come up on the BOA pre-qualified site. I do get pre-qualified offers on the web sites for Chase, Cap 1, and Citi sites, but never a pre-qualified mailer. Nothing on AMEX even though I am already an AU user for the Platinum, and I get "invitations" to apply in the mail from them, but no pre-qualified or pre-approved offers.

I have read here that the BOA pre-qualified site is not as reliable as some of the others like Chase. Chase was 100% for me. It showed pre-qualified for Freedom and CSP and I was instant approved for both.

Re: Get Prequals in mail but never on respective website.

happypill — Sun, 01 Mar 2015 17:13:51 GMT

I think some of the pre-qual sites are sensitive to small differences in how data is input. For example, the period at the end of my street address will throw everything off. If I enter XXXXX St.; I'll get nothing. But if I enter XXXXX St (without period at end), stuff comes up. Probably just how they match things up to your credit reports.

Re: Get Prequals in mail but never on respective website.

fury1995 — Sun, 01 Mar 2015 20:17:25 GMT

Used to happen to me too. Live on "Terrace" but EX and EQ abbreviate it as TER and TU will always shorten it to TE.

Re: Get Prequals in mail but never on respective website.

Anonymous — Sun, 01 Mar 2015 21:01:40 GMT

See i have always use my address. I never used my address as per my credit report. I just copied it off the mailer.

Re: Get Prequals in mail but never on respective website.

Jerry45 — Sun, 01 Mar 2015 21:16:46 GMT

I agree. Chase is the best Pre Qual Site