topic Re: Equality Visa Card in Credit Cards

Equality Visa Card

Anonymous — Tue, 03 Mar 2015 02:05:43 GMT

I'm not and I repeat I'm not starting a political or social debate. Has the Equality Visa Card been discussed? The terms and benefits have to be great regardless if you support the cause or not in order for anyone to apply. The terms seem great for rebuilders and students. Has anyone applied?

No Annual Fee
No Balance Transfer Fees
9.99% introductory rate on purchases for 6 months
7.99% introductory rate on Balance Transfers for 12 months
13.9% APR after intro period
Joint Accounts for Married and Unmarried Couples
Business Credit Cards Available
Efficient Online Account Access
Student Friendly

The issuer is First American State Bank. Here is the link http://www.equalitycardproject.com

Re: Equality Visa Card

Anonymous — Tue, 03 Mar 2015 02:14:54 GMT

@Anonymous wrote:
I'm not and I repeat I'm not starting a political or social debate. Has the Equality Visa Card been discussed? The terms and benefits have to be great regardless if you support the cause or not in order for anyone to apply. The terms seem great for rebuilders and students. Has anyone applied?

No Annual Fee
No Balance Transfer Fees
9.99% introductory rate on purchases for 6 months
7.99% introductory rate on Balance Transfers for 12 months
13.9% APR after intro period
Joint Accounts for Married and Unmarried Couples
Business Credit Cards Available
Efficient Online Account Access
Student Friendly

The issuer is First American State Bank. Here is the link http://www.equalitycardproject.com

So........

Someone else gets the rewards?

Re: Equality Visa Card

Anonymous — Tue, 03 Mar 2015 02:15:47 GMT

I hadn't heard of it until you mentioned it. HRC has a card too if this type of thing is of interest to you - it's issued by BofA and it's a 321 rewards card: http://www.hrc.org/support/get-an-hrc-visa-card

Re: Equality Visa Card

CreditCuriosity — Tue, 03 Mar 2015 02:18:29 GMT

@Anonymous wrote:
@Anonymous wrote:
I'm not and I repeat I'm not starting a political or social debate. Has the Equality Visa Card been discussed? The terms and benefits have to be great regardless if you support the cause or not in order for anyone to apply. The terms seem great for rebuilders and students. Has anyone applied?

No Annual Fee
No Balance Transfer Fees
9.99% introductory rate on purchases for 6 months
7.99% introductory rate on Balance Transfers for 12 months
13.9% APR after intro period
Joint Accounts for Married and Unmarried Couples
Business Credit Cards Available
Efficient Online Account Access
Student Friendly

The issuer is First American State Bank. Here is the link http://www.equalitycardproject.com

So........

Someone else gets the rewards?

Does not compute for Nixon

Re: Equality Visa Card

Anonymous — Tue, 03 Mar 2015 02:21:23 GMT

@CreditCuriousity wrote:
@Anonymous wrote:
@Anonymous wrote:
I'm not and I repeat I'm not starting a political or social debate. Has the Equality Visa Card been discussed? The terms and benefits have to be great regardless if you support the cause or not in order for anyone to apply. The terms seem great for rebuilders and students. Has anyone applied?

No Annual Fee
No Balance Transfer Fees
9.99% introductory rate on purchases for 6 months
7.99% introductory rate on Balance Transfers for 12 months
13.9% APR after intro period
Joint Accounts for Married and Unmarried Couples
Business Credit Cards Available
Efficient Online Account Access
Student Friendly

The issuer is First American State Bank. Here is the link http://www.equalitycardproject.com

So........

Someone else gets the rewards?
Does not compute for Nixon

It's an Idea, but if you really want to donate all your rewards....Why not maximize them first? 1% is so 2000.

Re: Equality Visa Card

Anonymous — Tue, 03 Mar 2015 02:29:17 GMT

@CreditCuriousity wrote:
@Anonymous wrote:
@Anonymous wrote:
I'm not and I repeat I'm not starting a political or social debate. Has the Equality Visa Card been discussed? The terms and benefits have to be great regardless if you support the cause or not in order for anyone to apply. The terms seem great for rebuilders and students. Has anyone applied?

No Annual Fee
No Balance Transfer Fees
9.99% introductory rate on purchases for 6 months
7.99% introductory rate on Balance Transfers for 12 months
13.9% APR after intro period
Joint Accounts for Married and Unmarried Couples
Business Credit Cards Available
Efficient Online Account Access
Student Friendly

The issuer is First American State Bank. Here is the link http://www.equalitycardproject.com

So........

Someone else gets the rewards?
Does not compute for Nixon

That's why I say it would be good for rebuilders if they approved lower scores with baddies. The terms are great compared with typical rebuilding cards. Once you have rebuilt you could move on.

Re: Equality Visa Card

Anonymous — Tue, 03 Mar 2015 02:30:57 GMT

Depends what kind of scores they approve...

Re: Equality Visa Card

nyancat — Tue, 03 Mar 2015 02:42:23 GMT

It's a terrible offer. Get the Citi Double Cash, give 1.5% of your purchases (75% of your rewards) to PFLAG (or another good LGBT charity) and keep .5% for yourself - you BOTH end up better off than with that awful card!

Re: Equality Visa Card

Anonymous — Tue, 03 Mar 2015 02:49:58 GMT

@nyancat wrote:
It's a terrible offer. Get the Citi Double Cash, give 1.5% of your purchases (75% of your rewards) to PFLAG (or another good LGBT charity) and keep .5% for yourself - you BOTH end up better off than with that awful card!

Ok but Citi will not approve when you have not-so-good credit. You need a good score, no baddies, minimal inquires, etc. I was thinking cards like these might approve rebuilders. I might be wrong but it's worth asking.

Re: Equality Visa Card

Anonymous — Tue, 03 Mar 2015 02:54:17 GMT

@Anonymous wrote:
@nyancat wrote:
It's a terrible offer. Get the Citi Double Cash, give 1.5% of your purchases (75% of your rewards) to PFLAG (or another good LGBT charity) and keep .5% for yourself - you BOTH end up better off than with that awful card!
Ok but Citi will not approve when you have not-so-good credit. You need a good score, no baddies, minimal inquires, etc. I was thinking cards like these might approve rebuilders. I might be wrong but it's worth asking.

Only if you're certain they will approve bad/damaged credit.

Re: Equality Visa Card

Anonymous — Tue, 03 Mar 2015 02:56:28 GMT

Well someone apply!
Lol

Re: Equality Visa Card

nyancat — Tue, 03 Mar 2015 02:56:32 GMT

@Anonymous wrote:
@Anonymous wrote:
@nyancat wrote:
It's a terrible offer. Get the Citi Double Cash, give 1.5% of your purchases (75% of your rewards) to PFLAG (or another good LGBT charity) and keep .5% for yourself - you BOTH end up better off than with that awful card!
Ok but Citi will not approve when you have not-so-good credit. You need a good score, no baddies, minimal inquires, etc. I was thinking cards like these might approve rebuilders. I might be wrong but it's worth asking.
Only if you're certain they will approve bad/damaged credit.

That was my point. I really don't see anything suggesting it's a potential rebuilding card. Amex can be GREAT to students, doesn't mean they approve rebuilders...

Re: Equality Visa Card

weehoo — Tue, 03 Mar 2015 02:59:59 GMT

Cash is a better option then this card

Re: Equality Visa Card

nyancat — Tue, 03 Mar 2015 03:04:58 GMT

@weehoo wrote:
Cash is a better option then this card

How? It has no fees, gives 1% to a good cause, etc. It's still a better deal than cash

Re: Equality Visa Card

B335is — Tue, 03 Mar 2015 03:05:24 GMT

Why is everyone saying this is a rebuilder card? I don't know many (any) rebuilder cards with no BT fee. I might apply.

Re: Equality Visa Card

Anonymous — Tue, 03 Mar 2015 03:17:10 GMT

I like the apr.
I need some cards with lower then 15% apr.

Re: Equality Visa Card

Anonymous — Tue, 03 Mar 2015 03:18:11 GMT

@B335is wrote:
Why is everyone saying this is a rebuilder card? I don't know many (any) rebuilder cards with no BT fee. I might apply.

I only asked if anyone applied and if there is a chance rebuilders would get approved. Apparently not. I jumped the gun when I saw "student friendly". I thought that might meant rmarginal credit might get approved.

Re: Equality Visa Card

chalupaman — Tue, 03 Mar 2015 03:26:01 GMT

@B335is wrote:
Why is everyone saying this is a rebuilder card? I don't know many (any) rebuilder cards with no BT fee. I might apply.

If you do apply, report back on what bureau they pulled from and everything. I could also use a consistently low APR card too. Technically if Amex ED's offer wasn't still on my account, that one would be 12.99%.

This card's APR after the promo's over would be 13.9%.

Re: Equality Visa Card

Anonymous — Tue, 03 Mar 2015 03:29:46 GMT

@Anonymous wrote:
@B335is wrote:
Why is everyone saying this is a rebuilder card? I don't know many (any) rebuilder cards with no BT fee. I might apply.
I only asked if anyone applied and if there is a chance rebuilders would get approved. Apparently not. I jumped the gun when I saw "student friendly". I thought that might meant rmarginal credit might get approved.

"Student friendly" usually means "thin file friendly" which is a completely different thing than "damaged credit friendly"

Re: Equality Visa Card

elim — Tue, 03 Mar 2015 03:30:58 GMT

somebody with a 620 App already!