topic Re: Any particular CUs being generous on large limits right now? in Credit Cards

Any particular CUs being generous on large limits right now?

Anonymous — Tue, 03 Mar 2015 23:16:25 GMT

I recently got declined on SPs from NASA FCU for one of their credit cards for reasons yet unknown, are there any other credit unions out there being extremely generous currently that maybe are under the radar you could share, I've got a couple of cards, ranging from $300 to $1500, utilitzation is already under 15% at all times, so really trying to get that one card that makes my credit lines skyrocket and makes my util. even lower guaranteed. I'm open to suggestions, Preferably though someone pulling EX (689) or EQ (658), I'm going into the garden after this for a good year or so I'd like to find that one high card before then,

Thanks!

Re: Any particular CUs being generous on large limits right now?

baller4life — Tue, 03 Mar 2015 23:17:26 GMT

Soooo are you eligible for Navy Federal??

Re: Any particular CUs being generous on large limits right now?

Anonymous — Tue, 03 Mar 2015 23:19:29 GMT

@baller4life wrote:
Soooo are you eligible for Navy Federal??

Unfortunately not.

Re: Any particular CUs being generous on large limits right now?

baller4life — Tue, 03 Mar 2015 23:26:25 GMT

Check out Alliant. They are EQ pullers. What baddies do you have on EQ?

Re: Any particular CUs being generous on large limits right now?

Anonymous — Tue, 03 Mar 2015 23:36:05 GMT

@baller4life wrote:
Check out Alliant. They are EQ pullers. What baddies do you have on EQ?

No baddies on anything except TU for a collections debt that is currently being disputing as a totally different person's debt was put on there.

EQ and EX are clean, no missed payments and low util. only real issue is a lot of inquiries, 8+, and not large AAoA.

Re: Any particular CUs being generous on large limits right now?

Anonymous — Wed, 04 Mar 2015 03:36:30 GMT

@Anonymous wrote:
@baller4life wrote:
Check out Alliant. They are EQ pullers. What baddies do you have on EQ?
No baddies on anything except TU for a collections debt that is currently being disputing as a totally different person's debt was put on there.

EQ and EX are clean, no missed payments and low util. only real issue is a lot of inquiries, 8+, and not large AAoA.

Bump

Re: Any particular CUs being generous on large limits right now?

B335is — Wed, 04 Mar 2015 03:40:02 GMT

Since someone mentioned Alliant, I'm curious how forgiving they are with a prior burn.

OP, it's hard to find a CU that is generous right off the bat. They've always denied me because I have a lot of new accts. I've heard decent things about Alliant. UNFCU is another good one.

Re: Any particular CUs being generous on large limits right now?

visorboy1974 — Wed, 04 Mar 2015 14:34:34 GMT

@B335is wrote:
Since someone mentioned Alliant, I'm curious how forgiving they are with a prior burn.

OP, it's hard to find a CU that is generous right off the bat. They've always denied me because I have a lot of new accts. I've heard decent things about Alliant. UNFCU is another good one.

Alliant usually won't forgive prior burns. That said, I was initially approved for $500 with them...rose to $15K after 6 months. I've been lucky with UIECU (University of Illinois Employees Credit Union). I'm at $25K with their Illinicard with a BK7 on record.

Re: Any particular CUs being generous on large limits right now?

Anonymous — Wed, 04 Mar 2015 14:42:15 GMT

CapOne was giving high limits recently for its Venture card. I don't know if that has fallen off or not post Costco, though.

Re: Any particular CUs being generous on large limits right now?

Anonymous — Wed, 04 Mar 2015 14:48:29 GMT

Good info so far, still waiting for a consensus before I try to apply for another CU, etc.

Re: Any particular CUs being generous on large limits right now?

Anonymous — Thu, 05 Mar 2015 17:37:39 GMT

Bumping, preferably looking for a EX pull, EQ is ok as well