topic Re: Discover question in Credit Cards

Discover question

Deltadog03 — Thu, 05 Mar 2015 15:26:20 GMT

so I was fortunate to get approved for the Disover It card, and I got this email just a bit ago. So does that mean if I use it before March 16th, they will cut a statement on that day and send it to me? In other words, it seems like the 16th is my statement date? Sorry for the silly question.

Once you start using your card, we'll send your statements on the 16th of each month.

Re: Discover question

Anonymous — Thu, 05 Mar 2015 15:41:26 GMT

I'm assuming so. You're statement cut date is the 16th. Maybe April though. Have you got your card yet?

Re: Discover question

Deltadog03 — Thu, 05 Mar 2015 15:54:59 GMT

Not yet. Should be 3-5 days it said. Regular Mail? I'm guessing if I use it before the 16th of March the statement would cut and generate a bill. Thank you for the reply.

Re: Discover question

Anonymous — Thu, 05 Mar 2015 15:58:33 GMT

@Deltadog03 wrote:
Not yet. Should be 3-5 days it said. Regular Mail? I'm guessing if I use it before the 16th of March the statement would cut and generate a bill. Thank you for the reply.

My first Discover statement wasn't until the month after I got it. it would be too soon for them to cut a statement.

Re: Discover question

Deltadog03 — Thu, 05 Mar 2015 16:15:39 GMT

Ok I was thinking the same thing, but it said the 16th statement would generate. So I was just curious about that. Seems like i got approved mid cycle?

Re: Discover question

Deltadog03 — Thu, 05 Mar 2015 16:17:12 GMT

I wonder if chase will do the same? if yall have a chase card, did they email you as well once cards shipped? They both come regular mail?

Re: Discover question

Anonymous — Thu, 05 Mar 2015 22:41:06 GMT

Your first statement will cut right around when you get your card if it's anything like mine was. I received my card and activated it around December 4 and my first statement cut on December 5, haha. I had spent $0 and owed $0 on that statement but it was great for utilization on my CR, haha.

Welcome to the Discover Family!

Re: Discover question

Deltadog03 — Fri, 06 Mar 2015 02:15:33 GMT

Thank you very much! So, just so I am clear, I should get the card by monday or so, activate it...then maybe do a gas fill up on the card, let the balance show and then PIF before the 16th of March right? So, that it reports a 0 balance, but you think it should generate this month and not wait until April?

Re: Discover question

Anonymous — Fri, 06 Mar 2015 03:29:24 GMT

I think if you activate it before your statement date it'll generate a statement for this month whether you use it or not. That's how it went for me.

Re: Discover question

Deltadog03 — Fri, 06 Mar 2015 04:32:49 GMT

Awesome! Thank you again.. I guess I will just make sure its activated then.. Sounds like it will generate the statement regardless if used, as long as its activated...ty again!

Re: Discover question

Deltadog03 — Fri, 06 Mar 2015 16:09:35 GMT

Interesting.... I just got alert on here from my 3 in 1 Monitoring from EX......guess what? New account listed.....Discover, date openend 3/3/15 CL 800 and 0 balance. So...I am a little confused...Do you think EQ and TU will report it this quick as well? Statement date said the 16th...so I guess I am confused...lol

Re: Discover question

takeshi74 — Fri, 06 Mar 2015 16:14:18 GMT

Reporting should be the same for all 3. I know you're excited but don't fret over it so much. You'll definitely have your answers soon and it really doesn't matter if a balance reports on the first statement date.

Re: Discover question

Deltadog03 — Fri, 06 Mar 2015 17:07:57 GMT

oh I agree...I am all good, just a little surprised to see a new account to show up and reported already...lol no worries...just excited to have the new account. Thanks for the reply. Just got an EQ alert...Discover reported a new account as of 3/1 reported... Got 6 points as well for it.