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    <title>topic Re: Ritz AF refunded. :) in Credit Cards</title>
    <link>https://ficoforums.myfico.com/t5/Credit-Cards/Ritz-AF-refunded/m-p/3843109#M1070125</link>
    <description>True. &lt;img id="smileyhappy" class="emoticon emoticon-smileyhappy" src="https://ficoforums.myfico.com/i/smilies/16x16_smiley-happy.gif" alt="Smiley Happy" title="Smiley Happy" /&gt;&lt;BR /&gt;&lt;BR /&gt;I am going to do mine nice and slow throughout the year.</description>
    <pubDate>Fri, 06 Mar 2015 00:41:46 GMT</pubDate>
    <dc:creator>Anonymous</dc:creator>
    <dc:date>2015-03-06T00:41:46Z</dc:date>
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      <title>Ritz AF refunded. :)</title>
      <link>https://ficoforums.myfico.com/t5/Credit-Cards/Ritz-AF-refunded/m-p/3842815#M1070033</link>
      <description>&lt;P&gt;So I applied for the Ritz card on February 1st. I had a trip to CT on the 5th and was told I'd have it in CT on 5th. Well it turned out to be a big mess and I had to talk to about 9-10 reps within a 4-5 day period to finally get my card. Because on the 6th I was going to Vermont and wanted to have it. They sent my Marriott card to CT at one point instead of Ritz, which was random. The Ritz card ended up in Florida, where I live, and one of the reps cancelled (by accident) the Ritz card going to CT. &amp;nbsp;I finally got the&amp;nbsp;card in CT but it took a lot of my time.&lt;/P&gt;&lt;P&gt;&amp;nbsp;&lt;/P&gt;&lt;P&gt;So I've been waiting this whole month for the AF to hit. Once it did I took to Twitter and told them about my story. (Remembering JSU's success) They took a few days to look into it, including listening to my phone calls with the reps and once they did they informed me they refunded my AF. That was two days ago. Today I logged into my account and saw the credit. I'm pretty stoked. Now I doubt they'll refund anyone's AF as they barely did mine, I just had a rare case but I must say their customer service is pretty top notch. Especially on Twitter.&lt;/P&gt;</description>
      <pubDate>Thu, 05 Mar 2015 22:30:53 GMT</pubDate>
      <guid>https://ficoforums.myfico.com/t5/Credit-Cards/Ritz-AF-refunded/m-p/3842815#M1070033</guid>
      <dc:creator>Anonymous</dc:creator>
      <dc:date>2015-03-05T22:30:53Z</dc:date>
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      <title>Re: Ritz AF refunded. :)</title>
      <link>https://ficoforums.myfico.com/t5/Credit-Cards/Ritz-AF-refunded/m-p/3842828#M1070034</link>
      <description>&lt;P&gt;Awesome!&lt;/P&gt;</description>
      <pubDate>Thu, 05 Mar 2015 22:35:56 GMT</pubDate>
      <guid>https://ficoforums.myfico.com/t5/Credit-Cards/Ritz-AF-refunded/m-p/3842828#M1070034</guid>
      <dc:creator>Anonymous</dc:creator>
      <dc:date>2015-03-05T22:35:56Z</dc:date>
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      <title>Re: Ritz AF refunded. :)</title>
      <link>https://ficoforums.myfico.com/t5/Credit-Cards/Ritz-AF-refunded/m-p/3842837#M1070036</link>
      <description>&lt;P&gt;Congrats. &amp;nbsp;&lt;/P&gt;</description>
      <pubDate>Thu, 05 Mar 2015 22:40:44 GMT</pubDate>
      <guid>https://ficoforums.myfico.com/t5/Credit-Cards/Ritz-AF-refunded/m-p/3842837#M1070036</guid>
      <dc:creator>Anonymous</dc:creator>
      <dc:date>2015-03-05T22:40:44Z</dc:date>
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      <title>Re: Ritz AF refunded. :)</title>
      <link>https://ficoforums.myfico.com/t5/Credit-Cards/Ritz-AF-refunded/m-p/3842864#M1070040</link>
      <description>&lt;P&gt;Nothing wrong with a year wavied on the AF.&lt;/P&gt;</description>
      <pubDate>Thu, 05 Mar 2015 22:54:37 GMT</pubDate>
      <guid>https://ficoforums.myfico.com/t5/Credit-Cards/Ritz-AF-refunded/m-p/3842864#M1070040</guid>
      <dc:creator>Ysettle4</dc:creator>
      <dc:date>2015-03-05T22:54:37Z</dc:date>
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      <title>Re: Ritz AF refunded. :)</title>
      <link>https://ficoforums.myfico.com/t5/Credit-Cards/Ritz-AF-refunded/m-p/3842947#M1070072</link>
      <description>That's awesome! Now I just need to figure out how to get mine waived too lol.</description>
      <pubDate>Thu, 05 Mar 2015 23:34:58 GMT</pubDate>
      <guid>https://ficoforums.myfico.com/t5/Credit-Cards/Ritz-AF-refunded/m-p/3842947#M1070072</guid>
      <dc:creator>Membersince2013</dc:creator>
      <dc:date>2015-03-05T23:34:58Z</dc:date>
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      <title>Re: Ritz AF refunded. :)</title>
      <link>https://ficoforums.myfico.com/t5/Credit-Cards/Ritz-AF-refunded/m-p/3843065#M1070107</link>
      <description>&lt;P&gt;We're the few...the proud...the refunded&lt;/P&gt;</description>
      <pubDate>Fri, 06 Mar 2015 00:14:01 GMT</pubDate>
      <guid>https://ficoforums.myfico.com/t5/Credit-Cards/Ritz-AF-refunded/m-p/3843065#M1070107</guid>
      <dc:creator>jsucool76</dc:creator>
      <dc:date>2015-03-06T00:14:01Z</dc:date>
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      <title>Re: Ritz AF refunded. :)</title>
      <link>https://ficoforums.myfico.com/t5/Credit-Cards/Ritz-AF-refunded/m-p/3843072#M1070110</link>
      <description>Oh hush. Now go get me a refund too.</description>
      <pubDate>Fri, 06 Mar 2015 00:19:02 GMT</pubDate>
      <guid>https://ficoforums.myfico.com/t5/Credit-Cards/Ritz-AF-refunded/m-p/3843072#M1070110</guid>
      <dc:creator>Anonymous</dc:creator>
      <dc:date>2015-03-06T00:19:02Z</dc:date>
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      <title>Re: Ritz AF refunded. :)</title>
      <link>https://ficoforums.myfico.com/t5/Credit-Cards/Ritz-AF-refunded/m-p/3843098#M1070119</link>
      <description>&lt;P&gt;Thanks guys. I didn't get to use the travel credit so I'm hoping I do before the end of the year to take full advantage.&lt;/P&gt;</description>
      <pubDate>Fri, 06 Mar 2015 00:31:34 GMT</pubDate>
      <guid>https://ficoforums.myfico.com/t5/Credit-Cards/Ritz-AF-refunded/m-p/3843098#M1070119</guid>
      <dc:creator>Anonymous</dc:creator>
      <dc:date>2015-03-06T00:31:34Z</dc:date>
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      <title>Re: Ritz AF refunded. :)</title>
      <link>https://ficoforums.myfico.com/t5/Credit-Cards/Ritz-AF-refunded/m-p/3843109#M1070125</link>
      <description>True. &lt;img id="smileyhappy" class="emoticon emoticon-smileyhappy" src="https://ficoforums.myfico.com/i/smilies/16x16_smiley-happy.gif" alt="Smiley Happy" title="Smiley Happy" /&gt;&lt;BR /&gt;&lt;BR /&gt;I am going to do mine nice and slow throughout the year.</description>
      <pubDate>Fri, 06 Mar 2015 00:41:46 GMT</pubDate>
      <guid>https://ficoforums.myfico.com/t5/Credit-Cards/Ritz-AF-refunded/m-p/3843109#M1070125</guid>
      <dc:creator>Anonymous</dc:creator>
      <dc:date>2015-03-06T00:41:46Z</dc:date>
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      <title>Re: Ritz AF refunded. :)</title>
      <link>https://ficoforums.myfico.com/t5/Credit-Cards/Ritz-AF-refunded/m-p/3844568#M1070643</link>
      <description>&lt;P&gt;Well, fraudulent charge on my ritz card. They're replacing it. I wonder if I'll get metal or plastic. &lt;img id="smileytongue" class="emoticon emoticon-smileytongue" src="https://ficoforums.myfico.com/i/smilies/16x16_smiley-tongue.gif" alt="Smiley Tongue" title="Smiley Tongue" /&gt;&amp;nbsp;&lt;/P&gt;</description>
      <pubDate>Fri, 06 Mar 2015 18:51:46 GMT</pubDate>
      <guid>https://ficoforums.myfico.com/t5/Credit-Cards/Ritz-AF-refunded/m-p/3844568#M1070643</guid>
      <dc:creator>jsucool76</dc:creator>
      <dc:date>2015-03-06T18:51:46Z</dc:date>
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      <title>Re: Ritz AF refunded. :)</title>
      <link>https://ficoforums.myfico.com/t5/Credit-Cards/Ritz-AF-refunded/m-p/3844588#M1070645</link>
      <description>Plastic. Gonna try for a second years AF waiver?</description>
      <pubDate>Fri, 06 Mar 2015 18:59:28 GMT</pubDate>
      <guid>https://ficoforums.myfico.com/t5/Credit-Cards/Ritz-AF-refunded/m-p/3844588#M1070645</guid>
      <dc:creator>Anonymous</dc:creator>
      <dc:date>2015-03-06T18:59:28Z</dc:date>
    </item>
    <item>
      <title>Re: Ritz AF refunded. :)</title>
      <link>https://ficoforums.myfico.com/t5/Credit-Cards/Ritz-AF-refunded/m-p/3844644#M1070658</link>
      <description>&lt;BLOCKQUOTE&gt;&lt;HR /&gt;@Anonymous wrote:&lt;BR /&gt;Plastic. Gonna try for a second years AF waiver?&lt;HR /&gt;&lt;/BLOCKQUOTE&gt;&lt;P&gt;Oh, I'm getting metal whether they like it or not. They didn't advertise metal, but by initially giving me a metal card, they set an expectation level for me. I expect all service I receive from a business of which I am a customer to live up to the expectation level set by the business.&amp;nbsp;&lt;/P&gt;&lt;P&gt;&amp;nbsp;&lt;/P&gt;&lt;P&gt;&lt;img id="smileyvery-happy" class="emoticon emoticon-smileyvery-happy" src="https://ficoforums.myfico.com/i/smilies/16x16_smiley-very-happy.gif" alt="Smiley Very Happy" title="Smiley Very Happy" /&gt;&amp;nbsp;&lt;/P&gt;</description>
      <pubDate>Fri, 06 Mar 2015 19:19:36 GMT</pubDate>
      <guid>https://ficoforums.myfico.com/t5/Credit-Cards/Ritz-AF-refunded/m-p/3844644#M1070658</guid>
      <dc:creator>jsucool76</dc:creator>
      <dc:date>2015-03-06T19:19:36Z</dc:date>
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      <title>Re: Ritz AF refunded. :)</title>
      <link>https://ficoforums.myfico.com/t5/Credit-Cards/Ritz-AF-refunded/m-p/3845219#M1070794</link>
      <description>&lt;P&gt;Let me know if it's metal because I'm still waiting on mine.&lt;/P&gt;</description>
      <pubDate>Fri, 06 Mar 2015 23:42:21 GMT</pubDate>
      <guid>https://ficoforums.myfico.com/t5/Credit-Cards/Ritz-AF-refunded/m-p/3845219#M1070794</guid>
      <dc:creator>Anonymous</dc:creator>
      <dc:date>2015-03-06T23:42:21Z</dc:date>
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      <title>Re: Ritz AF refunded. :)</title>
      <link>https://ficoforums.myfico.com/t5/Credit-Cards/Ritz-AF-refunded/m-p/3845325#M1070842</link>
      <description>&lt;BLOCKQUOTE&gt;&lt;HR /&gt;@Anonymous wrote:&lt;BR /&gt;&lt;P&gt;Let me know if it's metal because I'm still waiting on mine.&lt;/P&gt;&lt;HR /&gt;&lt;/BLOCKQUOTE&gt;&lt;P&gt;First one might not be...but they'll get me one, or suffer &lt;img id="smileytongue" class="emoticon emoticon-smileytongue" src="https://ficoforums.myfico.com/i/smilies/16x16_smiley-tongue.gif" alt="Smiley Tongue" title="Smiley Tongue" /&gt;&amp;nbsp;&lt;/P&gt;&lt;P&gt;&amp;nbsp;&lt;/P&gt;&lt;P&gt;Though the metal card may be why my # was stolen in the first place. haha.&amp;nbsp;&lt;/P&gt;</description>
      <pubDate>Sat, 07 Mar 2015 00:40:02 GMT</pubDate>
      <guid>https://ficoforums.myfico.com/t5/Credit-Cards/Ritz-AF-refunded/m-p/3845325#M1070842</guid>
      <dc:creator>jsucool76</dc:creator>
      <dc:date>2015-03-07T00:40:02Z</dc:date>
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      <title>Re: Ritz AF refunded. :)</title>
      <link>https://ficoforums.myfico.com/t5/Credit-Cards/Ritz-AF-refunded/m-p/3845441#M1070866</link>
      <description>&lt;P&gt;I just got off the phone with a JP Morgan CSR. &amp;nbsp;I thought I had spent the 3K and called to see why my 140k points didn't post after my statement cut. &amp;nbsp;Perhaps&amp;nbsp;this was already common knowledge but the AF does not qualify&amp;nbsp;for&amp;nbsp;the spend bonus. &amp;nbsp;Just thought I'd throw that out ther in case anyone was uninformed like myself and getting close to the 3 months. &amp;nbsp;I have 2 weeks to rack up another $350. &amp;nbsp;&lt;/P&gt;</description>
      <pubDate>Sat, 07 Mar 2015 01:34:42 GMT</pubDate>
      <guid>https://ficoforums.myfico.com/t5/Credit-Cards/Ritz-AF-refunded/m-p/3845441#M1070866</guid>
      <dc:creator>Anonymous</dc:creator>
      <dc:date>2015-03-07T01:34:42Z</dc:date>
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      <title>Re: Ritz AF refunded. :)</title>
      <link>https://ficoforums.myfico.com/t5/Credit-Cards/Ritz-AF-refunded/m-p/3845452#M1070870</link>
      <description>&lt;BLOCKQUOTE&gt;&lt;HR /&gt;@Anonymous wrote:&lt;BR /&gt;&lt;P&gt;I just got off the phone with a JP Morgan CSR. &amp;nbsp;I thought I had spent the 3K and called to see why my 140k points didn't post after my statement cut. &amp;nbsp;Perhaps&amp;nbsp;this was already common knowledge but the AF does not qualify&amp;nbsp;for&amp;nbsp;the spend bonus. &amp;nbsp;Just thought I'd throw that out ther in case anyone was uninformed like myself and getting close to the 3 months. &amp;nbsp;I have 2 weeks to rack up another $350. &amp;nbsp;&lt;/P&gt;&lt;HR /&gt;&lt;/BLOCKQUOTE&gt;&lt;P&gt;Common knowledge annual fee doesnt count &lt;img id="smileytongue" class="emoticon emoticon-smileytongue" src="https://ficoforums.myfico.com/i/smilies/16x16_smiley-tongue.gif" alt="Smiley Tongue" title="Smiley Tongue" /&gt;&amp;nbsp;&lt;/P&gt;&lt;P&gt;&amp;nbsp;&lt;/P&gt;&lt;P&gt;Any spend reimbursed through the incidental reimbursement DOES count though.&amp;nbsp;&lt;/P&gt;</description>
      <pubDate>Sat, 07 Mar 2015 01:40:42 GMT</pubDate>
      <guid>https://ficoforums.myfico.com/t5/Credit-Cards/Ritz-AF-refunded/m-p/3845452#M1070870</guid>
      <dc:creator>jsucool76</dc:creator>
      <dc:date>2015-03-07T01:40:42Z</dc:date>
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      <title>Re: Ritz AF refunded. :)</title>
      <link>https://ficoforums.myfico.com/t5/Credit-Cards/Ritz-AF-refunded/m-p/3846235#M1071130</link>
      <description>&lt;P&gt;Heads up:&amp;nbsp;&lt;/P&gt;&lt;P&gt;&amp;nbsp;&lt;/P&gt;&lt;P&gt;&lt;IMG border="0" alt="Ritz.jpg" src="https://ficoforums.myfico.com/t5/image/serverpage/image-id/11578i6BCC65A7E3324DDF/image-size/original?v=mpbl-1&amp;amp;px=-1" title="Ritz.jpg" /&gt;&lt;/P&gt;</description>
      <pubDate>Sat, 07 Mar 2015 15:01:46 GMT</pubDate>
      <guid>https://ficoforums.myfico.com/t5/Credit-Cards/Ritz-AF-refunded/m-p/3846235#M1071130</guid>
      <dc:creator>jsucool76</dc:creator>
      <dc:date>2015-03-07T15:01:46Z</dc:date>
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      <title>Re: Ritz AF refunded. :)</title>
      <link>https://ficoforums.myfico.com/t5/Credit-Cards/Ritz-AF-refunded/m-p/3846368#M1071177</link>
      <description>&lt;P&gt;#TriplePost&lt;/P&gt;&lt;P&gt;&amp;nbsp;&lt;/P&gt;&lt;P&gt;Metal cards coming in april.&amp;nbsp;&lt;/P&gt;</description>
      <pubDate>Sat, 07 Mar 2015 16:26:14 GMT</pubDate>
      <guid>https://ficoforums.myfico.com/t5/Credit-Cards/Ritz-AF-refunded/m-p/3846368#M1071177</guid>
      <dc:creator>jsucool76</dc:creator>
      <dc:date>2015-03-07T16:26:14Z</dc:date>
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      <title>Re: Ritz AF refunded. :)</title>
      <link>https://ficoforums.myfico.com/t5/Credit-Cards/Ritz-AF-refunded/m-p/3846626#M1071273</link>
      <description>So they have them or don't have them?</description>
      <pubDate>Sat, 07 Mar 2015 19:25:32 GMT</pubDate>
      <guid>https://ficoforums.myfico.com/t5/Credit-Cards/Ritz-AF-refunded/m-p/3846626#M1071273</guid>
      <dc:creator>Anonymous</dc:creator>
      <dc:date>2015-03-07T19:25:32Z</dc:date>
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      <title>Re: Ritz AF refunded. :)</title>
      <link>https://ficoforums.myfico.com/t5/Credit-Cards/Ritz-AF-refunded/m-p/3846700#M1071300</link>
      <description>&lt;BLOCKQUOTE&gt;&lt;HR /&gt;@Anonymous wrote:&lt;BR /&gt;So they have them or don't have them?&lt;HR /&gt;&lt;/BLOCKQUOTE&gt;&lt;P&gt;They'll have them back in stock in april.&amp;nbsp;&lt;/P&gt;</description>
      <pubDate>Sat, 07 Mar 2015 20:04:16 GMT</pubDate>
      <guid>https://ficoforums.myfico.com/t5/Credit-Cards/Ritz-AF-refunded/m-p/3846700#M1071300</guid>
      <dc:creator>jsucool76</dc:creator>
      <dc:date>2015-03-07T20:04:16Z</dc:date>
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