https://ficoforums.myfico.com/t5/Credit-Cards/Joint-CC-Reporting/m-p/3849244#M1072199 <BLOCKQUOTE><HR /><a href="https://ficoforums.myfico.com/t5/user/viewprofilepage/user-id/285658">@charmcity</a> wrote:<BR />My wife and I opened a joint NFCU CC today with a starting limit of $25K. She was the primary and I was the co-applicant. How does this report on each of our reports? Does it show as joint or does it show as if we each have that card? Will I be listed as an AU or will it show differently as I am the joint owner?<HR /></BLOCKQUOTE><P>It will show as joint responsibility, each of you is equal in being legally responsible for any debt incurred. No mention of AU as you are a joint account holder.</P> Mon, 09 Mar 2015 01:59:02 GMT gdale6 2015-03-09T01:59:02Z https://ficoforums.myfico.com/t5/Credit-Cards/Joint-CC-Reporting/m-p/3848884#M1072198 My wife and I opened a joint NFCU CC today with a starting limit of $25K. She was the primary and I was the co-applicant. How does this report on each of our reports? Does it show as joint or does it show as if we each have that card? Will I be listed as an AU or will it show differently as I am the joint owner? Sun, 08 Mar 2015 23:39:30 GMT https://ficoforums.myfico.com/t5/Credit-Cards/Joint-CC-Reporting/m-p/3848884#M1072198 charmcity 2015-03-08T23:39:30Z https://ficoforums.myfico.com/t5/Credit-Cards/Joint-CC-Reporting/m-p/3849244#M1072199 <BLOCKQUOTE><HR /><a href="https://ficoforums.myfico.com/t5/user/viewprofilepage/user-id/285658">@charmcity</a> wrote:<BR />My wife and I opened a joint NFCU CC today with a starting limit of $25K. She was the primary and I was the co-applicant. How does this report on each of our reports? Does it show as joint or does it show as if we each have that card? Will I be listed as an AU or will it show differently as I am the joint owner?<HR /></BLOCKQUOTE><P>It will show as joint responsibility, each of you is equal in being legally responsible for any debt incurred. No mention of AU as you are a joint account holder.</P> Mon, 09 Mar 2015 01:59:02 GMT https://ficoforums.myfico.com/t5/Credit-Cards/Joint-CC-Reporting/m-p/3849244#M1072199 gdale6 2015-03-09T01:59:02Z