topic Re: SCORE Question ??? in Credit Cards

SCORE Question ???

Anonymous — Wed, 11 Mar 2015 23:53:11 GMT

Hi all! So last month after reading this forum, I decided to write TU for a Good Will delete 6 months early on THREE very negative tradelines / CO. To my shock, they first deleted my Capital One account for $2500 CO 6 months early, then a week later deleted a KEY checking account for $900 early and a T-Mobile charged off account for $1,100. Please don't judge, these are all from nearly 7 years ago during a very hard time in my life. My credit since has been reestablished wonderfully. I have over 11 current student loans, an auto loan for 1 1/2 years CURRENT, never late and a BARCLAYCARD with $1500 limit and a Credit One card with $400 limit, all current.

With all this great information reporting, I am shocked to see my credit score has not budged at ALL, even with THREE collection removals in the past week. Is it too soon to reflect a change? I was told the score should sky rocket after these removals, and my positive trade lines now. Can someone please give me insight? My score according to TU is 570.

Thank you in advance for any and all input !!!

Re: SCORE Question ???

Anonymous — Thu, 12 Mar 2015 00:00:37 GMT

Most monitoring sites take a while before they update with new information. MyFico, in particular, seems to be a little slow indeed (I just got my 'balance change' alert today - statement close date was 3/5, alert date 3/8 and my email was a couple hours ago). I'd give it a little more time before your monitoring picks up the changes.

Re: SCORE Question ???

Anonymous — Thu, 12 Mar 2015 01:25:09 GMT

It's too soon. And Trans Union tends to be slow. Just keep checking.

Re: SCORE Question ???

Anonymous — Thu, 12 Mar 2015 01:29:19 GMT

That's what I'm hoping too. Thank you!!

Re: SCORE Question ???

MarineVietVet — Thu, 12 Mar 2015 01:35:26 GMT

Locking the thread. The same discussion is here: http://ficoforums.myfico.com/t5/Rebuilding-Your-Credit/TRANSUNION-Removed-3-Collections-EARLY-Score-question/m-p/3855669#M399666.