topic Wanting to apply for AMEX in Credit Cards

Wanting to apply for AMEX

mato01 — Fri, 13 Mar 2015 16:08:19 GMT

My EX score as of today is 673. I hope to apply for a AMEX card in the near future. Had a card way back in 2000. The problem is that I have 3 PR from 2010, that had not been reporting that showed up on my credit report in Dec/Jan. Should I just wait until those fall off in 2017? Or, are there any AMEX cards that I might qualify for, etc. DELTA, etc.

Re: Wanting to apply for AMEX

ojefferyo — Fri, 13 Mar 2015 17:03:31 GMT

@mato01 wrote:
My EX score as of today is 673. I hope to apply for a AMEX card in the near future. Had a card way back in 2000. The problem is that I have 3 PR from 2010, that had not been reporting that showed up on my credit report in Dec/Jan. Should I just wait until those fall off in 2017? Or, are there any AMEX cards that I might qualify for, etc. DELTA, etc.

Why did those all the sudden just pop up?

Re: Wanting to apply for AMEX

Anonymous — Fri, 13 Mar 2015 17:07:41 GMT

Yes, why did they popped up now and you should be able to fight those.

Re: Wanting to apply for AMEX

mato01 — Fri, 13 Mar 2015 18:11:58 GMT

I was too surprised. They were filed in 2008, and 2009. And, they were both paid in 2010. Never on my credit report, then all of sudden within days of each other they show up on my credit report. So, it took 5 years for them to report.

Re: Wanting to apply for AMEX

Anonymous — Fri, 13 Mar 2015 18:12:49 GMT

Paid already?

Re: Wanting to apply for AMEX

mato01 — Fri, 13 Mar 2015 19:49:41 GMT

Yes they where both judgments were paid in 2010.

Re: Wanting to apply for AMEX

mato01 — Fri, 13 Mar 2015 21:26:03 GMT

Decided to go ahead and apply for the Delta Skymiles card, since I saw on this site, that it was one of the easier cards to get a approval.

APPROVED $5000.

Also, approved today for NFCU today for $10,000.

I'm done. Doubled by current credit limits today.

Re: Wanting to apply for AMEX

squirrely2005 — Fri, 13 Mar 2015 22:22:08 GMT

Awesome. Congrats.

Re: Wanting to apply for AMEX

tonyjones — Fri, 13 Mar 2015 22:34:28 GMT

@mato01 wrote:
My EX score as of today is 673. I hope to apply for a AMEX card in the near future. Had a card way back in 2000. The problem is that I have 3 PR from 2010, that had not been reporting that showed up on my credit report in Dec/Jan. Should I just wait until those fall off in 2017? Or, are there any AMEX cards that I might qualify for, etc. DELTA, etc.

AMEX won't approve you with those severe derogs. At least not for their Blue Everyday or Everyday ones. PR is worst than a unpaid/paid collection and/or lates. I would wait for them to fall off before applying, don't waste an inquiry.

Re: Wanting to apply for AMEX

ojefferyo — Fri, 13 Mar 2015 22:43:26 GMT

@tonyjones wrote:
@mato01 wrote:
My EX score as of today is 673. I hope to apply for a AMEX card in the near future. Had a card way back in 2000. The problem is that I have 3 PR from 2010, that had not been reporting that showed up on my credit report in Dec/Jan. Should I just wait until those fall off in 2017? Or, are there any AMEX cards that I might qualify for, etc. DELTA, etc.
AMEX won't approve you with those severe derogs. At least not for their Blue Everyday or Everyday ones. PR is worst than a unpaid/paid collection and/or lates. I would wait for them to fall off before applying, don't waste an inquiry.

I don't think you read all the post, he said he got approve a few threads up.