topic Re: ways to meet spending requirements in Credit Cards

ways to meet spending requirements

bigbang91 — Sun, 15 Mar 2015 04:18:16 GMT

Hi guys ,i need advice on what is the best way to meet the spending requirements, and also most profitable ways?i have a bluebird account,but dont want to receive aa by ms,so i only load about 1500 2000 using giftcard bought with credit cards.i have rent and i cant pay with credit card,any other way to pay that have little fee?tks

Re: ways to meet spending requirements

Anonymous — Sun, 15 Mar 2015 04:21:19 GMT

Adding AUs

Re: ways to meet spending requirements

Anonymous — Sun, 15 Mar 2015 04:22:09 GMT

Can you prepay any bills?

Re: ways to meet spending requirements

Anonymous — Sun, 15 Mar 2015 04:22:31 GMT

Have your family and/or friends pay their bills with your card and give you cash.

Re: ways to meet spending requirements

Anonymous — Sun, 15 Mar 2015 04:33:55 GMT

@bigbang91 wrote:
Hi guys ,i need advice on what is the best way to meet the spending requirements, and also most profitable ways?i have a bluebird account,but dont want to receive aa by ms,so i only load about 1500 2000 using giftcard bought with credit cards.i have rent and i cant pay with credit card,any other way to pay that have little fee?tks

Depends on the card and risk tolerance.

There are several fee options, such as williamspaid, the new rent one whose name I forget, or Evolve. This involve basically no risk, but charge a fee that doesn't make sense for reward spending, but might to meet minimum spend if the bonus is worthwhile.

On the more risky side, your bb approach is fine if the cards have a decent bonus whereever you buy the GC. Serve or Redbird will be better in many circumstances.

Re: ways to meet spending requirements

Imperfectfuture — Sun, 15 Mar 2015 04:36:45 GMT

@bigbang91 wrote:
Hi guys ,i need advice on what is the best way to meet the spending requirements, and also most profitable ways?i have a bluebird account,but dont want to receive aa by ms,so i only load about 1500 2000 using giftcard bought with credit cards.i have rent and i cant pay with credit card,any other way to pay that have little fee?tks

I pre pay cable, cell phone, make the most of 5% categories! plan big spend around the time I want to take a trip, etc.

Otherwise, you have been around long enough that the wording of your question canon be answered here. Perhaps someone will throw you a few PM's? Also, you have enough info in your post to google, and I would narrow the search results to the last six months,

That is all the help directly relating to your questions allowed, thanks for understanding.

Re: ways to meet spending requirements

Imperfectfuture — Sun, 15 Mar 2015 04:37:50 GMT

@Anonymous wrote:
@bigbang91 wrote:
Hi guys ,i need advice on what is the best way to meet the spending requirements, and also most profitable ways?i have a bluebird account,but dont want to receive aa by ms,so i only load about 1500 2000 using giftcard bought with credit cards.i have rent and i cant pay with credit card,any other way to pay that have little fee?tks
Depends on the card and risk tolerance.

There are several fee options, such as williamspaid, the new rent one whose name I forget, or Evolve. This involve basically no risk, but charge a fee that doesn't make sense for reward spending, but might to meet minimum spend if the bonus is worthwhile.

On the more risky side, your bb approach is fine if the cards have a decent bonus whereever you buy the GC. Serve or Redbird will be better in many circumstances.

RadPad.

Re: ways to meet spending requirements

Anonymous — Sun, 15 Mar 2015 04:38:05 GMT

@Anonymous wrote:
@bigbang91 wrote:
Hi guys ,i need advice on what is the best way to meet the spending requirements, and also most profitable ways?i have a bluebird account,but dont want to receive aa by ms,so i only load about 1500 2000 using giftcard bought with credit cards.i have rent and i cant pay with credit card,any other way to pay that have little fee?tks
Depends on the card and risk tolerance.

There are several fee options, such as williamspaid, the new rent one whose name I forget, or Evolve. This involve basically no risk, but charge a fee that doesn't make sense for reward spending, but might to meet minimum spend if the bonus is worthwhile.

On the more risky side, your bb approach is fine if the cards have a decent bonus whereever you buy the GC. Serve or Redbird will be better in many circumstances.

Apparently WilliamPaid is no longer an option? Saw this message on their homepage:

Dear WilliamPaid Customers,

After 5 years, it is with deep regret that we share with you that WilliamPaid will stop processing rent payments. As of today, a new user will be unable to create a new account. If you are an existing user of our service, we will stop processing new payments at 11:59PM CST, March 5, 2015.

We know that thousands of you relied on WilliamPaid for the ease and convenience for which we processed your rent payments, and sincerely appreciate your loyalty over the years. Words can’t describe our appreciation. We’re sad to see it come to an end.

Re: ways to meet spending requirements

Anonymous — Sun, 15 Mar 2015 04:39:42 GMT

@Anonymous wrote:
@Anonymous wrote:
@bigbang91 wrote:
Hi guys ,i need advice on what is the best way to meet the spending requirements, and also most profitable ways?i have a bluebird account,but dont want to receive aa by ms,so i only load about 1500 2000 using giftcard bought with credit cards.i have rent and i cant pay with credit card,any other way to pay that have little fee?tks
Depends on the card and risk tolerance.

There are several fee options, such as williamspaid, the new rent one whose name I forget, or Evolve. This involve basically no risk, but charge a fee that doesn't make sense for reward spending, but might to meet minimum spend if the bonus is worthwhile.

On the more risky side, your bb approach is fine if the cards have a decent bonus whereever you buy the GC. Serve or Redbird will be better in many circumstances.
Apparently WilliamPaid is no longer an option? Saw this message on their homepage:

Dear WilliamPaid Customers,

After 5 years, it is with deep regret that we share with you that WilliamPaid will stop processing rent payments. As of today, a new user will be unable to create a new account. If you are an existing user of our service, we will stop processing new payments at 11:59PM CST, March 5, 2015.

We know that thousands of you relied on WilliamPaid for the ease and convenience for which we processed your rent payments, and sincerely appreciate your loyalty over the years. Words can’t describe our appreciation. We’re sad to see it come to an end.

Good to know, wonder what the cause was.

Re: ways to meet spending requirements

Imperfectfuture — Sun, 15 Mar 2015 04:49:53 GMT

@Anonymous wrote:
@Anonymous wrote:
@Anonymous wrote:
@bigbang91 wrote:
Hi guys ,i need advice on what is the best way to meet the spending requirements, and also most profitable ways?i have a bluebird account,but dont want to receive aa by ms,so i only load about 1500 2000 using giftcard bought with credit cards.i have rent and i cant pay with credit card,any other way to pay that have little fee?tks
Depends on the card and risk tolerance.

There are several fee options, such as williamspaid, the new rent one whose name I forget, or Evolve. This involve basically no risk, but charge a fee that doesn't make sense for reward spending, but might to meet minimum spend if the bonus is worthwhile.

On the more risky side, your bb approach is fine if the cards have a decent bonus whereever you buy the GC. Serve or Redbird will be better in many circumstances.
Apparently WilliamPaid is no longer an option? Saw this message on their homepage:

Dear WilliamPaid Customers,

After 5 years, it is with deep regret that we share with you that WilliamPaid will stop processing rent payments. As of today, a new user will be unable to create a new account. If you are an existing user of our service, we will stop processing new payments at 11:59PM CST, March 5, 2015.

We know that thousands of you relied on WilliamPaid for the ease and convenience for which we processed your rent payments, and sincerely appreciate your loyalty over the years. Words can’t describe our appreciation. We’re sad to see it come to an end.
Good to know, wonder what the cause was.

Think I recall not enough revenue, their system was older, RadPad also receives money from apartment listings (I think), plus has an app. Think I will use them later with Paypal Business Debit Card, have grandfathered rate of 1.5% cash back. Giving them a trial run for April, see how smoothly the operation goes, and to test them out, wouldn't recommend the debit card free option.

Re: ways to meet spending requirements

bigbang91 — Sun, 15 Mar 2015 05:18:04 GMT

@Anonymous wrote:
Can you prepay any bills?

I can,but not enough,i already prepay for all bill from now to june,only 1000 total.My rent is 3k per month,and cant pay with cc or even debit card,its either check or ebanking.

Re: ways to meet spending requirements

Imperfectfuture — Sun, 15 Mar 2015 05:38:37 GMT

@bigbang91 wrote:
@Anonymous wrote:
Can you prepay any bills?
I can,but not enough,i already prepay for all bill from now to june,only 1000 total.My rent is 3k per month,and cant pay with cc or even debit card,its either check or ebanking.

Google RadPad, get it set up NOW.

Re: ways to meet spending requirements

Anonymous — Sun, 15 Mar 2015 05:54:39 GMT

If any of y'all have a recommendation to pay my mortgage that'd be great.

Re: ways to meet spending requirements

Anonymous — Sun, 15 Mar 2015 06:02:59 GMT

I just pay my bills to hit mines. I received my card last night an the same night I charged $800.00 through various bills. Cable, cell, gas an lights. Then today I charged $200 more in wally world. Plus my DW forgot some stuff an went back to wally world an spent another $100. Later this week I will charge another $400 in bills. Lastly, I will end up charging my rent to put it well ova the 2k spending. That's what I always do to keep them from thinking suspicious activity. Paying bills always works for me an so far so good. I know I'm not gaining much in the categories but.... Best of luck OP.

Re: ways to meet spending requirements

Open123 — Sun, 15 Mar 2015 08:04:36 GMT

In addition to the what's been already suggested, paying your taxes is also a way. It's one of my favorites, but it's only worthwhile to suffer the fees incurred if you're earning large lump sum bonuses.

Re: ways to meet spending requirements

onstar — Sun, 15 Mar 2015 08:10:01 GMT

@Anonymous wrote:
Have your family and/or friends pay their bills with your card and give you cash.

I did this. About $1000 from family/friends last month.

Also co-workers or work expenses. Usually when we go out to eat lunch, I pay for it on my CC and my coworkers give me cash or send me Chase QuickPay. About $100 last month. At work, we had an iPad giveaway for filling out surveys. Someone had to go to the Apple Store to buy the iPad to give out. I offered to go get it. ~$430 on my CC and reimbursed.

Re: ways to meet spending requirements

Anonymous — Sun, 15 Mar 2015 13:36:18 GMT

Also looks like Serve is less useful than it was. Starting April 16, you can only load with Amex (network) cards.

Re: ways to meet spending requirements

bigblue7722 — Sun, 15 Mar 2015 13:38:25 GMT

@Anonymous wrote:
If any of y'all have a recommendation to pay my mortgage that'd be great.

id love to know this too

Re: ways to meet spending requirements

bigblue7722 — Sun, 15 Mar 2015 13:38:49 GMT

@Anonymous wrote:
Also looks like Serve is less useful than it was. Starting April 16, you can only load with Amex (network) cards.

well that sucks

Re: ways to meet spending requirements

bigblue7722 — Sun, 15 Mar 2015 13:44:06 GMT

@bigbang91 wrote:
Hi guys ,i need advice on what is the best way to meet the spending requirements, and also most profitable ways?i have a bluebird account,but dont want to receive aa by ms,so i only load about 1500 2000 using giftcard bought with credit cards.i have rent and i cant pay with credit card,any other way to pay that have little fee?tks

Staples has penny or dollar after rebate paper every week. The rebates are very easy to do all online you dont have to mail anything in. I sometimes sell the paper afterwards or give it to schools and churches. Its a great way to spend money without really spending money. I end up making money after you factor in 5% staples rewards and whatever rewards i get from the credit card. Also, look into buying gift cards for stores that you shop at a lot. For me i always buy amazon gift cards its like pre paying. I also buy walmart gift cards beacuse almost all the cards that i need for spending requirements are visas and sams club does not accept visas. However, they do take walmart gift cards.