topic Re: Spirit Airlines World MasterCard in Credit Cards

Spirit Airlines World MasterCard

kchengg1 — Tue, 17 Mar 2015 03:41:02 GMT

Fico Family,

Please help!

I'm trying to figure out the most painless way to close this credit card.

Today while on a spirit airlines flight, they promoted to us that we would get enough miles for 3 round trip tickets if we signed up for the credit card so I wanted to "churn" it and signed up for it..

After doing some more reasearch I found out that the miles are pretty worthless and that it's just a sham, so I called bank of america and they told me that without getting the paper application through to the application department, they aren't able to find this application and cancel it.

What's the most painless way of getting this credit card out of here? There's no annual fee for the first year, should I just keep it for the year and cancel before the fee? Can I cancel as soon as I get the card?

I'm getting an inquiry regardless..

Should I just place security freezes on each one of my credit bureaus and prevent the application this way?

Re: Spirit Airlines World MasterCard

CreditCuriosity — Tue, 17 Mar 2015 03:43:31 GMT

Freeze idea is a good way to stop it... I see nothing unethical about that freezing all three

Re: Spirit Airlines World MasterCard

FinStar — Tue, 17 Mar 2015 03:52:41 GMT

Another recommendation, doing your research beforehand. While the hoopla may seem thrilling and enticing at 30,000 feet sometimes the outcome is not so stellar once your feet reach the ground. If you have other BOA CCs, you can consolidate or fold the CL onto another card, but will be another HP (provided you have other BOA CCs, perhaps like your Cash Rewards). Otherwise, just close the CC unless you plan to use it.

Re: Spirit Airlines World MasterCard

NRB525 — Tue, 17 Mar 2015 03:51:55 GMT

Let it go. You apped for a card without thinking through the implications. It's a learning opportunity.

You may or may not get a credit card.

You may or may not use the CC.

After a year, presuming you got the CC today, you may decide to close it. Or, go for another low cost flight on Spirit.

As with all things credit, it is best to take the night off, think about it a few days from now, before making any rash decisions.

The spur of the moment decision you made on the flight got you in this, I wouldn't call it a Situation, it's a Thinking Moment. There's no rush to try to get out (and potentially waste effort or bolox something else up when you can't get your CB unfrozen).

(and I think it is highly doubtful any freezing of reports will respond fast enough to prevent the app)

[and as always, HP fade fast anyway. It's not like they charged you $50 to submit the app]

Re: Spirit Airlines World MasterCard

IgnatiusReilly — Tue, 17 Mar 2015 04:17:02 GMT

My God, why would you want to fly Spirit Airlines three more times?

Re: Spirit Airlines World MasterCard

Anonymous — Tue, 17 Mar 2015 04:32:48 GMT

@IgnatiusReilly wrote:
My God, why would you want to fly Spirit Airlines three more times?

Big front seat.

Re: Spirit Airlines World MasterCard

IgnatiusReilly — Tue, 17 Mar 2015 04:34:50 GMT

Nixon, I flew Spirit once and it was the worst airline experience I have ever had.

And I've flown Aeroflot.

Re: Spirit Airlines World MasterCard

Anonymous — Tue, 17 Mar 2015 04:38:05 GMT

@IgnatiusReilly wrote:
Nixon, I flew Spirit once and it was the worst airline experience I have ever had.

And I've flown Aeroflot.

Yes. But BIG Front seat!

Re: Spirit Airlines World MasterCard

IgnatiusReilly — Tue, 17 Mar 2015 04:46:11 GMT

Let me try this again...

Nixon, I flew Spirit Airlines once and the only flight I can imagine that would be worse involves a Uruguayan rugby team.

Re: Spirit Airlines World MasterCard

Anonymous — Tue, 17 Mar 2015 04:48:19 GMT

@IgnatiusReilly wrote:
Let me try this again...

Nixon, I flew Spirit Airlines once and the only flight I can imagine that would be worse involves a Uruguayan rugby team.

Where to and from where?

Re: Spirit Airlines World MasterCard

B335is — Tue, 17 Mar 2015 05:36:54 GMT

@IgnatiusReilly wrote:
Nixon, I flew Spirit once and it was the worst airline experience I have ever had.

And I've flown Aeroflot.

I've flown Aeroflot two times; once right after the iron curtain fell and again about two years ago. Aeroflot has come a long way from that first time. They have modern aircraft now and very competitive onboard product. Now the first time wow was that an experience flying an old Tupolev.

Ive also flow Spirit, I'd take Aeroflot any day. Now Transaero, that's a whole different animal.....

OP, it's a learning experience.

Re: Spirit Airlines World MasterCard

tiger_uppercut — Tue, 17 Mar 2015 05:59:45 GMT

I wouldn't fly Spirit Airlines again if the tickets were $10 and included a back massage. Seriously, it's like a coin operated airline with some of the worst policies and customer service I've ever seen. The seats are atrocious if you're tall and they charge for everything. Surprised they don't charge for air and to use the bathroom. My mantra is friends don't let friends fly Spirit. I'd seriously rather ride a camel.

That said, OP just SD the card and use it as a learning experience.

Re: Spirit Airlines World MasterCard

TheGardner — Tue, 17 Mar 2015 09:11:05 GMT

What would Anna do? Like magic it is instant.

Re: Spirit Airlines World MasterCard

noobody — Tue, 17 Mar 2015 10:58:03 GMT

look at the bright side, they will NOT charge you booking fee if you book the tickets 180 days ahead! (or it will be $15-100)

Re: Spirit Airlines World MasterCard

haiti222 — Tue, 17 Mar 2015 12:25:01 GMT

I was able to get some off peak flights for just the taxes by booking more than 180 days in advance.

Re: Spirit Airlines World MasterCard

IgnatiusReilly — Tue, 17 Mar 2015 16:21:26 GMT

B335is:

"Now the first time wow was that an experience flying an old Tupolev".

Yes! And they piled up baggage in front of the aircraft door.

Nixon: Google Uruguay rugby team and airplane.

Re: Spirit Airlines World MasterCard

Infiniti515 — Tue, 17 Mar 2015 18:02:26 GMT

@kchengg1 wrote:
Fico Family,

Please help!

I'm trying to figure out the most painless way to close this credit card.

Today while on a spirit airlines flight, they promoted to us that we would get enough miles for 3 round trip tickets if we signed up for the credit card so I wanted to "churn" it and signed up for it..

After doing some more reasearch I found out that the miles are pretty worthless and that it's just a sham, so I called bank of america and they told me that without getting the paper application through to the application department, they aren't able to find this application and cancel it.

What's the most painless way of getting this credit card out of here? There's no annual fee for the first year, should I just keep it for the year and cancel before the fee? Can I cancel as soon as I get the card?

I'm getting an inquiry regardless..

Should I just place security freezes on each one of my credit bureaus and prevent the application this way?

So what happens is when you apply on a flight it takes some time before that application works its way to Bank of America. Thats why Bofa couldnt locate it in their systems. A friend of mine told me it took as long as 4 to 6 weeks for Spirit to get the information to Bofa. Once they have it in their system, you can call Bofa and cancel the card. However, I dont think there is anyway to stop the inquiry. I hope that helps

Re: Spirit Airlines World MasterCard

taxi818 — Tue, 17 Mar 2015 18:44:18 GMT

@IgnatiusReilly wrote:
My God, why would you want to fly Spirit Airlines three more times?

Lmao. Because of cheap flights.

Re: Spirit Airlines World MasterCard

FinStar — Tue, 17 Mar 2015 18:54:06 GMT

@taxi818 wrote:
@IgnatiusReilly wrote:
My God, why would you want to fly Spirit Airlines three more times?
Lmao. Because of cheap flights.

True, but someone has to draw the line somwhere. In that case, the Oregon Trail would seem like an appealing adventure. There's a difference between being "thrifty" and miserable.

Re: Spirit Airlines World MasterCard

CreditCuriosity — Tue, 17 Mar 2015 21:34:53 GMT

I have never flown spirit airlines. What is so bad about them aren't they 737's? or they nickel and dime you for everything and packed liked sardines, being less leg room then SWA? I love SWA, but not persay the leg room for shorer flights