topic Re: Chase Amazon.com Rewards Visa Card in Credit Cards

Chase Amazon.com Rewards Visa Card

Anonymous — Mon, 16 Mar 2015 19:34:27 GMT

I recently was approved for the Chase freedom card and noticed Chase offered an amazon card, that has 3% back on amazon purchases.

I use Amazon quite a bit and figured if I got that card I could use it if the freedom 5% back calendar cycle wasnt on Amazon

The advice I was looking for is, is it smart to apply when I applied for the CSP 2 months ago and was denied, then applied and got the freedom one month ago?

I dont want to appear credit hungry and my ulimate goal is to get the CSP in the near future, building a relationship with chase seems like a smart move

Anyone have the Amazon card? How do you like it? I assume the cash back goes into the points pool for your whole chase account and isn't tied to one card

Is it wise to have so many applications in such a short time? especially with the same bank?

Re: Chase Amazon.com Rewards Visa Card

injustifiiable — Mon, 16 Mar 2015 20:21:22 GMT

@Anonymous wrote:
I recently was approved for the Chase freedom card and noticed Chase offered an amazon card, that has 3% back on amazon purchases.
I use Amazon quite a bit and figured if I got that card I could use it if the freedom 5% back calendar cycle wasnt on Amazon
The advice I was looking for is, is it smart to apply when I applied for the CSP 2 months ago and was denied, then applied and got the freedom one month ago?
I dont want to appear credit hungry and my ulimate goal is to get the CSP in the near future, building a relationship with chase seems like a smart move

Anyone have the Amazon card? How do you like it? I assume the cash back goes into the points pool for your whole chase account and isn't tied to one card

Is it wise to have so many applications in such a short time? especially with the same bank?

I believe people like the Sallie Mae card from Barclays better for Amazon since they do 5% year round...

Re: Chase Amazon.com Rewards Visa Card

Anonymous — Mon, 16 Mar 2015 20:26:33 GMT

I understand that there are better cards out there for amazon, the idea is that I will be able to accumulate the cash back from that card with the cash back from my freedom, also with the CSP when I am able to get it, The goal is to accumulate points for flights etc...

Re: Chase Amazon.com Rewards Visa Card

Anonymous — Mon, 16 Mar 2015 20:51:21 GMT

I like the Amazon card and use for Amazon and pharmacy purchases. I had the opposite experience as you and was denied for the freedom, and then instant approval on both the chase amazon and ritz carlton the same night. Approved with something around a 680 if I remember correctly

Re: Chase Amazon.com Rewards Visa Card

CreditCuriosity — Mon, 16 Mar 2015 21:17:25 GMT

@Anonymous wrote:
I understand that there are better cards out there for amazon, the idea is that I will be able to accumulate the cash back from that card with the cash back from my freedom, also with the CSP when I am able to get it, The goal is to accumulate points for flights etc...

Kinda think I am following you, but the Amazon I don't believe you can transfer to the freedom/CSP the freedom/csp use UR's.. Not sure what the amazon uses, but not UR.. So I doubt you can transfer... Hopefully this helps in your decision.

Re: Chase Amazon.com Rewards Visa Card

Anonymous — Mon, 16 Mar 2015 21:33:29 GMT

I have absolutley no idea what you mean by UR...I hate these acronyms in the forums, they are hard to find on google and I feel stupid not knowing, then its like of course it means that, how did I not realize haha

Since it is offered by Chase and is a cash back card I assumed that you got the cash back in the form of points, which was added to your other cash back with chase and their system. It seems weird that it would be a different system to me for that card

I guess I don't have more than one chase card though and I'm a bit confused now

If you have a freedom and CSP do the points earned through both not go into the same points pool?, or at least have the option to transfer one card's points to another?

If not then the card system I have in my head is completely useless

Re: Chase Amazon.com Rewards Visa Card

Anonymous — Mon, 16 Mar 2015 21:53:26 GMT

@Anonymous wrote:
I have absolutley no idea what you mean by UR...I hate these acronyms in the forums, they are hard to find on google and I feel stupid not knowing, then its like of course it means that, how did I not realize haha

Since it is offered by Chase and is a cash back card I assumed that you got the cash back in the form of points, which was added to your other cash back with chase and their system. It seems weird that it would be a different system to me for that card

I guess I don't have more than one chase card though and I'm a bit confused now
If you have a freedom and CSP do the points earned through both not go into the same points pool?, or at least have the option to transfer one card's points to another?

If not then the card system I have in my head is completely useless

I'm pretty sure the Amazon card doesn't earn Chase UR (Ultimate Rewards points). Points earned on the Freedom are UR points and are transferrable to the Sapphire Preferred. The Chase Ink cards also earn UR points.

Re: Chase Amazon.com Rewards Visa Card

Anonymous — Mon, 16 Mar 2015 21:57:06 GMT

@Anonymous wrote:
@Anonymous wrote:
I have absolutley no idea what you mean by UR...I hate these acronyms in the forums, they are hard to find on google and I feel stupid not knowing, then its like of course it means that, how did I not realize haha

Since it is offered by Chase and is a cash back card I assumed that you got the cash back in the form of points, which was added to your other cash back with chase and their system. It seems weird that it would be a different system to me for that card

I guess I don't have more than one chase card though and I'm a bit confused now
If you have a freedom and CSP do the points earned through both not go into the same points pool?, or at least have the option to transfer one card's points to another?

If not then the card system I have in my head is completely useless
I'm pretty sure the Amazon card doesn't earn Chase UR (Ultimate Rewards points). Points earned on the Freedom are UR points and are transferrable to the Sapphire Preferred. The Chase Ink cards also earn UR points.

This correct. The points you get on the Amazon card usage can be used to offset the prices of future buys on Amazon and cannot be TRANFERRED to the ultimate rewards.

Re: Chase Amazon.com Rewards Visa Card

Anonymous — Mon, 16 Mar 2015 22:02:28 GMT

You are right, it does'nt, just checked their website. Thanks, I guess it's not good to assume things. I'd rather not have the card then, you still are getting more than 1%, but it would be in a separate cash back account. I don't shop at amazon that much to justify it, plus there are better cards out there for it, if thats the case

Re: Chase Amazon.com Rewards Visa Card

Anonymous — Mon, 16 Mar 2015 22:03:21 GMT

Unless you're spending in the several thousands per year on Amazon, I don't think it's worth it. I would keep using the Freedom card you have now and try again for the CSP in a few months.

Re: Chase Amazon.com Rewards Visa Card

Anonymous — Mon, 16 Mar 2015 22:04:35 GMT

@Anonymous wrote:
You are right, it does'nt, just checked their website. Thanks, I guess it's not good to assume things. I'd rather not have the card then, you still are getting more than 1%, but it would be in a separate cash back account. I don't shop at amazon that much to justify it, plus there are better cards out there for it, if thats the case

The Chase Amazon card is over-rated. There are better cards to shop on Amazon (Salliemae). And they are better cards for the restaurant and gas rewards IMO..

Re: Chase Amazon.com Rewards Visa Card

Anonymous — Mon, 16 Mar 2015 22:19:41 GMT

I gotcha. I was just thought it might be a way to supplement my cash back with chase. I dont really care so much for an amazon card, I am with chase for the travel benefits and large selection of compatible airlines to spend points on, etc...

Re: Chase Amazon.com Rewards Visa Card

Anonymous — Mon, 16 Mar 2015 22:24:27 GMT

For travel benefits, you're definitely better off holding out for the CSP. If you want another Chase card in the meantime and stay at hotels a few nights a year, consider the IHG or Marriot cards since they both have some nice bonuses right now.

Re: Chase Amazon.com Rewards Visa Card

ddemari — Tue, 17 Mar 2015 15:03:49 GMT

I like this card for the 2% back at pharmacies. I tend to be at Walgreens and CVS a lot. lol

Re: Chase Amazon.com Rewards Visa Card

Anonymous — Tue, 17 Mar 2015 15:22:41 GMT

@ddemari wrote:
I like this card for the 2% back at pharmacies. I tend to be at Walgreens and CVS a lot. lol

Right, but other cards give 2% everywhere