topic Re: Walmart MC max CL in Credit Cards

Walmart MC max CL

corymcd88 — Wed, 18 Mar 2015 19:32:56 GMT

I tried to get my Walmart MC to have a higher CL and I was sent a letter saying that $12.000 is the highest CL Walmart MC can have. Just a plan MC no World or anything else.

Re: Walmart MC max CL

Strogen — Wed, 18 Mar 2015 19:43:00 GMT

Well, it is a Wal-mart branded card. Im not sure how much you can expect from them as they dont carry anything nearly that expensive.

And their customer base isnt exactly what I would call "Credit worthy"..... lol

12K is a plenty good limit unless all your other cards are at 20K or something.

Re: Walmart MC max CL

ksantangelo23 — Wed, 18 Mar 2015 19:53:01 GMT

@Strogen wrote:
Well, it is a Wal-mart branded card. Im not sure how much you can expect from them as they dont carry anything nearly that expensive.

And their customer base isnt exactly what I would call "Credit worthy"..... lol

12K is a plenty good limit unless all your other cards are at 20K or something.

I think the fact of Wal-mart not selling anything valued above $12,000 is irrelvant, even if it were true. http://www.walmart.com/search/search-ng.do?cat_id=0&grid=false&sort=price_high

Seems like an unfortunate policy though

Re: Walmart MC max CL

FinStar — Wed, 18 Mar 2015 20:08:17 GMT

@corymcd88 wrote:
I tried to get my Walmart MC to have a higher CL and I was sent a letter saying that $12.000 is the highest CL Walmart MC can have. Just a plan MC no World or anything else.

It all depends on your overall profile (internal hisotry and CRA-wise) as well as income, etc. There are individuals who have upward of $20K~ (or more) on Walmart MC. Mine used to be $15K but I lowered the CL to $12K to avoid any possible SYNCB overexposure issues.

Also, SYNCB does not issue any WMC or WEMCs-branded CCs. Visa Signature is only available with their EBates CC. AMEX and Discover are no longer part of the networks offered for any remaining dual cards.

Re: Walmart MC max CL

Jerry45 — Wed, 18 Mar 2015 21:44:23 GMT

You would be surprised how may wealthy good credit people that have Walmart Cards. I know quite a few who shop Walmart regular.

Re: Walmart MC max CL

Jerry45 — Wed, 18 Mar 2015 21:45:24 GMT

Thanks for the info. Always wondered if the Walmart MC could become a World Card. Now I know

Re: Walmart MC max CL

ksantangelo23 — Wed, 18 Mar 2015 21:46:45 GMT

@Jerry45 wrote:
You would be surprised how may wealthy good credit people that have Walmart Cards. I know quite a few who shop Walmart regular.

Im not wealthy, but Wal-mart is my regular shopping store. Cant say im interested in the card, though.

Re: Walmart MC max CL

Shogun — Wed, 18 Mar 2015 21:52:23 GMT

I have a Walmart card. I have a 6 figure plus salary. I shop there. It's the only store for about 50 miles. So.........

Re: Walmart MC max CL

Anonymous — Wed, 18 Mar 2015 21:55:24 GMT

@Shogun wrote:
I have a Walmart card. I have a 6 figure plus salary. I shop there. It's the only store for about 50 miles. So.........

Only store for 50 miles? Where do you live? Wyoming?

Re: Walmart MC max CL

adavis425 — Wed, 18 Mar 2015 22:02:47 GMT

@Strogen wrote:
Well, it is a Wal-mart branded card. Im not sure how much you can expect from them as they dont carry anything nearly that expensive.

And their customer base isnt exactly what I would call "Credit worthy"..... lol

12K is a plenty good limit unless all your other cards are at 20K or something.

It is a Master Card...can be used ANYWHERE, not just Wal-Mart. So a $12,000 cl is not unreasonable.

You probably can't paint all WM shoppers with the same broad brush. There are those who shop at Neiman Marcus who aren't "creditworthy".

Re: Walmart MC max CL

Shogun — Wed, 18 Mar 2015 22:03:44 GMT

@Anonymous wrote:
@Shogun wrote:
I have a Walmart card. I have a 6 figure plus salary. I shop there. It's the only store for about 50 miles. So.........
Only store for 50 miles? Where do you live? Wyoming?

Oklahoma.

Re: Walmart MC max CL

Shogun — Wed, 18 Mar 2015 22:04:51 GMT

@Shogun wrote:
@Anonymous wrote:
@Shogun wrote:
I have a Walmart card. I have a 6 figure plus salary. I shop there. It's the only store for about 50 miles. So.........
Only store for 50 miles? Where do you live? Wyoming?
Oklahoma.

Well,, not the ONLY store.. There's a Lowes and a Staples. But that's it. No Kmart, Target, Costco... etc... nothing.

Re: Walmart MC max CL

Anonymous — Wed, 18 Mar 2015 22:06:18 GMT

@Shogun wrote:
@Anonymous wrote:
@Shogun wrote:
I have a Walmart card. I have a 6 figure plus salary. I shop there. It's the only store for about 50 miles. So.........
Only store for 50 miles? Where do you live? Wyoming?
Oklahoma.

Ah. Makes sense. Sometimes I wish I lived in an area where there was only 1 store in 50 miles instead of 15,000. Guess there are advantages to each.

Re: Walmart MC max CL

Anonymous — Wed, 18 Mar 2015 22:07:05 GMT

@Shogun wrote:
@Shogun wrote:
@Anonymous wrote:
@Shogun wrote:
I have a Walmart card. I have a 6 figure plus salary. I shop there. It's the only store for about 50 miles. So.........
Only store for 50 miles? Where do you live? Wyoming?
Oklahoma.
Well,, not the ONLY store.. There's a Lowes and a Staples. But that's it. No Kmart, Target, Costco... etc... nothing.

Hard to get anything to eat from Lowes or Staples

Re: Walmart MC max CL

Shogun — Wed, 18 Mar 2015 22:08:52 GMT

@Anonymous wrote:
@Shogun wrote:
@Shogun wrote:
@Anonymous wrote:
@Shogun wrote:
I have a Walmart card. I have a 6 figure plus salary. I shop there. It's the only store for about 50 miles. So.........
Only store for 50 miles? Where do you live? Wyoming?
Oklahoma.
Well,, not the ONLY store.. There's a Lowes and a Staples. But that's it. No Kmart, Target, Costco... etc... nothing.
Hard to get anything to eat from Lowes or Staples

Yeah.. not much in the grocery department there.

Re: Walmart MC max CL

MarineVietVet — Thu, 19 Mar 2015 02:57:11 GMT

@Strogen wrote:
Well, it is a Wal-mart branded card. Im not sure how much you can expect from them as they dont carry anything nearly that expensive.

And their customer base isnt exactly what I would call "Credit worthy"..... lol

12K is a plenty good limit unless all your other cards are at 20K or something.

I shop at WM almost everyday.

Re: Walmart MC max CL

Anonymous — Thu, 19 Mar 2015 03:03:59 GMT

@MarineVietVet wrote:
@Strogen wrote:
Well, it is a Wal-mart branded card. Im not sure how much you can expect from them as they dont carry anything nearly that expensive.

And their customer base isnt exactly what I would call "Credit worthy"..... lol

12K is a plenty good limit unless all your other cards are at 20K or something.

I shop at WM almost everyday.

Yeah, but having 850's is dangerous. Like if you go over by one point you start back at 300.

"That's not how it works, That's not how any of this works!"

Re: Walmart MC max CL

shane1978 — Sat, 04 Apr 2015 04:32:32 GMT

Does anyone know if an online cli request on the Walmart MC is a HP or SP?

Re: Walmart MC max CL

gdale6 — Sat, 04 Apr 2015 04:41:21 GMT

@shane1978 wrote:
Does anyone know if an online cli request on the Walmart MC is a HP or SP?

Re: Walmart MC max CL

TRC_WA — Sat, 04 Apr 2015 04:59:18 GMT

When I want to stand in line for 30+ minutes because they only have 2 registers open... I go to Walmart.

When I want to stand in line for 30+ minutes because everyone and their mother is there... I go to Costco.

When I want to shop and check out in a reasonable amount of time I go to Safeway or Sam's Club.