topic BOA CLi Question in Credit Cards

BOA CLi Question

ScoreOrBeScored — Sun, 22 Mar 2015 21:38:03 GMT

i was approved for 2 BOA Cards on March 20, 2015. From my understanding, your able to request a CLi every 6 months with a HP.

my question is, is the 6 months for just one card like Amex or could I use 2 HP to request a CLi on each card at the same time or would they

have to be rotated out ?

1st card approved @ 8am - BankAmeriCard Better Balance Rewards @ $10,000

2nd card approved @ 3pm - BankAmeriCard Travel Rewarsds @ $2,000

1HP

This is my very first relationship ever having with Bank Of America and just trying to read and learn about them but not sure how my situation will work out

comsidering I got them bout on the same day.

Re: BOA CLi Question

lg8302ch — Sun, 22 Mar 2015 23:19:53 GMT

I am not sure about the time frame but I have done my CLIs from 5K to 10K with a single pull on TU the same day on both of the accounts. On 1 account I asked for 15K that is how it ended up with 10,1K. Got a counter. I believe BofA is willing to use the same HP for 30 days.

Re: BOA CLi Question

ScoreOrBeScored — Sun, 22 Mar 2015 23:23:41 GMT

@lg8302ch wrote:
I am not sure about the time frame but I have done my CLIs from 5K to 10K with a single pull on TU the same day on both of the accounts. On 1 account I asked for 15K that is how it ended up with 10,1K. Got a counter. I believe BofA is willing to use the same HP for 30 days.

Same pull via Luv button or only if you call back door ?

Re: BOA CLi Question

lg8302ch — Sun, 22 Mar 2015 23:32:03 GMT

@ScoreOrBeScored wrote:
@lg8302ch wrote:
I am not sure about the time frame but I have done my CLIs from 5K to 10K with a single pull on TU the same day on both of the accounts. On 1 account I asked for 15K that is how it ended up with 10,1K. Got a counter. I believe BofA is willing to use the same HP for 30 days.
Same pull via Luv button or only if you call back door ?

When I hit the luv button I get a phone number to call to call in as BofA wanted to speak to me. It is probably because my NR status. I think I would not hit the luv button on both accounts and call in after the first just to make sure it is not a double pull. By hitting the button the pull is done! At least according CK..lol

Re: BOA CLi Question

ScoreOrBeScored — Sun, 22 Mar 2015 23:34:08 GMT

Ok thank you

Re: BOA CLi Question

B335is — Sun, 22 Mar 2015 23:52:40 GMT

I've waited 6 months and they seem fine with giving CLI. It's almost always a TU hard pull. You can also request an APR reduction every 6 months through the APR reduction team.