topic Re: Question on Spend Bonuses in Credit Cards

Question on Spend Bonuses

Anonymous — Sun, 22 Mar 2015 17:25:10 GMT

Weird question. New to spend bonuses you get when you get a new card. Never had one before.

When does the clock start? From the date app'ed, or date the card was activated?

I know it probably states it in the letter that comes with the card but I'm horribly inpatient. I need to start planning for a family trip to Tennessee and we need to arrive by 6/20, which is EXACTLY 3 months after my app. So I'm cutting it close.

I'm not going to overspend my monthly budget to meet the bonus requirements but it would be nice to know. And if I meet the spend before the trip, maybe I can use the points towards the travel spend.

Just curious. Any info would be helpful.

Re: Question on Spend Bonuses

mongstradamus — Sun, 22 Mar 2015 17:28:45 GMT

I think it depends on the CCC, i applied for my citi in december and they are giving me till april to do my min spend that over the 3 months thats listed on the application.

Re: Question on Spend Bonuses

Anonymous — Sun, 22 Mar 2015 18:07:01 GMT

@Anonymous wrote:
Weird question. New to spend bonuses you get when you get a new card. Never had one before.

When does the clock start? From the date app'ed, or date the card was activated?

I know it probably states it in the letter that comes with the card but I'm horribly inpatient. I need to start planning for a family trip to Tennessee and we need to arrive by 6/20, which is EXACTLY 3 months after my app. So I'm cutting it close.

I'm not going to overspend my monthly budget to meet the bonus requirements but it would be nice to know. And if I meet the spend before the trip, maybe I can use the points towards the travel spend.

Just curious. Any info would be helpful.

As stated depends on the card. Also, in many cases the bonus points won't post to your account until the statement closes after the spend is met. And then it depends whether you use the points for the travel (e.g. transferring them to a FF partner) or if you are just using them agianst travel purchases after the fact.

Re: Question on Spend Bonuses

ecxpa — Sun, 22 Mar 2015 18:31:57 GMT

I got the CSP, approved on 12/22/14. Chase CSR told me I had untill 3/22/15, to get the spend of 4K within 3 mos......made it and site says I have 40K points that will post on my April statement. As has been said I'm sure it depends on the CCC. I think other factors would include the size of the bonus and the value of points.

Re: Question on Spend Bonuses

Anonymous — Sun, 22 Mar 2015 18:33:56 GMT

Thanks for the responses and the information.

Re: Question on Spend Bonuses

Anonymous — Sun, 22 Mar 2015 18:35:17 GMT

If you're talking about your Venture card, it's three months from approval date.

Re: Question on Spend Bonuses

onstar — Sun, 22 Mar 2015 18:53:35 GMT

@ecxpa wrote:
I got the CSP, approved on 12/22/14. Chase CSR told me I had untill 3/22/15, to get the spend of 4K within 3 mos......made it and site says I have 40K points that will post on my April statement. As has been said I'm sure it depends on the CCC. I think other factors would include the size of the bonus and the value of points.

@Anonymous wrote:
If you're talking about your Venture card, it's three months from approval date.

To be safe, take the above advices. Go from the approval date.

I have 3 cards that require spend within 3 months. To be extra safe, I'm doing all my spend within 2 months and 2 weeks from approval date.

Re: Question on Spend Bonuses

ecxpa — Sun, 22 Mar 2015 19:32:15 GMT

@onstar wrote:
@ecxpa wrote:
I got the CSP, approved on 12/22/14. Chase CSR told me I had untill 3/22/15, to get the spend of 4K within 3 mos......made it and site says I have 40K points that will post on my April statement. As has been said I'm sure it depends on the CCC. I think other factors would include the size of the bonus and the value of points.

@Anonymous wrote:
If you're talking about your Venture card, it's three months from approval date.

To be safe, take the above advices. Go from the approval date.

I have 3 cards that require spend within 3 months. To be extra safe, I'm doing all my spend within 2 months and 2 weeks from approval date.

That's exactly what I did.........don't leave'em any wiggle room.......get that bonus

Re: Question on Spend Bonuses

Anonymous — Sun, 22 Mar 2015 19:36:10 GMT

My Venture points posted just after the 3K worth of charges posted.

Re: Question on Spend Bonuses

Anonymous — Sun, 22 Mar 2015 22:36:37 GMT

@Anonymous wrote:
If you're talking about your Venture card, it's three months from approval date.

Yep, you hit the nail on the head. Thank you very much!

Re: Question on Spend Bonuses

Anonymous — Sun, 22 Mar 2015 22:38:40 GMT

@onstar wrote:
@ecxpa wrote:
I got the CSP, approved on 12/22/14. Chase CSR told me I had untill 3/22/15, to get the spend of 4K within 3 mos......made it and site says I have 40K points that will post on my April statement. As has been said I'm sure it depends on the CCC. I think other factors would include the size of the bonus and the value of points.

@Anonymous wrote:
If you're talking about your Venture card, it's three months from approval date.

To be safe, take the above advices. Go from the approval date.

I have 3 cards that require spend within 3 months. To be extra safe, I'm doing all my spend within 2 months and 2 weeks from approval date.

Thanks! Sounds like a good plan. I only have 2 cards to get signup bonuses on. Never had signup bonuses before so I just want to be careful.

Re: Question on Spend Bonuses

Anonymous — Sun, 22 Mar 2015 22:39:32 GMT

@Anonymous wrote:
My Venture points posted just after the 3K worth of charges posted.

Thanks, Nixon! That's the card I'm referring to.

Re: Question on Spend Bonuses

syeb — Mon, 08 Jun 2015 13:25:20 GMT

I was approved more than two weeks ago for the Citi Premier and haven't received the card yet. So I will have less than 2 1/2 months if they go by approval date. Can anyone speak from experience with the Citi Premier as to how long I will have to meet the spend requirement?

Re: Question on Spend Bonuses

Anonymous — Mon, 08 Jun 2015 14:18:32 GMT

@syeb wrote:
I was approved more than two weeks ago for the Citi Premier and haven't received the card yet. So I will have less than 2 1/2 months if they go by approval date. Can anyone speak from experience with the Citi Premier as to how long I will have to meet the spend requirement?

I don't have experience with that specifically, but I'd say to chat them and ask for an extension. By doing it in chat, you can save a record of it. Be sure to do so. Their reps will say just about anything and contradict one another all the time. If you're unsuccessful in chat, you can try calling, but try to get something in writing to confirm anything promised.