topic Re: How do you get a BT Check? in Credit Cards

How do you get a BT Check?

Skye12329 — Tue, 24 Mar 2015 17:47:20 GMT

How do you get a BT Check? Like do you call the lender and ask for them? Are they frowned upon?

Re: How do you get a BT Check?

Anonymous — Tue, 24 Mar 2015 17:48:17 GMT

For some reason Barlcay sends them to me at least once a month.

Re: How do you get a BT Check?

Anonymous — Tue, 24 Mar 2015 17:52:19 GMT

Barclays sent me some with my apple visa a month after i opened my account without me asking. DW has a slate though and has never received one.

Re: How do you get a BT Check?

Gunnar419 — Tue, 24 Mar 2015 18:21:34 GMT

In my experience, lenders will either send them or not at their own choosing. Whenever I've had to ask the CSRs will say something like, "That option isn't available right now."

For a year, Barclays sent me those wonderful BT checks for my Sallie Mae every single month. Then as soon as they raised my CL high enough to really take advantage of them, they quit sending the checks.

Now CapOne is has started sending BT checks, but there's no telling when they'll suddenly decide to stop. It's a marketing thing and apparently not something we can get by request.

Re: How do you get a BT Check?

supervelous — Tue, 24 Mar 2015 18:26:52 GMT

I used to really want/need these checks and never got them. Now I have no need and I get them every month from every company. Go figure.

Re: How do you get a BT Check?

Anonymous — Tue, 24 Mar 2015 18:40:47 GMT

Barclay's just randomly sent me some. I've never asked for one.

Re: How do you get a BT Check?

Bman70 — Tue, 24 Mar 2015 18:49:35 GMT

So.. If you had a balance of $1000 on your Barclay, with the 0% rate about to expire.. What if you paid off the balance with Barclay's own BT check written to them? Lol. Would that effectively restart your 0%? (Since that's what all the checks offer.)

OP, Barclay sends reams of them, not sure how to request them since I never did. However, I did do a regular BT at some point on their card. maybe they target past BTers?

Re: How do you get a BT Check?

DaveInAZ — Tue, 24 Mar 2015 21:00:52 GMT

@Bman70 wrote:
So.. If you had a balance of $1000 on your Barclay, with the 0% rate about to expire.. What if you paid off the balance with Barclay's own BT check written to them? Lol. Would that effectively restart your 0%? (Since that's what all the checks offer.)

Barclays state in the fine print that BT checks can't be used to pay any Barclay account.

"OP, Barclay sends reams of them, not sure how to request them since I never did. However, I did do a regular BT at some point on their card. maybe they target past BTers?"

There's an option when logged into the Barclay account to request BT checks, I think under Tools. But on my account right next to that it say my current BT "promo" is 22.9% APR, same as regular account APR. Think I'll pass. Barclays used to send BT checks at least monthly the first year or so the account was opened, now they don't.

Re: How do you get a BT Check?

Bman70 — Tue, 24 Mar 2015 21:34:52 GMT

@DaveInAZ wrote:
@Bman70 wrote:
So.. If you had a balance of $1000 on your Barclay, with the 0% rate about to expire.. What if you paid off the balance with Barclay's own BT check written to them? Lol. Would that effectively restart your 0%? (Since that's what all the checks offer.)

Barclays state in the fine print that BT checks can't be used to pay any Barclay account.

"OP, Barclay sends reams of them, not sure how to request them since I never did. However, I did do a regular BT at some point on their card. maybe they target past BTers?"

There's an option when logged into the Barclay account to request BT checks, I think under Tools. But on my account right next to that it say my current BT "promo" is 22.9% APR, same as regular account APR. Think I'll pass. Barclays used to send BT checks at least monthly the first year or so the account was opened, now they don't.

My account is under a year old, so maybe that's why I"m getting them.