topic Re: World Elite Mastercards with no AF in Credit Cards

World Elite Mastercards with no AF

Anonymous — Wed, 25 Mar 2015 01:57:08 GMT

I heard of that Bank of American Cash Rewards and Citi Dividend have World Elite Mastercard version. I assume both have no annual fee. Is there any card else?

Re: World Elite Mastercards with no AF

Anonymous — Wed, 25 Mar 2015 02:00:35 GMT

Similar thread from a few months back:

http://ficoforums.myfico.com/t5/Credit-Cards/List-of-World-Elite-MasterCards/td-p/3409217

Re: World Elite Mastercards with no AF

L-TWT — Wed, 25 Mar 2015 02:03:26 GMT

I do believe Capital One offers the QuickSilverOne as a world elite mastercard

Re: World Elite Mastercards with no AF

Anonymous — Wed, 25 Mar 2015 02:06:22 GMT

I didn't know that post. Sorry about that

Re: World Elite Mastercards with no AF

Anonymous — Wed, 25 Mar 2015 02:07:13 GMT

I believe Saks Fifth Avenue offers world elite mastercard without AF

Re: World Elite Mastercards with no AF

Anonymous — Wed, 25 Mar 2015 02:07:32 GMT

Really? Maybe some time I should call to have my QS Visa Signature converted to World Elite Mastercard. Thanks

Re: World Elite Mastercards with no AF

Anonymous — Wed, 25 Mar 2015 02:09:19 GMT

BOA Cash Rewards isn't World Elite just Sig or World.

Re: World Elite Mastercards with no AF

Anonymous — Wed, 25 Mar 2015 02:11:43 GMT

Yeah it is and issued by Cap1 too.

Re: World Elite Mastercards with no AF

L-TWT — Wed, 25 Mar 2015 02:14:24 GMT

@Anonymous wrote:
Really? Maybe some time I should call to have my QS Visa Signature converted to World Elite Mastercard. Thanks

ROFL <wait for it>

as per CapitalOne.....one can not switch/convert from visa <-----> mastercard

which ever you start with, your stuck with!

Re: World Elite Mastercards with no AF

Anonymous — Wed, 25 Mar 2015 02:18:29 GMT

@Anonymous wrote:
BOA Cash Rewards isn't World Elite just Sig or World.

Maybe I was wrong.

Re: World Elite Mastercards with no AF

Anonymous — Wed, 25 Mar 2015 02:19:58 GMT

@L-TWT wrote:
@Anonymous wrote:
Really? Maybe some time I should call to have my QS Visa Signature converted to World Elite Mastercard. Thanks
ROFL <wait for it>
as per CapitalOne.....one can not switch/convert from visa <-----> mastercard
which ever you start with, your stuck with!

I've already had QS Visa Signature. What if I want a QS1? Do I have to apply for that with $39 AF?

Re: World Elite Mastercards with no AF

L-TWT — Wed, 25 Mar 2015 02:23:45 GMT

yes sir, crazy isn't it? I couldn't stomach their policies any longer so I cut all ties w/Cap 1

Re: World Elite Mastercards with no AF

Skye12329 — Wed, 25 Mar 2015 05:09:15 GMT

@Anonymous wrote:
@L-TWT wrote:
@Anonymous wrote:
Really? Maybe some time I should call to have my QS Visa Signature converted to World Elite Mastercard. Thanks
ROFL <wait for it>
as per CapitalOne.....one can not switch/convert from visa <-----> mastercard
which ever you start with, your stuck with!
I've already had QS Visa Signature. What if I want a QS1? Do I have to apply for that with $39 AF?

But i thought you were looking for non AF WEMC

Re: World Elite Mastercards with no AF

happypill — Wed, 25 Mar 2015 07:16:19 GMT

I believe the steps for the QS1 are as follows:

1. Apply for QS1 with $39 AF - it is a MC

2. Call in and ask to have the AF waived - this was very easy for me with a regular CSR, and lots of people have done this

3. Get limit over $5k

4. Call and get it comverted to WMC, possibly through EO

5. Not sure if this last step is possible, but have it further upgraded to WEMC

You have to start with a QS1 because it is a MC. You cannot start with the no fee QS because that is a Visa.

Re: World Elite Mastercards with no AF

lg8302ch — Wed, 25 Mar 2015 11:05:18 GMT

@Anonymous wrote:
Really? Maybe some time I should call to have my QS Visa Signature converted to World Elite Mastercard. Thanks

I am curious to why you would want to do this? The card benefits would probably be the same and acceptance too. I have yet to find a place that takes MC but not VI 😉

Re: World Elite Mastercards with no AF

TheGardner — Wed, 25 Mar 2015 12:47:38 GMT

I personally would joyfully convert every VS I have to WEMC. Bad experience, I will never use VS "benefits" again.

Re: World Elite Mastercards with no AF

afinch1992 — Wed, 25 Mar 2015 14:24:32 GMT

@TheGardner wrote:
I personally would joyfully convert every VS I have to WEMC. Bad experience, I will never use VS "benefits" again.

not to hijack the thread, but can you explain? PM is fine.

as for staying on topic, I don't think a WEMC is worth chasing unless its a card you already want or just have to have that shiny silver logo at all cost

Re: World Elite Mastercards with no AF

woodyman100 — Wed, 25 Mar 2015 21:53:45 GMT

Sams only takes MC

Re: World Elite Mastercards with no AF

Anonymous — Wed, 25 Mar 2015 21:57:01 GMT

@happypill wrote:
I believe the steps for the QS1 are as follows:

1. Apply for QS1 with $39 AF - it is a MC
2. Call in and ask to have the AF waived - this was very easy for me with a regular CSR, and lots of people have done this
3. Get limit over $5k
4. Call and get it comverted to WMC, possibly through EO
5. Not sure if this last step is possible, but have it further upgraded to WEMC

You have to start with a QS1 because it is a MC. You cannot start with the no fee QS because that is a Visa.

NO.

It is possible to start with a Platinum Classic, or Platinum Prestige or other Capital One MC that is NOT a QS1 and eventually wind up with a QS WMC. Also, the limit they will convert at varies. I got in at $4,000. My QS WMC was originally a Platinum Prestige.

Re: World Elite Mastercards with no AF

Anonymous — Thu, 26 Mar 2015 00:38:27 GMT

@L-TWT wrote:
yes sir, crazy isn't it? I couldn't stomach their policies any longer so I cut all ties w/Cap 1

I think no switching between card networks is pretty common actually. When Citi or other banks allowed it, they were allowing it to MC because they were transitioning all cards. Is there a bank which allows this?