topic Re: Is AMEX less likely to give you..... in Credit Cards

Is AMEX less likely to give you.....

Anonymous — Sat, 28 Mar 2015 02:45:24 GMT

another AMEX if you just had a big CLI on your first one? In essence that is what happened to me and I am wondering if it was the large CLI on card #1 which bit me in the behind.

Re: Is AMEX less likely to give you.....

NRB525 — Sat, 28 Mar 2015 03:04:18 GMT

Which cards are involved? CL on the existing card?

What are your scores from MyFICO?

Re: Is AMEX less likely to give you.....

Anonymous — Sat, 28 Mar 2015 03:19:39 GMT

HI! I am 702 on EQUIFAX, TU 685 and EXP 669. Costco Amex (5 mo old PIF every month) - 1600, applied for BCE and turned down. Thnxs for giving me any tips like maybe go for a card OR a cli but not both...or whatever.

Re: Is AMEX less likely to give you.....

Anonymous — Sat, 28 Mar 2015 03:55:50 GMT

Is your limit on the Costco AmEx $1600 or is that old info? Did you already get a 3x limit increase on that card? If so you can still apply for another card but if you have 2 Am Ex cards and got an increase on one you have to wait 6 months for an increase on the other.

The ED card may be an easier approval or the PRG.

Re: Is AMEX less likely to give you.....

Anonymous — Sat, 28 Mar 2015 03:56:11 GMT

I opened an amex everyday 2 months ago and 3 weeks ago opened a Premier Rewards Gold card. They didn't seem to care about me opening another card, but I have a 695 experian which is what they care about.

Re: Is AMEX less likely to give you.....

Anonymous — Sat, 28 Mar 2015 12:49:52 GMT

More than likely your denial has nothing to do with the CLI but was caused by your low Experian score.

Re: Is AMEX less likely to give you.....

Anonymous — Sat, 28 Mar 2015 15:19:33 GMT

Thank you very much people for the good advice!

Re: Is AMEX less likely to give you.....

dreamer2014 — Sat, 28 Mar 2015 18:57:46 GMT

This happened to me today. I activated the BCE and requested a cli on it but got turned down due to the cli I got on my ED. I have an ED and BCE with Amex And they are within a week old of each other. The rep told me it was because of the first increase so I must wait 6 mos.

Re: Is AMEX less likely to give you.....

JaeJae12 — Sat, 28 Mar 2015 19:59:56 GMT

Just a lil Gf, my finance got her everyday in the mail with a 10k limit and i told her to do the 3x and she was instantly approved to 30k.

Re: Is AMEX less likely to give you.....

Anonymous — Sat, 28 Mar 2015 21:47:01 GMT

@JaeJae12 wrote:
Just a lil Gf, my finance got her everyday in the mail with a 10k limit and i told her to do the 3x and she was instantly approved to 30k.

30k .. ?what .. I though the auto CLI ceiling was 30k.... ..experts is this something new?

Re: Is AMEX less likely to give you.....

Zorasmiles — Sat, 28 Mar 2015 21:51:10 GMT

@JaeJae12 wrote:
Just a lil Gf, my finance got her everyday in the mail with a 10k limit and i told her to do the 3x and she was instantly approved to 30k.

Very nice 3X CLI w/o a FR!! What does her EXP score and income look like if you don't mind me asking?

Re: Is AMEX less likely to give you.....

JaeJae12 — Sat, 28 Mar 2015 22:33:59 GMT

@Zorasmiles wrote:

@JaeJae12 wrote:
Just a lil Gf, my finance got her everyday in the mail with a 10k limit and i told her to do the 3x and she was instantly approved to 30k.

Very nice 3X CLI w/o a FR!! What does her EXP score and income look like if you don't mind me asking?

Thats not mine ( that was my finance's 3x) but i got my 30k slowly starting from 2k to 30k currently as well, with no FR. Credit scores right now are 789ish and income is high 6 figs and util like 1%