topic Re: Visa Black Card - Cancelled in Credit Cards

Visa Black Card - Cancelled

youdontkillmoney — Mon, 30 Mar 2015 17:08:34 GMT

After 2 years and before the $495 annual fee kicks in tomorrow, I cancelled the card.

The annual fee versus the value I get is not there, so I cancelled it.

I still pay annual fees on Diners Carte Blanche, Amex and Citi Prestige.

I may cancel Diners Carte Blanche as well . . . .

Re: Visa Black Card - Cancelled

Guava — Mon, 30 Mar 2015 17:36:44 GMT

Good decision. There's no need to bleed money unnecessarily.

Re: Visa Black Card - Cancelled

Anonymous — Mon, 30 Mar 2015 17:37:11 GMT

Just curious, what value did you think you were going to get from the card when you signed up for it. Just wondering what stood out vs the prime cards you have already?

Re: Visa Black Card - Cancelled

B335is — Mon, 30 Mar 2015 17:37:36 GMT

Did you ask them to waive the AF? I heard people have good results with it.

Re: Visa Black Card - Cancelled

Ups77 — Mon, 30 Mar 2015 18:11:18 GMT

I dont blame you not bad to have one but a couple is a waste of money.

Re: Visa Black Card - Cancelled

youdontkillmoney — Mon, 30 Mar 2015 18:27:00 GMT

I was curious to see what the "luxury" free gifts were.

Re: Visa Black Card - Cancelled

youdontkillmoney — Mon, 30 Mar 2015 18:28:15 GMT

@B335is wrote:
Did you ask them to waive the AF? I heard people have good results with it.

^^^^

I didn't ask since it would just delay cancelling down the road, did not care for it anymore. They did not offer too. All they said was you have some points you might lose....but it was not much so did not care.

Looking back, I don't regret it.

Re: Visa Black Card - Cancelled

B335is — Mon, 30 Mar 2015 18:52:23 GMT

Understood. Congrats to moving on.

Re: Visa Black Card - Cancelled

Anonymous — Mon, 30 Mar 2015 22:22:28 GMT

The $500 fee on this card is just insane. Congrats and good riddance.

Re: Visa Black Card - Cancelled

youdontkillmoney — Tue, 31 Mar 2015 02:24:53 GMT

@Anonymous wrote:
The $500 fee on this card is just insane. Congrats and good riddance.

^^^^
yes, good riddance is my sentiment. eventually more people will cancel until black card dies.

I was wondering how to destroy the card short of sending it back to them, I realized I can keep it and:

1. use it as a paperweight

2. use it as a scraper, for example, I got new car reg. tags today so i used the steel card to scrape off the old sticker, works like a charm.