https://ficoforums.myfico.com/t5/Credit-Cards/Visa-Black-Card-Waiving-AF/m-p/3899417#M1088352 <P>From what i understand, you're still on the hook for the AF even if you cancel.</P> Tue, 31 Mar 2015 17:20:15 GMT Anonymous 2015-03-31T17:20:15Z https://ficoforums.myfico.com/t5/Credit-Cards/Visa-Black-Card-Waiving-AF/m-p/3899386#M1088339 Anyone ever have any luck getting a permanent fee waiver for the Black Card? I know the benefits aren't that great, but I'd take it for the lounge access if I could get the fee waived. I've heard of them waiving the first year if you threaten to cancel, but was wondering if anyone had luck with a permanent fee waiver.<BR /><BR />Not looking for any criticism on the "benefits" of the card, I know all about that! Tue, 31 Mar 2015 17:05:41 GMT https://ficoforums.myfico.com/t5/Credit-Cards/Visa-Black-Card-Waiving-AF/m-p/3899386#M1088339 Anonymous 2015-03-31T17:05:41Z https://ficoforums.myfico.com/t5/Credit-Cards/Visa-Black-Card-Waiving-AF/m-p/3899417#M1088352 <P>From what i understand, you're still on the hook for the AF even if you cancel.</P> Tue, 31 Mar 2015 17:20:15 GMT https://ficoforums.myfico.com/t5/Credit-Cards/Visa-Black-Card-Waiving-AF/m-p/3899417#M1088352 Anonymous 2015-03-31T17:20:15Z https://ficoforums.myfico.com/t5/Credit-Cards/Visa-Black-Card-Waiving-AF/m-p/3899433#M1088356 <P>Only one person I have read of on this forum has got a targeted offer for permanent 0 AF for a black card.. Others have got it waived for a year after they had the card a year already, but otherwise nope.</P> Tue, 31 Mar 2015 17:24:11 GMT https://ficoforums.myfico.com/t5/Credit-Cards/Visa-Black-Card-Waiving-AF/m-p/3899433#M1088356 CreditCuriosity 2015-03-31T17:24:11Z