topic Re: Capital One "LUV" button? in Credit Cards

Capital One "LUV" button?

Anonymous — Thu, 02 Apr 2015 14:42:48 GMT

Ive read that capital one added a LUV button to get a CLI without formallly having to request a limit increase?

But i cant seem it find it. Help?

Re: Capital One "LUV" button?

Anonymous — Thu, 02 Apr 2015 14:46:26 GMT

@Anonymous wrote:
Ive read that capital one added a LUV button to get a CLI without formallly having to request a limit increase?

But i cant seem it find it. Help?

I think the "LUV button" is a figure of speech! Its not really a button per se. You have to request a limit increase by clicking on the link and enter your info... Hope that helps!

Re: Capital One "LUV" button?

Anonymous — Thu, 02 Apr 2015 15:09:35 GMT

in the top menu go to services then click on "more" at the bottom and then on "request credit line increase" at the bottom of the "card services"

Re: Capital One "LUV" button?

Anonymous — Thu, 02 Apr 2015 15:16:51 GMT

oh ok, ive known about the credit limit increae requests, i thought it was a button that would instantly notifiy you if you get a CLI or not.

Re: Capital One "LUV" button?

Anonymous — Thu, 02 Apr 2015 15:53:06 GMT

Well sometimes it does. Worked for me a few months back when I requested a CLI and they doubled it instantly. This time I was told to wait 2-4 days and haven't heard anything yet.

Re: Capital One "LUV" button?

Anonymous — Thu, 02 Apr 2015 15:58:05 GMT

The response, if approved, is instant giving you three options:

1. Accept CLI

2. Accept less CLI

3. Don't accept CLI.

2-3 day message is a denial, and will result in a form being in your "Documents" sections detail why you were denied. If you requested within 6 months of last increase, the denial will state "There has recently been a change in Credit Limit with this account"

Re: Capital One "LUV" button?

KellyP25721 — Thu, 02 Apr 2015 15:59:52 GMT

If you get the 2-4 day notice, you probably won't any "notification," but you will get a document in your online account. Go to the "statements" link and choose Documents.

Re: Capital One "LUV" button?

Anonymous — Thu, 02 Apr 2015 16:00:02 GMT

o h ok. Yeah i just got the message that ill be notified in 2-3 days.

They did incresse my credit limit on my quicksilver card themselves couple of months ago so that may be it.

Re: Capital One "LUV" button?

Anonymous — Thu, 02 Apr 2015 16:27:02 GMT

Beautiful! Just found it right there. Too bad they're not able to send an email when they placed something there or at least give an alert when there's new info.

Re: Capital One "LUV" button?

KellyP25721 — Thu, 02 Apr 2015 16:30:36 GMT

They can send you email but I think you have to go into your alerts and set that up. It's under the Security tab in alerts. The thing I noticed though is that you get the alert a few days after the document was posted.

Re: Capital One "LUV" button?

Anonymous — Fri, 03 Apr 2015 04:14:45 GMT

I've recently got the 2-4 days message. Then they asked for income verification. Bumped from 5k to 7k.

So it's not necessarily a denial.

Re: Capital One "LUV" button?

kayvee_ — Fri, 03 Apr 2015 04:16:01 GMT

Try limiting your requests to every 6 months

Re: Capital One "LUV" button?

Anonymous — Fri, 03 Apr 2015 19:07:48 GMT

@KellyP25721 wrote:
They can send you email but I think you have to go into your alerts and set that up. It's under the Security tab in alerts. The thing I noticed though is that you get the alert a few days after the document was posted.

Yay, got the email last night, like several hours after I had seen the denial letter online...