topic Re: Firestone CFNA in Credit Cards

Firestone CFNA

CreditMagic7 — Wed, 08 Apr 2015 22:20:28 GMT

There's a "Review Credit" link on the account which is likely for a CLI request but does anyone with this card know if it's a HP or SP?

https://www.cfna.com/web/personalservices/personal-services

Re: Firestone CFNA

Anonymous — Wed, 08 Apr 2015 22:32:37 GMT

@CreditMagic7 wrote:
There's a "Review Credit" link on the account which is likely for a CLI request but does anyone with this card know if it's a HP or SP?

https://www.cfna.com/web/personalservices/personal-services

HP from what I hear. If you call in they can review via SP however. Ours is $2,200.

Re: Firestone CFNA

CreditMagic7 — Wed, 08 Apr 2015 23:24:11 GMT

@Anonymous wrote:
@CreditMagic7 wrote:
There's a "Review Credit" link on the account which is likely for a CLI request but does anyone with this card know if it's a HP or SP?

https://www.cfna.com/web/personalservices/personal-services
HP from what I hear. If you call in they can review via SP however. Ours is $2,200.

Call in it is. Thanks Nixon

Re: Firestone CFNA

Erusidhion — Sat, 11 Apr 2015 04:16:23 GMT

CFNA/Ford pulled Transunion for me in Florida when I first got the card. But it looks like 'Request Credit Limit Review' is a soft pull. I don't see a HP from hitting the button on my TU/EQ and not sure of EX but myFICO would've alerted me if they had pulled that for a limit increase. I think you're good to go. They'll probably soft pull whoever they initially HP'd for you when you opened the card.

I started with a $1600 limit and they increased it to $2200 after hitting the button. My local Ford advertises up to a $3000 credit limit so I am curious if that is their max. Maybe I will give them a call tomorrow to see if they have a max.

There was another thread about this card on here asking the same thing and I posted in it the limit increase I got. I actually just got an oil change today since I haven't used it in awhile. It won't report if you're carrying a 0 balance I believe. Just keep that in mind because if you get an increase you should go get an oil change or something so it reports the higher credit limit.

Re: Firestone CFNA

CreditMagic7 — Thu, 09 Apr 2015 00:58:50 GMT

I bought one new tire today to replace a bad one.

I haven't used this card at all since approval.

And it was approved about 1 year ago at $1600 current limit.

Re: Firestone CFNA

pipeguy — Thu, 09 Apr 2015 01:28:29 GMT

@Erusidhion wrote:

CFNA/Ford pulled Transunion for me in Florida when I first got the card. But it looks like 'Request Credit Limit Review' is a soft pull. I don't see a HP from hitting the button on my TU/EQ and not sure of EX but myFICO would've alerted me if they had pulled that for a limit increase. I think you're good to go. They'll probably soft pull whoever they initially HP'd for you when you opened the card.

I started with a $1600 limit and they increased it to $2200 after hitting the button. My local Ford advertises up to a $3000 credit limit so I am curious if that is there max. Maybe I will give them a call tomorrow to see if they have a max.

There was another thread about this card on here asking the same thing and I posted in it the limit increase I got. I actually just got an oil change today since I haven't used it in awhile. It won't report if you're carrying a 0 balance I believe. Just keep that in mind because if you get an increase you should go get an oil change or something so it reports the higher credit limit.

My Firestone CFNA version reports every month - balance or not.

Re: Firestone CFNA

CreditMagic7 — Thu, 09 Apr 2015 02:28:20 GMT

I didn't expect it to and it hasn't at all of course but it will when this balance reports.

Re: Firestone CFNA

shane1978 — Thu, 09 Apr 2015 03:07:06 GMT

I called recently and they said I had their maximum limit already, $2,600

Re: Firestone CFNA

CreditMagic7 — Thu, 09 Apr 2015 21:07:12 GMT

@shane1978 wrote:
I called recently and they said I had their maximum limit already, $2,600

At Firestone Store rates that limit is easily not near enough to comfortably cover larger services than just an oil change if needed.

They also pulled TU on first approval.

Re: Firestone CFNA

shane1978 — Wed, 25 Nov 2015 14:14:53 GMT

I believe they raised their max limit to $3,000. I received an auto CLI back in August to that amount.

Re: Firestone CFNA

onefifty — Wed, 02 Dec 2015 20:50:49 GMT

curious as to how it reports to the credit bureaus. do they report like everyone else? some say that they just report the high balance