topic PC'd Cap Plat MC and QS1 MC both to QS Visa in Credit Cards

PC'd Cap Plat MC and QS1 MC both to QS Visa

Anonymous — Fri, 10 Apr 2015 12:06:14 GMT

So I just ended the chat with Capital One support. I wanted to see if I was going to be able to upgrade my Capital One Platinum to a Quicksilver One so I can waive the AF and get the rewards on it. When I asked them if I was eligible for an upgrade, they said both cards were eligible for the Quicksilver Visa. I didn't even think it was possible to PC a MC to a Visa Sig

Both cards about 7 months ago were at 2250 and 1000 CL. About a month ago I increased them to 3250 and 3000. I'm such an advocate of Capital One!

Besides the rewards and no AF, what is beneficial of having the Visa over the plain old MC?

Re: PC'd Cap Plat MC and QS1 MC both to QS Visa

Anonymous — Fri, 10 Apr 2015 15:26:09 GMT

I actually spoke with them last night too and told me you can't pic from mastercard to visa but will upgrade my platinum to no annual fee quicksilver but said it's still a mastercard. :/

Re: PC'd Cap Plat MC and QS1 MC both to QS Visa

Anonymous — Fri, 10 Apr 2015 15:26:24 GMT

Pc**

Re: PC'd Cap Plat MC and QS1 MC both to QS Visa

ksantangelo23 — Fri, 10 Apr 2015 15:39:37 GMT

@Anonymous wrote:
I actually spoke with them last night too and told me you can't pic from mastercard to visa but will upgrade my platinum to no annual fee quicksilver but said it's still a mastercard. :/

That was my experience, too.

Re: PC'd Cap Plat MC and QS1 MC both to QS Visa

Anonymous — Fri, 10 Apr 2015 15:45:42 GMT

Last weekend I PC my platinum MC to QS MC. I called them and they said that they can not change it to Visa. And last monday, i applied for QC, and was approved for QC Visa. So now i have QS VS and QS MC.

Re: PC'd Cap Plat MC and QS1 MC both to QS Visa

Anonymous — Fri, 10 Apr 2015 16:25:47 GMT

QS MC or WMC isnt the end of the world. For a while there I found it quite convenient to have a QS of both networks.

Re: PC'd Cap Plat MC and QS1 MC both to QS Visa

Anonymous — Fri, 10 Apr 2015 16:56:57 GMT

I've tried multiple times to get my QS1 PC'ed to QS with no joy. Can't even get a CLI on the card. Screw 'em, It'll be in the shredder shortly.

Re: PC'd Cap Plat MC and QS1 MC both to QS Visa

Anonymous — Fri, 10 Apr 2015 17:11:29 GMT

@Anonymous wrote:
When I asked them if I was eligible for an upgrade, they said both cards were eligible for the Quicksilver Visa. I didn't even think it was possible to PC a MC to a Visa Sig

Since almost everybody has been told by Cap1 that it's impossible to convert MC to VS, you probably should wait until the upgrade completes. Chances are you were misinformed and the rep you talked to made a mistake. My guess is your MC will become a QS MC like everyone else.

Re: PC'd Cap Plat MC and QS1 MC both to QS Visa

Anomalous — Fri, 10 Apr 2015 17:13:11 GMT

@Anonymous wrote:
So I just ended the chat with Capital One support. I wanted to see if I was going to be able to upgrade my Capital One Platinum to a Quicksilver One so I can waive the AF and get the rewards on it. When I asked them if I was eligible for an upgrade, they said both cards were eligible for the Quicksilver Visa. I didn't even think it was possible to PC a MC to a Visa Sig

Both cards about 7 months ago were at 2250 and 1000 CL. About a month ago I increased them to 3250 and 3000. I'm such an advocate of Capital One!

Besides the rewards and no AF, what is beneficial of having the Visa over the plain old MC?

Cool! That was a great transition. I'm going to try to upgrade the two I have to either No AF QS Visas or MC at the end of the year.

Re: PC'd Cap Plat MC and QS1 MC both to QS Visa

Cookie2120987 — Fri, 10 Apr 2015 17:16:03 GMT

hanged to a quicksilver
@Anonymous wrote:
@Anonymous wrote:
When I asked them if I was eligible for an upgrade, they said both cards were eligible for the Quicksilver Visa. I didn't even think it was possible to PC a MC to a Visa Sig
Since almost everybody has been told by Cap1 that it's impossible to convert MC to VS, you probably should wait until the upgrade completes. Chances are you were misinformed and the rep you talked to made a mistake. My guess is your MC will become a QS MC like everyone else.

I agree with thi, spoke directly with the executive when I product changed to a regular quicksilver and he made it clear that it is not possible to change from a Mastercard to a visa

Re: PC'd Cap Plat MC and QS1 MC both to QS Visa

Anonymous — Fri, 10 Apr 2015 17:28:15 GMT

Don't think there is any benefit to having a visa over a mastercard (unless you all visa or all mastercard cards). I have both and they both work the same. One is daily spending and the other is just for auto bills.

Re: PC'd Cap Plat MC and QS1 MC both to QS Visa

-Cal- — Fri, 10 Apr 2015 17:33:48 GMT

@Anonymous wrote:
Don't think there is any benefit to having a visa over a mastercard (unless you all visa or all mastercard cards). I have both and they both work the same. One is daily spending and the other is just for auto bills.

There are some venues/events/places that will only take one network over the other. Also I think places like Sams Club only takes 1 network.

Re: PC'd Cap Plat MC and QS1 MC both to QS Visa

Anonymous — Fri, 10 Apr 2015 18:30:32 GMT

SAMs club takes Mastercard or Discover credit cards but you can pay with either network on Debit. But for the most part most places that take visa will take mastercard and vice versa. I don't think it's really a big deal.

Re: PC'd Cap Plat MC and QS1 MC both to QS Visa

Anonymous — Fri, 10 Apr 2015 18:43:22 GMT

@Anonymous wrote:

Besides the rewards and no AF, what is beneficial of having the Visa over the plain old MC?

Costco starting April 2016! I definitely need a decent Visa card within the next 12 months.

Re: PC'd Cap Plat MC and QS1 MC both to QS Visa

Anonymous — Fri, 10 Apr 2015 18:46:38 GMT

If were only getting 1% back when Citi takes over I probably won't even use whatever they give me in place of The Amex card. Id rather rack up points with Chase instead of Citi.

Re: PC'd Cap Plat MC and QS1 MC both to QS Visa

Anonymous — Sat, 11 Apr 2015 01:02:12 GMT

Update:
So after reading these responses, I was getting anxious to know what I really got upgraded to so I decided to call.

The rep over the phone told me they are both Quicksilver MC. I guess since its a soft pull, it doesn't hurt to upgrade to knock off both $39 AF and get the 1.5% cash back. I was also able to lower the APR on one card for 7 months.

What would be the next step in upgrading these? Would it be getting a CLI to 5K, and getting WMC? And then if they're WMC, are they more generous w limit increases? I don't want to have to be stuck in the 3k range for life

-- thanks again for all your input guys/girls

Re: PC'd Cap Plat MC and QS1 MC both to QS Visa

Cookie2120987 — Sat, 11 Apr 2015 09:16:49 GMT

@Anonymous wrote:
Update:
So after reading these responses, I was getting anxious to know what I really got upgraded to so I decided to call.

The rep over the phone told me they are both Quicksilver MC. I guess since its a soft pull, it doesn't hurt to upgrade to knock off both $39 AF and get the 1.5% cash back. I was also able to lower the APR on one card for 7 months.

What would be the next step in upgrading these? Would it be getting a CLI to 5K, and getting WMC? And then if they're WMC, are they more generous w limit increases? I don't want to have to be stuck in the 3k range for life

-- thanks again for all your input guys/girls

There is no technical credit limit for the world Mastercard or even the world eliete I just learned this myself. For getting a world you have to go through the executive office and probably wait six months since that's the usual time inbetween credit and account changes, but that's just what I was told when I asked.

Good luck