topic Re: First Premier CC in Credit Cards

First Premier CC

BT90138016 — Thu, 09 Apr 2015 17:53:45 GMT

So I just found out that if you make large payments to First Premier they can and probably will hold that payment for about 20 days....I'm still waiting for my available balance to go from $100 to $500......Be warned if you get this card (or any card for this matter) Don't max out.....

Re: First Premier CC

Anonymous — Thu, 09 Apr 2015 17:54:39 GMT

More reason to cancel.

Re: First Premier CC

Anonymous — Fri, 10 Apr 2015 01:08:00 GMT

You need to cancel this card and go with capital one secured or something.Many people warn community members not to get this card.

Re: First Premier CC

Anonymous — Fri, 10 Apr 2015 01:09:01 GMT

This card is to credit what pixie sticks are to a diabetic.

Re: First Premier CC

ecxpa — Fri, 10 Apr 2015 01:11:16 GMT

Some even say it looks bad on your credit report

Re: First Premier CC

epsilon — Fri, 10 Apr 2015 01:45:28 GMT

@BT90138016 wrote:
So I just found out that if you make large payments to First Premier they can and probably will hold that payment for about 20 days....I'm still waiting for my available balance to go from $100 to $500......Be warned if you get this card (or any card for this matter) Don't max out.....

I just cancelled mine after 5 years get ripped off with annual fees, and high APR, credit analist tried to convince me at least 15 minutes, offered me $200 increase and $ 25 statement credit, thanks they can keep it.

Re: First Premier CC

Anonymous — Fri, 10 Apr 2015 01:48:09 GMT

@BT90138016 wrote:
So I just found out that if you make large payments to First Premier they can and probably will hold that payment for about 20 days....I'm still waiting for my available balance to go from $100 to $500......Be warned if you get this card (or any card for this matter) Don't max out.....

How are they even allowed to be in bizness? I just can't believe it. 20 days? That is insane...........

Re: First Premier CC

Anonymous — Fri, 10 Apr 2015 14:42:56 GMT

Not that it's the best policy, but if you call them they are likely to remove the hold while you're on the phone with them. I don't miss those days! To avoid the hold you can always send them a payment through your bank's bill pay.