topic Re: Maximum Walmart store card limit? in Credit Cards

Maximum Walmart store card limit?

JadaBump — Tue, 14 Apr 2015 13:36:20 GMT

I'm interested to know the maximum limit for Wally World store cards. I'm @ $8K, just want to know if asking for more then $10K is warranted.

Re: Maximum Walmart store card limit?

tattooedhusker — Mon, 13 Apr 2015 16:24:35 GMT

I've been stuck at 8k since last June. I've seen people with higher, all depends on your score, usage, exposure with Syncrony, etc

Re: Maximum Walmart store card limit?

Anonymous — Mon, 13 Apr 2015 16:34:06 GMT

Wow, those are great limits!! How long have you all had your cards? I've had mine since Oct. '14 (6 mths), and my current limit is $2,000.

Re: Maximum Walmart store card limit?

jamesdwi — Mon, 13 Apr 2015 16:49:26 GMT

@JadaBump wrote:
@i'm interested to know the maximum limit for Wally World store cards. I'm @ $8K, just want to know if asking for more then $10K is warranted.

recemtly my walmart card has been stuck at 4500, when I request a CLI, the message says, i have reached the maximum limit allowed by the program...

Re: Maximum Walmart store card limit?

orestrus — Mon, 13 Apr 2015 17:04:57 GMT

World store cards? Does it mean i can use them in wallys located in dif coubtries?

Re: Maximum Walmart store card limit?

tattooedhusker — Mon, 13 Apr 2015 17:56:14 GMT

@Anonymous wrote:
Wow, those are great limits!! How long have you all had your cards? I've had mine since Oct. '14 (6 mths), and my current limit is $2,000.

I've had mine for 2 years last month. Started at 1k limit

Re: Maximum Walmart store card limit?

Anonymous — Mon, 13 Apr 2015 18:25:32 GMT

I'm stuck at 8k too

Re: Maximum Walmart store card limit?

FinStar — Mon, 13 Apr 2015 20:34:21 GMT

I recall seeing a couple threads floating around for the store card version and the MC:

http://ficoforums.myfico.com/t5/Credit-Cards/How-high-does-the-Walmart-Store-Card-Limit-go/m-p/1823571

http://ficoforums.myfico.com/t5/Credit-Cards/Walmart-MC-max-CL/m-p/3869873#M1078777

Re: Maximum Walmart store card limit?

-Cal- — Mon, 13 Apr 2015 20:54:53 GMT

This thread inspired me to go for another Walmart CLI. I asked for $10,000, it ended up going from $3,000 -> $6,000. I just received a CLI to $3,000 about 2 months ago. Will try for the full $10k in a few months.

Re: Maximum Walmart store card limit?

tinn — Mon, 13 Apr 2015 21:16:01 GMT

My limit recently went up to $15,000. This is a crazy amount that I will never use. I could never spend that much and not to mention the high Apr. Its good for utility purposes I suppose

Re: Maximum Walmart store card limit?

B335is — Mon, 13 Apr 2015 21:24:55 GMT

Mine has been at $12k for a few years. I've been thinking about closing it but I like the cashback feature.

Re: Maximum Walmart store card limit?

Anonymous — Mon, 13 Apr 2015 21:28:53 GMT

Y'all can cry me a river! $400!!

I've heard that they go up to $10,000 and even $25,000 but you better have stellar credit (and no other synchrony cards) for that.

Re: Maximum Walmart store card limit?

UFGuy2006 — Mon, 13 Apr 2015 21:31:53 GMT

Not sure about their max but I have a 20k on my walmart mc.

Re: Maximum Walmart store card limit?

Anonymous — Mon, 13 Apr 2015 21:49:43 GMT

I'm fairly certain the max internal limit with Synchrony is $100,000. So if you have Walmart $25k, Amazon $20K and (say) $Lowes $25K, you're fairly close.

Re: Maximum Walmart store card limit?

FinStar — Mon, 13 Apr 2015 22:13:35 GMT

@B335is wrote:
Mine has been at $12k for a few years. I've been thinking about closing it but I like the cashback feature.

$12K seems plenty for me on the MC. I reduced it from $15K (last year I think). But, the cashover feature is nice!

Re: Maximum Walmart store card limit?

-Cal- — Mon, 13 Apr 2015 22:17:09 GMT

Whats this cashback/cashover feature I see you guys talking about? I only have the store version of the card

Re: Maximum Walmart store card limit?

Anonymous — Mon, 13 Apr 2015 23:23:38 GMT

@-Cal- wrote:
Whats this cashback/cashover feature I see you guys talking about? I only have the store version of the card

The store version of the card also has the option. If you check out and use your card, it'll ask if you want Cash Back. Like using a debit card.

Re: Maximum Walmart store card limit?

-Cal- — Mon, 13 Apr 2015 23:28:51 GMT

Ohh I see, I was thinking about cashback as in bonus.

Re: Maximum Walmart store card limit?

FinStar — Tue, 14 Apr 2015 00:29:51 GMT

@-Cal- wrote:
Ohh I see, I was thinking about cashback as in bonus.

That's also available for the Walmart MC, but it's very tiny when compared to most cashback bonus CCs. For every $500 in purchases you get a $5 statement credit.

Re: Maximum Walmart store card limit?

JadaBump — Tue, 14 Apr 2015 13:35:01 GMT

So the max for the store card version is higher then $10K. Which is what i was really wanting to know. So My next CLI im asking for $25K My increases went as followed. My stating limit was $800, hit the luv button 4 months later CLI to $1300. Four months later I call backdoor #, we all know Annie bye know right I asked for $15K got $8K. Not bad especially after getting Lowes to $17K from $2K starting limit the same day.