topic Re: So another Capital One question for you... in Credit Cards

So another Capital One question for you...

Anonymous — Mon, 13 Apr 2015 21:25:16 GMT

It seems like they have many offers. Which is the best card to get and why? On their site (not 3rd party vendor) it said i was prequalified for Quicksilver, Ventur and their Platinum card. Which would you opt for?

Re: So another Capital One question for you...

Anonymous — Mon, 13 Apr 2015 21:31:03 GMT

@Anonymous wrote:
It seems like they have many offers. Which is the best card to get and why? On their site (not 3rd party vendor) it said i was prequalified for Quicksilver, Ventur and their Platinum card. Which would you opt for?

Quicksilver and Venture are their best cards. Quicksilver is just straight 1.5% cash back unlimited no gimicks. Venture is a travel card with a $59 AF waived the first year. Venture gives 2% back to use towards travel or you can redeem the points for 1.5% cash back statement credit. It's up to you which works better for you. I personally like the Venture but if you don't travel go for the Quicksilver.

Also Venture gives MUCH high starting credit limit. $5k minimum for it. While Quicksilver can be as low as $300.

Re: So another Capital One question for you...

Anonymous — Mon, 13 Apr 2015 21:33:56 GMT

Venture.

Re: So another Capital One question for you...

Anonymous — Mon, 13 Apr 2015 21:34:22 GMT

If you Travel a lot Venture might be for you, but the Quicksilver is a great card.

Re: So another Capital One question for you...

Anonymous — Mon, 13 Apr 2015 21:36:44 GMT

Will they do 1 or 2 hard pulls if I apply for both And if I apply for one and not get approved is it even worthwhile to apply for the other (or do they do such thing as counteroffer with the other). I have neve had a Cap One card before. Thnxs in advance people.

Re: So another Capital One question for you...

Anonymous — Mon, 13 Apr 2015 21:39:39 GMT

@Anonymous wrote:
Will they do 1 or 2 hard pulls if I apply for both And if I apply for one and not get approved is it even worthwhile to apply for the other (or do they do such thing as counteroffer with the other). I have neve had a Cap One card before. Thnxs in advance people.

They pull all 3. So 3 HPs per card lol

Also they might use same HPs if you app for the other card right after. They won't counteroffer if you get denied but you can always recon

Re: So another Capital One question for you...

ddemari — Mon, 13 Apr 2015 23:12:32 GMT

When i was in that boat i did ventureone(regret because id probably have gotten a 15k limit) but instead i got 5k with VentureOne

Then immediately take the QS visa offer if i were u

Re: So another Capital One question for you...

ddemari — Mon, 13 Apr 2015 23:13:05 GMT

Regret not apping for venture is what i meant to say

Re: So another Capital One question for you...

Anonymous — Tue, 14 Apr 2015 00:01:59 GMT

OK......as always you guys have been a great support team. I just got a 10K Venture Card. My app spree is finished!! Now I need to find a path to the garden and plant my little credit card seedlings. Thanks again!!!!!

Re: So another Capital One question for you...

Anonymous — Tue, 14 Apr 2015 00:20:39 GMT

Congrats!!

Re: So another Capital One question for you...

Anonymous — Tue, 14 Apr 2015 00:32:24 GMT

@Anonymous wrote:
@Anonymous wrote:
Will they do 1 or 2 hard pulls if I apply for both And if I apply for one and not get approved is it even worthwhile to apply for the other (or do they do such thing as counteroffer with the other). I have neve had a Cap One card before. Thnxs in advance people.
They pull all 3. So 3 HPs per card lol

Also they might use same HPs if you app for the other card right after. They won't counteroffer if you get denied but you can always recon

I did the quicksilver and you weren't kidding they HP on all three! Question : can I recon on the limit with same HP they just did?

Re: So another Capital One question for you...

Anonymous — Tue, 14 Apr 2015 02:10:13 GMT

@Anonymous wrote:
@Anonymous wrote:
@Anonymous wrote:
Will they do 1 or 2 hard pulls if I apply for both And if I apply for one and not get approved is it even worthwhile to apply for the other (or do they do such thing as counteroffer with the other). I have neve had a Cap One card before. Thnxs in advance people.
They pull all 3. So 3 HPs per card lol

Also they might use same HPs if you app for the other card right after. They won't counteroffer if you get denied but you can always recon
I did the quicksilver and you weren't kidding they HP on all three! Question : can I recon on the limit with same HP they just did?

Call and ask. They may say yes or they may say no.