topic Re: Possibly important message re: Cap One in Credit Cards

Possibly important message re: Cap One

Anonymous — Tue, 14 Apr 2015 16:38:52 GMT

Approved for a 10K Venture card and they only HardPulled Equifax. (which was good for me since it is my highest score of the 3).

Re: Possibly important message re: Cap One

Anonymous — Tue, 14 Apr 2015 16:56:20 GMT

@Anonymous wrote:
Approved for a 10K Venture card and they only HardPulled Equifax. (which was good for me since it is my highest score of the 3).

Yes, Venture seems to be a single pull (usually), the others are triple

Re: Possibly important message re: Cap One

Anonymous — Tue, 14 Apr 2015 17:04:05 GMT

Yes, Venture seems to be a single pull (usually), the others are triple

Wish this was the case for me (I know you said "usually" lol), Venture was a triple pull. Sometimes CBs report the inquiries at different times. Wasn't mad about it for the 15K though!!!

Re: Possibly important message re: Cap One

CraigHwk — Tue, 14 Apr 2015 17:50:43 GMT

Approved for Venture on Saturday. Was a triple pull.

Re: Possibly important message re: Cap One

Anonymous — Tue, 14 Apr 2015 17:55:06 GMT

@Anonymous wrote:
@Anonymous wrote:
Approved for a 10K Venture card and they only HardPulled Equifax. (which was good for me since it is my highest score of the 3).
Yes, Venture seems to be a single pull (usually), the others are triple

Are you sure about that? When I got mine (while back) it was a triple pull and during the recent craze most people reported triple pulls.

Re: Possibly important message re: Cap One

Anonymous — Tue, 14 Apr 2015 19:22:00 GMT

@Anonymous wrote:
@Anonymous wrote:
@Anonymous wrote:
Approved for a 10K Venture card and they only HardPulled Equifax. (which was good for me since it is my highest score of the 3).
Yes, Venture seems to be a single pull (usually), the others are triple
Are you sure about that? When I got mine (while back) it was a triple pull and during the recent craze most people reported triple pulls.

Yes, unless the inquiries hit the bureaus on separate dates but I am making the assumption that they each report the pull as soon as the CC asks for it - maybe I am wrong - please let me know if you think i am and i will report back if they do show up on TU and EXP later

Re: Possibly important message re: Cap One

Anonymous — Tue, 14 Apr 2015 19:24:38 GMT

I can confirm that when I applied for the Venture on 3/2/15, they pulled all three (and was then denied). Fortunately, during the reconsideration (in which I was approved) they did not pull again.

Chris.

Re: Possibly important message re: Cap One

kdm31091 — Tue, 14 Apr 2015 19:26:02 GMT

As far as I know venture is a regular triple pull like the vast majority of their products. The only time some people have gotten by with two (never seen just one) is in the case of a frozen report.

Re: Possibly important message re: Cap One

CreditMagic7 — Tue, 14 Apr 2015 19:32:04 GMT

Triple pull for Venture also.

Re: Possibly important message re: Cap One

gdale6 — Tue, 14 Apr 2015 19:44:33 GMT

Inquiries are registered on file within milliseconds.

Re: Possibly important message re: Cap One

Cookie2120987 — Tue, 14 Apr 2015 19:57:01 GMT

What Gdale6 said, my Amex HP took 4 days to post on credit tracker through myfico for equifax but my Experian was next day. Both were on the reports though when I pulled my annual

Re: Possibly important message re: Cap One

Anonymous — Tue, 14 Apr 2015 20:18:13 GMT

My Cap1 Venture last week was just a double pull.

Re: Possibly important message re: Cap One

jnt1231 — Tue, 14 Apr 2015 21:50:56 GMT

Triple pull here (Cap One likes to cover all bases)

Re: Possibly important message re: Cap One

ojefferyo — Tue, 14 Apr 2015 22:19:31 GMT

I helped a buddy app for the Venture and it was the 3 pull bull too.