topic Re: Should I try for 1 more? 3 cards, 1 week. I want an Amex. in Credit Cards

Should I add another card or Garden for a while?

cmfazio000 — Wed, 15 Apr 2015 02:03:21 GMT

I went on an unexpected application spree today. It all started last week when I decided to Apply for the Chase Slate card, so I could transfer the balance from my QS card. I was approved for 1,500. A few days later (today) I recieved an offer in the mail from Citi. It was for the Diamond Preferred card. I applied and was approved for $3600. I was feeling lucky, punk, and tried my chances with the Discover it card. I have been wanting it for a while, but I never applied because I was almost certain I would be denied. I was approved for $1500. I told myself I was done, but something is telling me I'm not. I have one more card in my sights. The Amex Blue Cash Everyday. So, my question to you: Should I do it? Why or why not? I'm a little worried about the negative effects of my recent spree (3 cards in 1 week, 2 of which I got today). I know my CS will take a tumble. Is it worth it for one more card, though? Your responses are greatly appreciated! Thank you!

Re: Should I try for 1 more? 3 cards, 1 week. I want an Amex.

Anonymous — Wed, 15 Apr 2015 01:10:58 GMT

We might need to know a little more about your profile/history buddy and which bureaus were pulled for your applications so far. If you really want/need the card, then go for it. If you can wait, that might be wise. You already seem to know the repercussions. I personally would take the chance if it were a card that I really needed or wanted.

Re: Should I try for 1 more? 3 cards, 1 week. I want an Amex.

cmfazio000 — Wed, 15 Apr 2015 01:13:13 GMT

How do I find out which bureaus were pulled?

Re: Should I try for 1 more? 3 cards, 1 week. I want an Amex.

BT90138016 — Wed, 15 Apr 2015 01:14:30 GMT

@cmfazio000 wrote:
I went on an unexpected application spree today. It all started last week when I decided to Apply for the Chase Slate card, so I could transfer the balance from my QS card. I was approved for 1,500. A few days later (today) I recieved an offer in the mail from Citi. It was for the Diamond Preferred card. I applied and was approved for $3600. I was feeling lucky, punk, and tried my chances with the Discover it card. I have been wanting it for a while, but I didnt apply because I was almost certain I would be denied. I was approved for $1500. I told myself I was done, but something is telling me I'm not. I have one more card in my sights. The Amex Blue Cash Everyday. So, my question to you: Should I do it? Why or why not? I'm a little worried about the negative effects of my recent spree (3 cards in 1 week, 2 of which I got today). I know my CS will take a tumble. Is it worth it for one more card, though? Your responses are greatly appreciated! Thank you!

You've got a good spread. I'd say stop while you're ahead and garden them for a while Try to get a few CLI's before applying for more... Word from the wise, I had to learn the hard way when I was your age.