topic Re: Opt out- Opt in prescreen in Credit Cards

Opt out- Opt in prescreen

Anonymous — Thu, 16 Apr 2015 14:08:39 GMT

I'm in the final stages of a mortgage, and thought it the prudent thing to opt out of prescreens. My question is after I close can I opt back in or is the 5 year thing mandatory?

Re: Opt out- Opt in prescreen

CH-7-Mission-Accomplished — Thu, 16 Apr 2015 14:26:30 GMT

You can change it anytime from the same screen. I have done it a few times. Also if you freeze your reports, the CRA's will automatically opt you out. I then log in and opt myself back in. It works fine.

Re: Opt out- Opt in prescreen

takeshi74 — Thu, 16 Apr 2015 14:26:56 GMT

5 years is just the expiration. You can opt in (as the site indicates) if you have opted out.

Re: Opt out- Opt in prescreen

ojefferyo — Thu, 16 Apr 2015 19:11:55 GMT

Many have reported that the opt-in isn't working "properly" I myself seem to be having issues.

Re: Opt out- Opt in prescreen

Anonymous — Thu, 16 Apr 2015 19:50:53 GMT

I've had no luck with opt'ing back in.

Re: Opt out- Opt in prescreen

onstar — Thu, 16 Apr 2015 20:41:29 GMT

@ojefferyo wrote:
Many have reported that the opt-in isn't working "properly" I myself seem to be having issues.

It can take time. It took me two months before I saw any pre-qualifieds and pre-approveds.

Re: Opt out- Opt in prescreen

taxi818 — Thu, 16 Apr 2015 20:48:33 GMT

Always learn something new. My EQ is frozen so you guys are saying im opted out? so where do i go to opt back in without unfreezing my reports. i do have account with equifax. their non fico score. so im just wondering.

Re: Opt out- Opt in prescreen

Anonymous — Thu, 16 Apr 2015 21:18:02 GMT

@taxi818 wrote:
Always learn something new. My EQ is frozen so you guys are saying im opted out? so where do i go to opt back in without unfreezing my reports. i do have account with equifax. their non fico score. so im just wondering.

This is the link I use to opt-in after freezing reports.

https://www.optoutprescreen.com/?rf=t

Re: Opt out- Opt in prescreen

taxi818 — Thu, 16 Apr 2015 21:32:36 GMT

@Anonymous wrote:
@taxi818 wrote:
Always learn something new. My EQ is frozen so you guys are saying im opted out? so where do i go to opt back in without unfreezing my reports. i do have account with equifax. their non fico score. so im just wondering.
This is the link I use to opt-in after freezing reports.

https://www.optoutprescreen.com/?rf=t

Thanks HF bill give it a shot.

Re: Opt out- Opt in prescreen

ojefferyo — Thu, 16 Apr 2015 22:55:30 GMT

@onstar wrote:
@ojefferyo wrote:
Many have reported that the opt-in isn't working "properly" I myself seem to be having issues.
It can take time. It took me two months before I saw any pre-qualifieds and pre-approveds.

It's been 3-4 months and a few opt-in's