topic Re: Taaaargh-et in Credit Cards

Taaaargh-et

Anonymous — Sun, 24 Aug 2008 22:39:53 GMT

I was so excited about getting approved in-store for the Target card, since I needed a store card.

It finally came in the mail, and its the Target Visa. Does that still count as a store card? (I'm SURE this answer is already here somewhere, but I can't find it)

Re: Taaaargh-et

haulingthescoreup — Sun, 24 Aug 2008 22:53:59 GMT

No, it's counted as a bank card, since it has Visa on it, but on the other hand, you've vaulted over everyone who has the store card and can't get the Visa.

We need to set up some sort of trade arrangement for situations like this, lol.

Re: Taaaargh-et

Anonymous — Sun, 24 Aug 2008 22:56:05 GMT

But I waaaaaannnnted the stooore caaaarrrd!

We need a whiny smiley.

Okay then, I guess I'm stuck with a Visa with a 600 limit. Back to the storecard drawing board!

Re: Taaaargh-et

haulingthescoreup — Sun, 24 Aug 2008 23:01:41 GMT

Oh, well, it's another healthy tradeline reporting for you.

Since you're just re-establishing credit after returning to the US, I wouldn't be in an incredible hurry about getting the magic mix of cards. Mix is nice, but clean credit history is a bunch nicer. Once you have 6 months of multiple TL's reporting, you should be able to get a Macy's/ Bloomie's, Kohl's, Nordstrom, etc card. In fact, you can probably get them now, especially Macy's, but in a couple of months, you'll probably know better where you really like to shop.

Store cards can be a PITA to keep up with, so it's useful to get one from a store that you really like.

BTW, I went shopping at Tarzhay last week and whipped out my $10K CL CC, expecting to see an invite on the receipt. Nada, nil, zilch.

Re: Taaaargh-et

Anonymous — Sun, 24 Aug 2008 23:04:18 GMT

I know, and thanks. I need to see what my shopping habits will be before I get anything else.

Also, we all know WAY too much about each other Nice weather this weekend, huh?

Re: Taaaargh-et

haulingthescoreup — Sun, 24 Aug 2008 23:07:52 GMT

Way too nice. Everywhere else is benefiting from the remnants of Tropical Storm Fay except us. We're just green covered by dust. We would have happily taken some of that rain from Florida and brought it up here.

Re: Taaaargh-et

Anonymous — Sun, 24 Aug 2008 23:22:12 GMT

Not me. I went to a concert at Wolf Trap this weekend, and if it had rained I'd have cried.

Oh well--off to Target! See if I can charge under 300 dollars! Stupid card.

Re: Taaaargh-et

Anonymous — Sun, 24 Aug 2008 23:26:11 GMT

Very nice what was your CL i dont think i saw tht in the post! also its about time they started giving out visa lol hey you can have some of the rain Fay bought on the Gulfcoast!!! ive been in all day besides work and tht was boring bc it rained and heavy wind no one wanted to come out! anywhoo glad you had a nice time at the concert and got the card you applied for!

Re: Taaaargh-et

Anonymous — Sun, 24 Aug 2008 23:28:03 GMT

My CL was 600, which.....not a lot of help, you know? And the purchase I got it with was 300, so it's already half "full"!

I didn't really apply, but I did use my Amex on a big purchase, and they offered it to me. Which, since I was PRETTY sure that would happen, could count as applying!

Re: Taaaargh-et

llecs — Mon, 25 Aug 2008 00:02:08 GMT

pjxf99 wrote:
Not me. I went to a concert at Wolf Trap this weekend, and if it had rained I'd have cried.

Oh well--off to Target! See if I can charge under 300 dollars! Stupid card.

It wasn't the Irish Tenors was it? DW and I thought about going when tickets sales were first announced.

Re: Taaaargh-et

smallfry — Mon, 25 Aug 2008 00:19:01 GMT

@Anonymous wrote:
But I waaaaaannnnted the stooore caaaarrrd!
We need a whiny smiley.
Okay then, I guess I'm stuck with a Visa with a 600 limit. Back to the storecard drawing board!

I feel your pain. While the credit limit will increase it won't help your credit mix and as far as obtaining high limits that card won't get it. Sorry to hear that.

Re: Taaaargh-et

Anonymous — Tue, 26 Aug 2008 22:40:09 GMT

llecs wrote:

pjxf99 wrote:
Not me. I went to a concert at Wolf Trap this weekend, and if it had rained I'd have cried.

Oh well--off to Target! See if I can charge under 300 dollars! Stupid card.

It wasn't the Irish Tenors was it? DW and I thought about going when tickets sales were first announced.

Nope. Great Big Sea. It wasn't the best show of theirs I'd ever seen, but I adore them so they can do very little wrong in my ~~eyes~~ ears

Re: Taaaargh-et

TangMeister — Tue, 26 Aug 2008 23:05:24 GMT

@Anonymous wrote:
But I waaaaaannnnted the stooore caaaarrrd!
We need a whiny smiley.
Okay then, I guess I'm stuck with a Visa with a 600 limit. Back to the storecard drawing board!

That is too funny. I felt the same way when applying, and only wanted the store card and got it, thank goodness. I app'd online, and when they called me to verify my identity, I told them "I only want your store card; not your Visa, just so we're clear." They obliged with a $500 limit.

I knew the odds were slim they'd do a Visa or convert it later, but still...gotta be clear on it. I wanted the Red Card for the CR mix!