topic Fingerhut in Credit Cards

Fingerhut

Shawndoe79 — Wed, 22 Apr 2015 21:56:47 GMT

With my scores and recent bankruptcy (see signature), what do you guys/gals think my chances are of getting approved for a Fingerhut card 3 mos post BK 7? I hear they pull Equifax here in Florida, which is my best score of 647.

Re: Fingerhut

Shawndoe79 — Wed, 22 Apr 2015 22:09:57 GMT

Forgot to mention I have 10 inquiries on EQ but they all are at least 6 mos old (pre-BK7)

Re: Fingerhut

coldnmn — Wed, 22 Apr 2015 22:26:59 GMT

In my opinion try the shopping cart trick. It would be a better choice than overpriced Fingerhut. Just don't go overboard. Good Luck on your credit journey!

http://ficoforums.myfico.com/t5/forums/searchpage/tab/message?filter=labels%2Clocation&location=forum-board%3Acreditcard&q=shopping+cart+trick

Re: Fingerhut

Shawndoe79 — Wed, 22 Apr 2015 22:45:29 GMT

Unfortunately, I have tried the SCT, but i can get no popups. Ive turned off pop up blocker, cleared the cache, etc etc, but no luck. Tried for cap 1 cards, even the secured but no luck. So I was thinking fingerhut as a last resort, just to put a $50 purchase on and pay off, just to have another TL

Re: Fingerhut

coldnmn — Wed, 22 Apr 2015 22:57:14 GMT

Then I suggest SDFCU no credit check. Link below also a link on the cheapest way to join the credit union. They don't do a credit check and would make a great step on your journey with their secured card. It wont unsecure but it will report to all three credit bureaus. That's what you need positive credit reporting and wont cost an inquiry.

https://www.sdfcu.org/emv-creditcards

http://ficoforums.myfico.com/t5/forums/searchpage/tab/message?filter=labels%2Clocation&location=forum-board%3Acreditcard&q=sdfcu

Re: Fingerhut

Shawndoe79 — Wed, 22 Apr 2015 23:04:16 GMT

Wow! thanks, you have been a great help. I will def try this!