topic Re: seems like discover is taking back what was not supposed to be mine.. in Credit Cards

seems like discover is taking back what was not supposed to be mine..

Christina_xyt — Thu, 23 Apr 2015 02:01:11 GMT

First of all, i don't start this thread to initiate war here.. so.. some people, please be calm..

I did not play the rules and use discover card at the check out when i used the shopdiscover (now the discover deal).. they seemed to charged back a very huge amount of cash back from me recently from those.. i wouldn't be able to know which orders.. and i don't want to bother to look it up because i just have too many bestbuy orders..

not sure if anyone has that experience.. and feel the same that discover is finally taking back those cash back bonus..

Re: seems like discover is taking back what was not supposed to be mine..

longtime_lurker — Thu, 23 Apr 2015 02:05:11 GMT

@Christina_xyt wrote:
First of all, i don't start this thread to initiate war here.. so.. some people, please be calm..

I did not play the rules and use discover card at the check out when i used the shopdiscover (now the discover deal).. they seemed to charged back a very huge amount of cash back from me recently from those.. i wouldn't be able to know which orders.. and i don't want to bother to look it up because i just have too many bestbuy orders..

not sure if anyone has that experience.. and feel the same that discover is finally taking back those cash back bonus..

Not instigating either, but I'd imagine it's unprofitable for them to honor these deals without using their card, and can imagine where upper management initiated a crackdown on this, as many posters here have pointed out how easy it would be for them to know.

Sorry OP, but I figure "workaround" is closed.

Re: seems like discover is taking back what was not supposed to be mine..

Anonymous — Thu, 23 Apr 2015 02:06:36 GMT

Sue them.

You should have used the CB before it got clawed back.

Re: seems like discover is taking back what was not supposed to be mine..

kdm31091 — Thu, 23 Apr 2015 02:08:39 GMT

There's no war. As the terms state, you're supposed to use their card, as you seem to be aware. I'm not surprised they took back the cash back from you, and it's the risk you take when you do something that is against what they explicitly state on the Discover Deals page.

Sue them? It's posted right on the front page of the Deals site. It's within Discover's right to dictate that you use their card to get their deals on THEIR portal!

It wasn't "clawed back". It was something you never should have been credited to begin with as it goes against the terms of using their portal. Alas, I'm not getting into this debate again because we did it before and it was ugly. The bottom line is you can't expect to recieve (and keep) erroneous cash back from using a different card on a portal designed by Discover where you have to use THEIR card. And that's all I will say.

Re: seems like discover is taking back what was not supposed to be mine..

Anonymous — Thu, 23 Apr 2015 02:07:33 GMT

@Christina_xyt wrote:
First of all, i don't start this thread to initiate war here.. so.. some people, please be calm..

I did not play the rules and use discover card at the check out when i used the shopdiscover (now the discover deal).. they seemed to charged back a very huge amount of cash back from me recently from those.. i wouldn't be able to know which orders.. and i don't want to bother to look it up because i just have too many bestbuy orders..

not sure if anyone has that experience.. and feel the same that discover is finally taking back those cash back bonus..

What sort of volume? We've heard that they have gone after heavy hitters

Re: seems like discover is taking back what was not supposed to be mine..

Anonymous — Thu, 23 Apr 2015 02:07:51 GMT

Yeah but then you can't double dip and what is the fun in that. Always redeem your rewards, people.

Re: seems like discover is taking back what was not supposed to be mine..

longtime_lurker — Thu, 23 Apr 2015 02:08:37 GMT

@Anonymous wrote:
Sue them.

You should have used the CB before it got clawed back.

How could you win this case? The discover deals T&C state you must use Discover. This is not an apples to apples comparison of AMEX and them trying to claw back MS dollars.

Re: seems like discover is taking back what was not supposed to be mine..

Anonymous — Thu, 23 Apr 2015 02:09:34 GMT

Because I said so.

Re: seems like discover is taking back what was not supposed to be mine..

Christina_xyt — Thu, 23 Apr 2015 02:11:37 GMT

@Anonymous wrote:
@Christina_xyt wrote:
First of all, i don't start this thread to initiate war here.. so.. some people, please be calm..

I did not play the rules and use discover card at the check out when i used the shopdiscover (now the discover deal).. they seemed to charged back a very huge amount of cash back from me recently from those.. i wouldn't be able to know which orders.. and i don't want to bother to look it up because i just have too many bestbuy orders..

not sure if anyone has that experience.. and feel the same that discover is finally taking back those cash back bonus..
What sort of volume? We've heard that they have gone after heavy hitters

you mean how much stuff i bought? or how much they have taken back?

I have over 30 orders for the past three months.. i wasn't sure which are the ones they took back..

Re: seems like discover is taking back what was not supposed to be mine..

CreditMagic7 — Thu, 23 Apr 2015 02:20:41 GMT

@Anonymous wrote:
Yeah but then you can't double dip and what is the fun in that. Always redeem your rewards, people.

Yeah you mean kinda like hit it and run?

Re: seems like discover is taking back what was not supposed to be mine..

Anonymous — Thu, 23 Apr 2015 02:22:39 GMT

Yes exactly.

All the cool people are doing it.

Re: seems like discover is taking back what was not supposed to be mine..

thelethargicage — Thu, 23 Apr 2015 02:28:22 GMT

What Discover giveth, Discover taketh away

Re: seems like discover is taking back what was not supposed to be mine..

kevinjjc — Thu, 23 Apr 2015 02:30:34 GMT

I hope this is not a stupid question but how do you know they took back some of your cash back?

Re: seems like discover is taking back what was not supposed to be mine..

Christina_xyt — Thu, 23 Apr 2015 02:31:37 GMT

@CreditMagic7 wrote:
@Anonymous wrote:
Yeah but then you can't double dip and what is the fun in that. Always redeem your rewards, people.
Yeah you mean kinda like hit it and run?

oh well.. that doesn't work.. because now i have a negative balance on my rewards lol

Re: seems like discover is taking back what was not supposed to be mine..

Anonymous — Thu, 23 Apr 2015 02:36:08 GMT

Don't use the card anymore. Simple.

Re: seems like discover is taking back what was not supposed to be mine..

FinStar — Thu, 23 Apr 2015 02:40:47 GMT

@Anonymous wrote:
@Christina_xyt wrote:
First of all, i don't start this thread to initiate war here.. so.. some people, please be calm..

I did not play the rules and use discover card at the check out when i used the shopdiscover (now the discover deal).. they seemed to charged back a very huge amount of cash back from me recently from those.. i wouldn't be able to know which orders.. and i don't want to bother to look it up because i just have too many bestbuy orders..

not sure if anyone has that experience.. and feel the same that discover is finally taking back those cash back bonus..
What sort of volume? We've heard that they have gone after heavy hitters

That's what I've heard as well. I suppose it was just a matter of time before Discover opened their eyes and started taking action. Guess some fellers ain't gonna be happy!

Re: seems like discover is taking back what was not supposed to be mine..

Christina_xyt — Thu, 23 Apr 2015 02:43:18 GMT

@Anonymous wrote:
Don't use the card anymore. Simple.

hahaha, for a second i did think about that.. but don't want to lose my highest limit card..

Re: seems like discover is taking back what was not supposed to be mine..

Anonymous — Thu, 23 Apr 2015 02:47:48 GMT

Well. Only use it for a sandwich once or twice a year.

Re: seems like discover is taking back what was not supposed to be mine..

Shogun — Thu, 23 Apr 2015 02:50:04 GMT

I believe that taking back those points was the right thing. As you said in the Topic Header... what was not supposed to be mine.

As for suing them? Waste of time and effort.. the very definition of frivolous.

Now.... everyone play nicely!

Re: seems like discover is taking back what was not supposed to be mine..

Anonymous — Thu, 23 Apr 2015 02:53:05 GMT

Im playing nicely!

Frivolous law suits keep American lawyers employed!

In all seriousness though. Just dont use the card for purchases anymore. Do some BTs to it and slow pay them.