topic Re: Is Capital One slow to report new accounts? in Credit Cards

Is Capital One slow to report new accounts?

Anonymous — Tue, 28 Apr 2015 16:21:39 GMT

I opened QS1 and Platinum cards with Capital one at the beginning of the month. I see the hard pulls on my credit reports but they are still not reporting the new accounts. How long does it take? My WalMart and Amazon store cards were opened about the same time and they showed up almost instantly.

Re: Is Capital One slow to report new accounts?

Anonymous — Tue, 28 Apr 2015 16:28:45 GMT

Took em 2 statements to report my $10,000 venture.

Re: Is Capital One slow to report new accounts?

Anonymous — Tue, 28 Apr 2015 18:21:12 GMT

I'm still waiting on my first statement. I hate not knowing on new cards. I used the chat feature to ask about statement end date and due date and the rep told me it would be the end of May. I'm not convinced that the first statement will cut at the end of May since the card was issued in the beginning of April. I'm just making multiple payments so that I don't get stuck with a high utilization (and partly b/c I am spending a lot on that card and my starting limit was only 1k, so multiple payments are necessary). I wish they would report soon. I bought the $1 trial for Experian today and my FICO was 671. I'm curious to see what will happen with the two Capital One cards start reporting and my WalMart and Amazon cards report the large CLI.

Re: Is Capital One slow to report new accounts?

Anonymous — Tue, 28 Apr 2015 18:22:42 GMT

In my experience, yes.

Re: Is Capital One slow to report new accounts?

FinStar — Tue, 28 Apr 2015 18:22:52 GMT

@Anonymous wrote:
Took em 2 statements to report my $10,000 venture.

Yup, very slow to report on new accounts.

Re: Is Capital One slow to report new accounts?

Anonymous — Tue, 28 Apr 2015 19:16:18 GMT

Annipoo - that could be true bc I got my card early march and my first statement cut in April.

Re: Is Capital One slow to report new accounts?

Anonymous — Tue, 28 Apr 2015 19:27:20 GMT

Mine was 6 weeks...wondering if it was going to report.

Re: Is Capital One slow to report new accounts?

Anonymous — Tue, 28 Apr 2015 20:18:35 GMT

I was expecting the consensus around here of 2 months, but mine reported almost exactly 4 weeks later (good thing I had a slow start to spending on both my cards). But, as always, YMMV.

Re: Is Capital One slow to report new accounts?

Anonymous — Tue, 28 Apr 2015 20:22:04 GMT

They take a bit. I can see my last 4 digits of my new Venture but nothing new yet. Some cards can take 2/3 months before reporting.

Re: Is Capital One slow to report new accounts?

Anonymous — Tue, 28 Apr 2015 20:50:12 GMT

It's torturing me! I'm dying to see my score change with the new Cap One accounts. The credit gods are taunting me!

Re: Is Capital One slow to report new accounts?

Anonymous — Tue, 28 Apr 2015 21:49:06 GMT

YES

Re: Is Capital One slow to report new accounts?

Pway — Tue, 28 Apr 2015 21:52:34 GMT

It took them two statements to report my Sony Card. My QS1 and Platinum reported the next month.

Re: Is Capital One slow to report new accounts?

Jpmack29 — Wed, 29 Apr 2015 03:02:51 GMT

I opened my second Quicksilver in February, that account hasn't reported yet. I'm hoping that it will with this May statement coming up

Re: Is Capital One slow to report new accounts?

kcdude503 — Wed, 29 Apr 2015 04:37:10 GMT

I had a similar experience with my QS1. It's almost the exact-opposite of what you're seeing with Synchrony on your Walmart and Amazon cards. Eventually it will show up, you just have to patiently wait...hard to do when you want that new CL to show up, right?

Re: Is Capital One slow to report new accounts?

skorpyo3 — Wed, 29 Apr 2015 04:39:04 GMT

Barclays was on bureau before I received card! Lol

Re: Is Capital One slow to report new accounts?

Anonymous — Wed, 29 Apr 2015 04:43:22 GMT

About 30 days for my Quicksilver. Within a week of the statement closing date. I got a Quicksilver around the 24th of last month and it reported last week.

Re: Is Capital One slow to report new accounts?

Anonymous — Wed, 29 Apr 2015 06:19:03 GMT

Yep. I opened my Venture and Spark Cash in March and they just reported Friday last week.

Re: Is Capital One slow to report new accounts?

Anonymous — Wed, 29 Apr 2015 07:31:49 GMT

I've had my QS1 since January, and it still has not shown up on my TU report

Re: Is Capital One slow to report new accounts?

Kirmie2010 — Wed, 29 Apr 2015 07:40:19 GMT

Both of mine reported within a few weeks.

My wife, one reported in about a week and a half, her 2nd capital one still has not reported, its been about 6 months.

Re: Is Capital One slow to report new accounts?

Anonymous — Wed, 29 Apr 2015 10:40:07 GMT

I got mine early this month, no idea when the statement cuts either. Also it hasn't reported to my CR yet.