topic Re: What is your goal card by the end of the year? in Credit Cards

What is your goal card by the end of the year?

One7 — Sun, 03 May 2015 00:36:32 GMT

I started building my credit in January of 2013 and before I knew much about it I applied for EVERY THING. Well two years later I had 55 EX INQs! Mostly from applying for stuff I had no shot of getting from that stage. Its been a few months from that two year mark and 22 INQs have already came off, crazy! I'm now down to 33 which is still alot but a big difference. Everyone seemed to want to pull my EX report, anyhow by November I should be down to 12 INQs. I'll be ditching 4 cards I used for rebuilding that will reach 2 years of reporting and I want to apply for an Amex EDP and a Chase SW card. What are your goal cards to have by the end of the year?

Re: What is your goal card by the end of the year?

Anonymous — Sun, 03 May 2015 00:59:23 GMT

Citi Double Cash and Chase Ink Cash

Re: What is your goal card by the end of the year?

Anonymous — Sun, 03 May 2015 00:43:56 GMT

Ink Cash. I'll give it another shot around January and if its still a no screw it (and Chase).

This and Discover Miles Then move some limits around, close a few cards and I'm set.

*Possibly Citi AA Business if the 50k offer is around at that time but after the customer service experience I had not sure I want any of their cards.*

Re: What is your goal card by the end of the year?

One7 — Sun, 03 May 2015 00:44:16 GMT

@Anonymous wrote:
Citi Double Cash

Thats a good one! I've had my eye on that one as well, that 2% CB looks nice

Re: What is your goal card by the end of the year?

JSS3 — Sun, 03 May 2015 00:45:24 GMT

Freedom
Blue Cash Everyday
Venture One

In that order of importance.

Re: What is your goal card by the end of the year?

One7 — Sun, 03 May 2015 00:45:40 GMT

@Anonymous wrote:
Ink Cash. I'll give it another shot around January and if its still a no screw it (and Chase).

This and Discover Miles Then move some limits around, close a few cards and I'm set.

*Possibly Citi AA Business if the 50k offer is around at that time but after the customer service experience I had not sure I want any of their cards.*

I dont have any business cards and have wanted to get some but have no idea how to get started.

Re: What is your goal card by the end of the year?

One7 — Sun, 03 May 2015 00:46:55 GMT

@JSS3 wrote:
Freedom
Blue Cash Everyday
Venture One

In that order of importance.

I would like a Venture or V1 but those triple pulls scare me

Re: What is your goal card by the end of the year?

northface28 — Sun, 03 May 2015 00:48:51 GMT

Any Chase card.

Re: What is your goal card by the end of the year?

Anonymous — Sun, 03 May 2015 00:50:30 GMT

Get started = Apply

Re: What is your goal card by the end of the year?

JSS3 — Sun, 03 May 2015 00:50:57 GMT

@One7

The triple no longer scares me since these cards will be my swan song. I'll hang it up with no issues about gardening as I'll have all the cards I wanted. Then return in the distance future for THE RING and a FNBO card.

Re: What is your goal card by the end of the year?

chalupaman — Sun, 03 May 2015 00:52:23 GMT

Fidelity Amex

Re: What is your goal card by the end of the year?

Anonymous — Sun, 03 May 2015 00:52:51 GMT

My goal is no more cards this year, then there are two I'll try for early next year: Amex SimplyCash and Chase Freedom.

Re: What is your goal card by the end of the year?

Kenny — Sun, 03 May 2015 00:54:09 GMT

My goal is NO more cards.. just like captool! lol

Re: What is your goal card by the end of the year?

JSS3 — Sun, 03 May 2015 00:54:12 GMT

Forgot BOA BBR!

Re: What is your goal card by the end of the year?

PandiferBear — Sun, 03 May 2015 00:55:05 GMT

I am not sure yet, but it will be a Chase card. I am waiting until the end of the year when my credit profile is pristine to go for Chase. I don't want to get in with them now, since you are kind of stuck with your APR and CL forever, unless you are the chosen few. I am not sure if my needs will change between now and then, so we will see. If I had to do it today, it would be the Freedom.

Re: What is your goal card by the end of the year?

CreditCuriosity — Sun, 03 May 2015 00:56:49 GMT

Marriot/Ritz or Amex Fidelity. Deffinetly obtainable.. Only if I could find the garden!

Have pretty much all the cards I need, just want a bit higher CL's and to maximize my rewards.. Think I have a good rounded profile, but a nice hotel card and the 2% card would round it out perfectly. Can't think of anything else I need, but doesn't mean I won't be caught up in something dumb

Re: What is your goal card by the end of the year?

baller4life — Sun, 03 May 2015 00:57:57 GMT

Penfed Promise
AARP
IHG

Re: What is your goal card by the end of the year?

CreditCuriosity — Sun, 03 May 2015 00:59:49 GMT

@baller4life wrote:
Penfed Promise
AARP
IHG

Nice choices although I would put the CSP in place of AARP since you have the freedom already... I think you would do better with UR's if you plan on traveling.. Worth more then 3% back.. just my opinion..

Although You did say you were approaching the AARP age.. .. JK Baller I am close to your age as well if not older

Re: What is your goal card by the end of the year?

Saleen099 — Sun, 03 May 2015 01:00:41 GMT

If I was NOT BLACKLIST I would said the American Express Platinum card.

Re: What is your goal card by the end of the year?

baller4life — Sun, 03 May 2015 01:06:42 GMT

@CreditCuriousity wrote:
@baller4life wrote:
Penfed Promise
AARP
IHG
Nice choices although I would put the CSP in place of AARP since you have the freedom already... I think you would do better with UR's if you plan on traveling.. Worth more then 3% back.. just my opinion..

Although You did say you were approaching the AARP age.. .. JK Baller I am close to your age as well if not older

Ha! I'm not near AARP age....well, I'm about 5 yrs off. LMAO. I don't travel so CSP isn't useful to me. Plus I'm trying to get rid of the two AF cards I have now.