topic Re: 1st time using EMV at Walmart tonight! in Credit Cards

1st time using EMV at Walmart tonight!

pizza1 — Mon, 04 May 2015 04:46:16 GMT

So, Im checking out with my Venture card, swipe it, and the register beeps, I swipe it again, it beeps ( terrible thoughts started going thru my head immediately, and I was ready to take out the trusty Navy card). then Clerk says..."you need to use the reader"..Im like.." ummm, I just swiped my card."..he says.." you have a chip card, you have to use the chip reader"..Im like... "ummm, where is it? Ive never used one before, LOL!!!"

The guys come around to the other side and shows me where to insert my card, oh lord..Of course, never fails, there was a hot guy behind me in line, LOL...

This was my first time using chip/siggy, and I just used my Venture card 2 days prior there, and was able to swipe, so they just started using the feature. It will take me a bit to get use to it, Im used to swiping, LOL

Re: 1st time using EMV at Walmart tonight!

ParadoxD — Mon, 04 May 2015 04:55:16 GMT

Nice! I'll probably end up doing the same thing when somewhere near me starts using them :-P

Re: 1st time using EMV at Walmart tonight!

jsucool76 — Mon, 04 May 2015 05:08:45 GMT

First time I used a chip card at walmart it took me 3 tries and I used 3 different cards. I was at self-checkout, and the card terminals were hard mounted to the checkout lane, with the EMV Insert slot facing downward and almost unreachable. I had to literally bend over and turn my head to see where the slot was and then struggle to manevuer my card into it as there was barely enough room for it to fit. Then, I couldn't get the "click" to happen where it locks into place, so I used 3 different cards and on the last one went in. #TheStruggleIsReal

This was quite a while ago (I assume right when walmart began doing EMV), and the terminals are mounted differently now. (at least in the walmart near me)

Re: 1st time using EMV at Walmart tonight!

pizza1 — Mon, 04 May 2015 05:12:07 GMT

@jsucool76 wrote:
First time I used a chip card at walmart it took me 3 tries and I used 3 different cards. I was at self-checkout, and the card terminals were hard mounted to the checkout lane, with the EMV Insert slot facing downward and almost unreachable. I had to literally bend over and turn my head to see where the slot was and then struggle to manevuer my card into it as there was barely enough room for it to fit. Then, I couldn't get the "click" to happen where it locks into place, so I used 3 different cards and on the last one went in. #TheStruggleIsReal

This was quite a while ago (I assume right when walmart began doing EMV), and the terminals are mounted differently now. (at least in the walmart near me)

see..you have way more patience than me.. I would have broke out another card that didnt have chip, swiped and went on my merry way, LOL!!! I did have to insert the card twice though, cause the first time the guys like..."That too fast. You have to leave it in the reader until it prmots you for a a siggy"...LOL

Re: 1st time using EMV at Walmart tonight!

FinStar — Mon, 04 May 2015 05:13:56 GMT

@pizza1 wrote:
So, Im checking out with my Venture card, swipe it, and the register beeps, I swipe it again, it beeps ( terrible thoughts started going thru my head immediately, and I was ready to take out the trusty Navy card). then Clerk says..."you need to use the reader"..Im like.." ummm, I just swiped my card."..he says.." you have a chip card, you have to use the chip reader"..Im like... "ummm, where is it? Ive never used one before, LOL!!!"

The guys come around to the other side and shows me where to insert my card, oh lord..Of course, never fails, there was a hot guy behind me in line, LOL...

This was my first time using chip/siggy, and I just used my Venture card 2 days prior there, and was able to swipe, so they just started using the feature. It will take me a bit to get use to it, Im used to swiping, LOL

Sooo... ummm, what happened to the hot guy? Did he check out your "chip"? LOL

Re: 1st time using EMV at Walmart tonight!

14Fiesta — Mon, 04 May 2015 05:16:59 GMT

How much was your transaction this time? I've voluntarily used the chip at Walmart a few times, but it always says approved no signature needed.

Re: 1st time using EMV at Walmart tonight!

pizza1 — Mon, 04 May 2015 05:18:19 GMT

@FinStar wrote:
@pizza1 wrote:
So, Im checking out with my Venture card, swipe it, and the register beeps, I swipe it again, it beeps ( terrible thoughts started going thru my head immediately, and I was ready to take out the trusty Navy card). then Clerk says..."you need to use the reader"..Im like.." ummm, I just swiped my card."..he says.." you have a chip card, you have to use the chip reader"..Im like... "ummm, where is it? Ive never used one before, LOL!!!"

The guys come around to the other side and shows me where to insert my card, oh lord..Of course, never fails, there was a hot guy behind me in line, LOL...

This was my first time using chip/siggy, and I just used my Venture card 2 days prior there, and was able to swipe, so they just started using the feature. It will take me a bit to get use to it, Im used to swiping, LOL
Sooo... ummm, what happened to the hot guy? Did he check out your "chip"? LOL

LOL!!! um, no..

Im sure I "WOWED" him with my EMV stupidity, hahaha

Re: 1st time using EMV at Walmart tonight!

pizza1 — Mon, 04 May 2015 05:20:57 GMT

@14Fiesta wrote:
How much was your transaction this time? I've voluntarily used the chip at Walmart a few times, but it always says approved no signature needed.

like $105...thats nothing. compared to what Ive done before. Thats odd...mmmm...wonder why sometimes it asks for siggy? Maybe because Its my first time?

Re: 1st time using EMV at Walmart tonight!

14Fiesta — Mon, 04 May 2015 05:27:08 GMT

Maybe it's based on a limit of how much you spend? Like if spend > $25 = sign. I think the highest chip transaction i've done at Walmart so far was $18

Edit: Maybe they just re turned-on enforce mode at your local store, and that's why it now prompted you to dip?

Re: 1st time using EMV at Walmart tonight!

pizza1 — Mon, 04 May 2015 05:26:56 GMT

@14Fiesta wrote:
Maybe it's based on a limit of how much you spend? Like if spend > $25 = sign. I think the highest chip transaction i've done at Walmart so far was $18

ahhh, that could explain it..

Re: 1st time using EMV at Walmart tonight!

One7 — Mon, 04 May 2015 05:37:59 GMT

The gas station at the corner near my house has been using the chip card reader since 2013 but I avoid using my chip cards there because their chip reader is very tight and it always scratches my cards... very frustrating. Plus its ten times slower than the ole swipe process. Not looking forward to the switch

Re: 1st time using EMV at Walmart tonight!

dgates01 — Mon, 04 May 2015 06:56:21 GMT

I'm flattered, really. But I don't think I'm hot. Besides, with you taking longer at checkout, I was able to stare at your booty longer. = P

Re: 1st time using EMV at Walmart tonight!

04Cobra — Mon, 04 May 2015 06:59:41 GMT

@dgates01 wrote:
I'm flattered, really. But I don't think I'm hot. Besides, with you taking longer at checkout, I was able to stare at your booty longer. = P

No comment

Re: 1st time using EMV at Walmart tonight!

Kostya1992 — Mon, 04 May 2015 07:37:59 GMT

Well, at least you're not the person who goes to express checkout with like 50 items in your cart, only to have your card decline, call your CCC while everyone behind you is angry and hate the world.

I was the hot guy in line though, just saying.

Re: 1st time using EMV at Walmart tonight!

Ron1 — Mon, 04 May 2015 11:50:59 GMT

I used EMV cards many times. I didn't have any problem. It might be slower than swiping the card. Not too many places got those EMV terminals. Walmart and Sams Club have it.

Ron.

Re: 1st time using EMV at Walmart tonight!

Shogun — Mon, 04 May 2015 12:37:56 GMT

@pizza1 wrote:
@14Fiesta wrote:
How much was your transaction this time? I've voluntarily used the chip at Walmart a few times, but it always says approved no signature needed.
like $105...thats nothing. compared to what Ive done before. Thats odd...mmmm...wonder why sometimes it asks for siggy? Maybe because Its my first time?

$360 at checkout at Walmart, no signature.

Re: 1st time using EMV at Walmart tonight!

jsucool76 — Mon, 04 May 2015 13:38:47 GMT

@Shogun wrote:
@pizza1 wrote:
@14Fiesta wrote:
How much was your transaction this time? I've voluntarily used the chip at Walmart a few times, but it always says approved no signature needed.
like $105...thats nothing. compared to what Ive done before. Thats odd...mmmm...wonder why sometimes it asks for siggy? Maybe because Its my first time?
$360 at checkout at Walmart, no signature.

I've also never had to sign at walmart since they started chip transactions.