topic Consolidating Citibank credit lines in Credit Cards

Consolidating Citibank credit lines

youdontkillmoney — Mon, 04 May 2015 14:28:56 GMT

I have three Citi cards:

1. Prestige

2. Diamond

3. Platinum

I asked to consolidate #'s 2 and 3 into Prestige and it is possible the rep said, BUT it would require a hard inquiry since the line on one card will increase.

So I declined and left everythign as is.

Re: Consolidating Citibank credit lines

iwazl71 — Mon, 04 May 2015 19:21:54 GMT

go through the EO. When I did, it was a SP.

Re: Consolidating Citibank credit lines

youdontkillmoney — Mon, 04 May 2015 19:33:00 GMT

@iwazl71 wrote:
go through the EO. When I did, it was a SP.

^^^^^

Thanks for the tip, what does "EO" stand for anyway?

Re: Consolidating Citibank credit lines

Kenny — Mon, 04 May 2015 19:39:00 GMT

Executive Office -- and I had to get a HP to consolidate my lines.

Re: Consolidating Citibank credit lines

FinStar — Mon, 04 May 2015 20:12:45 GMT

@Kenny wrote:
Executive Office -- and I had to get a HP to consolidate my lines.

Correct. It's going to be HP the majority of the time, unless for some reason you can qualify to get them moved via SP (even with the EO's assistance). Part of it would depend on your overall relationship with Citi.

Re: Consolidating Citibank credit lines

youdontkillmoney — Mon, 04 May 2015 20:17:18 GMT

Thanks everyone for the feedback, I don't feel that strongly about consolidation given the effort it seems it may require.

I'll just let it be.