topic Re: Denied Target Red Card :( in Credit Cards

Denied Target Red Card :(

Anonymous — Sun, 31 Aug 2008 16:07:26 GMT

Hey guys first time poster here, and currently rebuilding my credit. I recently applied for a Target Red Card online, received the 7-10 day message, and now just received a letter at my house indicating that I was denied because they were unable to verify my phone number, and the number that I provided was a cell phone number. Anyone else ever get this type of response? Any success in getting them to reconsider?

Re: Denied Target Red Card :(

Anonymous — Sun, 31 Aug 2008 16:21:04 GMT

I would call them up and talk to them.

Re: Denied Target Red Card :(

jmbfl — Sun, 31 Aug 2008 17:28:25 GMT

progressivehouse wrote:
Hey guys first time poster here, and currently rebuilding my credit. I recently applied for a Target Red Card online, received the 7-10 day message, and now just received a letter at my house indicating that I was denied because they were unable to verify my phone number, and the number that I provided was a cell phone number. Anyone else ever get this type of response? Any success in getting them to reconsider?

Call them. Mobile telephone numbers cannot be confirmed.

Re: Denied Target Red Card :(

Anonymous — Sun, 31 Aug 2008 18:33:47 GMT

Call them quickly. There's a window (I can't remember how long) and then they won't be able to do anything and you'd have to apply again.

Re: Denied Target Red Card :(

Anonymous — Mon, 01 Sep 2008 04:13:06 GMT

same thing happend to me..got the 7 to 10 day message..i called asap and they approved on the spot for a whopping $200 CL

i would call quick fast and in a hurry

Re: Denied Target Red Card :(

Anonymous — Mon, 01 Sep 2008 16:15:55 GMT

Thank you! Thank you! Thank you!

So after calling Target several times and talking to a couple of different people, I finally got some one on the phone that could help me. You guys were right! They just asked me a couple of verification questions, and told me that I was approved and should be receiving my card in 7-10 days. Whoo-hoo! Thanks again!

Re: Denied Target Red Card :(

Anonymous — Wed, 03 Sep 2008 05:38:22 GMT

Good for you, ProgressiveHouse. But a word of advice, watch out for that red card. Their APRs are usually pretty high, and they're kind of stingy with their CL's. Yours will probably start off at $200 and a few months later be raised to $500. Keep that util ratio down (it is EASY to go bookoo bananas in Target. I mean, they literally have EVERYTHING... lol.)

Congrats!