topic Re: Shell Gas Card in Credit Cards

Shell Gas Card

Anonymous — Mon, 27 Aug 2007 19:43:58 GMT

http://www.shell.com/home/content/us-en/news_and_library/press_releases/2007/driving_loyalty120607.html

Shell is offering a $25 Shell Gift Card when you sign up for a Shell Gas card by September 30th, and then purchase 100 gallons at Shell within 90 days of opening the account.

It caught my eye at the pump in the form of "earn 25 cents per gallon". Technically true, and it might be a good deal.

To help decide if it might work for you, take the number of average miles per year you drive, and divide by 4. Assuming 10,000 mile a year, divide by 4 and you get 2500 miles (in a 90 day window). Then divide that number by your average estimated fuel economy. Assuming 25 mpg from the example in progress, 2500 / 25 = 100 gallons of gas used.

If you're under 100 gallons, pass.

If you're well over 100 gallons, then it seems a good deal.

If you're over a 100 gallons, but close to a 100 gallons, your call.

If you have more than one vehicle, and plan to gas up all your vehicles at Shell, run the calculation for all your vehicles and add 'em up.

Re: Shell Gas Card

fused — Mon, 27 Aug 2007 19:50:40 GMT

Noah, any idea on minimum score needed for approval or the CRA they are most likely to pull?

Re: Shell Gas Card

Anonymous — Mon, 27 Aug 2007 21:04:08 GMT

They seem to be an EQ puller, CITI is the bank that services their cards, and I've seen some folks with scores in the low 500s getting a Shell Gas card. One or two have said it was their first and only card for a while as they began their credit recovery.

Re: Shell Gas Card

Anonymous — Mon, 27 Aug 2007 21:23:57 GMT

Take this...they denied me a couple of mths ago w/648 EQ Fico... Then...they turn around and approve me for 1,200 Drivers Edge card...then turn around and raise my CL to 3,500 when my Fico was 40 points lower.

Re: Shell Gas Card

SpecFile — Tue, 28 Aug 2007 00:07:10 GMT

SGT_F wrote:
Take this...they denied me a couple of mths ago w/648 EQ Fico... Then...they turn around and approve me for 1,200 Drivers Edge card...then turn around and raise my CL to 3,500 when my Fico was 40 points lower.

No way! That's pretty cool.

Re: Shell Gas Card

SpecFile — Tue, 28 Aug 2007 00:09:02 GMT

SGT_F wrote:
Take this...they denied me a couple of mths ago w/648 EQ Fico... Then...they turn around and approve me for 1,200 Drivers Edge card...then turn around and raise my CL to 3,500 when my Fico was 40 points lower.

Are you talking about the Shell card SGT.?

Re: Shell Gas Card

Anonymous — Tue, 28 Aug 2007 00:12:37 GMT

Noah_Bodie wrote:
They seem to be an EQ puller, CITI is the bank that services their cards, and I've seen some folks with scores in the low 500s getting a Shell Gas card. One or two have said it was their first and only card for a while as they began their credit recovery.

Noah,

I just got denied for a CitiBank Platinum card with EQ of 638. Do I dare try for the gas card? I wanted ChevronTexaco, but they won't approve me because of BK in '98. (Although they gave DW a card with $300 CL and she has same BK) Can't figure that one out?

Sam

Re: Shell Gas Card

Anonymous — Tue, 28 Aug 2007 23:18:44 GMT

SpecFile...Yes the shell card. Then Homedepot storecard sent me a pre-approved offer today through citi bank. Almost 5k CL w/ them and can't get a gas card. No baddies at all.

Re: Shell Gas Card

SpecFile — Wed, 29 Aug 2007 02:08:29 GMT

That's weird Sgt.

Re: Shell Gas Card

Anonymous — Wed, 29 Aug 2007 02:29:32 GMT

I put in an online application for this card about 10 days ago and have not heard anything back as of yet. I know they have already pulled my EQ CR. Does anyone know how long it generally takes them to reply?

scores

TU- 661

EQ- 626

EX- 641

I was hoping for instant approval from their site but did not get it, I have no open collections on my account but a couple of CO's from this year, what are my chances that they approve this? This is just the Shell gas card.

Re: Shell Gas Card

Anonymous — Thu, 30 Aug 2007 03:17:15 GMT

Noticed something today. Stopped at a Shell so DS could use the rest room. Didn't need gas, but I always check out prices.

$2.79 a gallon

Washington state is pricier than some so that number might shock a few of y'all. I've been paying $2.55 to $2.63 a gallon hereof late.

Looks like Shell around here might be ratejacking a little to help "offset" the $25 gift certificate.

Re: Shell Gas Card

Anonymous — Wed, 03 Sep 2008 01:29:18 GMT

fused wrote:
Noah, any idea on minimum score needed for approval or the CRA they are most likely to pull?

Well i was just approved today they pulled EX my score was like 645 only baddies i had was a paid collection an like 27 inquiries and a FA on my credit report. I feel really lucky to get this card i'm gonna treat it very well. Now i the got my foot in the door with Citi it can only get better.

Re: Shell Gas Card

Anonymous — Wed, 03 Sep 2008 01:56:52 GMT

Ahh.....The good old days when gas was $2.50 a gallon.

Re: Shell Gas Card

Anonymous — Wed, 03 Sep 2008 01:58:48 GMT

siangirl34 wrote:
Ahh.....The good old days when gas was $2.50 a gallon.

O how i miss those day i remember when i was 9 or 10 years old gas was 99 Cent a gallon.

Message Edited by mjbfan79 on 09-02-2008 06:58 PM

Re: Shell Gas Card

haulingthescoreup — Wed, 03 Sep 2008 02:33:39 GMT

I remember as a teenager in Hawaii, paying 70 cents a gallon, and mad because it was in the high 40's on the Mainland.

Granted, this was in 1969-72.

Re: Shell Gas Card

heirophant — Wed, 03 Sep 2008 02:34:13 GMT

I don't even want to talk to you people. Its still 4.29/gal at my corner gas station (Tesoro) in Fairbanks, AK. What really aggrevates me is that there is a refinery 20 miles away. BS I tell you.

Where in WA was this mythical $2.79?

Re: Shell Gas Card

heirophant — Wed, 03 Sep 2008 02:36:53 GMT

haulingthescoreup wrote:
I remember as a teenager in Hawaii, paying 70 cents a gallon, and mad because it was in the high 40's on the Mainland.

Granted, this was in 1969-72.

I bough my little Kia Spectra in 2002 and gas was $1.39 then. I loved it. When I was a teenager in the mid 90's, it averaged 0.89 - 0.99 if I remember right.

Message Edited by heirophant on 09-02-2008 07:36 PM

Re: Shell Gas Card

haulingthescoreup — Wed, 03 Sep 2008 02:35:55 GMT

@heirophant wrote:

I don't even want to talk to you people. Its still 4.29/gal at my corner gas station (Tesoro) in Fairbanks, AK. What really aggrevates me is that there is a refinery 20 miles away. BS I tell you.

Where in WA was this mythical $2.79?

I do believe that someone picked up a thread from August 2007!

Re: Shell Gas Card

heirophant — Wed, 03 Sep 2008 02:37:42 GMT

@haulingthescoreup wrote:

@heirophant wrote:
I don't even want to talk to you people. Its still 4.29/gal at my corner gas station (Tesoro) in Fairbanks, AK. What really aggrevates me is that there is a refinery 20 miles away. BS I tell you.
Where in WA was this mythical $2.79?

I do believe that someone picked up a thread from August 2007!

I guess I should check the date before replying.

Re: Shell Gas Card

Anonymous — Wed, 03 Sep 2008 02:59:37 GMT

Yeah, I thought it was new too, until I noticed that gas @ $2.79/gallon was considered higher than the other stations.

Message Edited by siangirl34 on 09-02-2008 07:59 PM