topic Re: Chase CSP in Credit Cards

Chase CSP

Shogun — Thu, 07 May 2015 21:17:01 GMT

I'm in the garden, have been happy there for some time. But I must admit the Chase CSP is so tempting. 40K points if you meet the spend of $3K in 3 months. I put twice that on my freedom a month. It only has a $6K limit though, and have to pay multiple times. Really thinking about this one.

Re: Chase CSP

Anonymous — Thu, 07 May 2015 21:18:00 GMT

I know the feeling. I have the Freedom and Marriott Rewards cards and have also been thinking about the CSP.

Re: Chase CSP

Anonymous — Thu, 07 May 2015 21:22:02 GMT

I got a CSP (5K limit) and Ritz (7K limit) 6 weeks ago and have already met the spend on the CSP. I love the card - looks classy - and absolutely no Chase problems yet. Good luck!

Re: Chase CSP

Anonymous — Thu, 07 May 2015 21:23:24 GMT

@Shogun wrote:
I'm in the garden, have been happy there for some time. But I must admit the Chase CSP is so tempting. 40K points if you meet the spend of $3K in 3 months. I put twice that on my freedom a month. It only has a $6K limit though, and have to pay multiple times. Really thinking about this one.

@Shogun,

It is a really good card.. With your scores, it will be a walk in the park.. Do it.. Do it...

Re: Chase CSP

CreditCuriosity — Thu, 07 May 2015 21:25:50 GMT

Love the card.. but it isn't 3k, it is now 4k in 3 months.. Although that shouldn't be an issue for you at all, just saw you weren't aware of the 3 to 4k change that happened 4 months ago? Or maybe their is an offer going on w/3k spend now that I am unaware of.. Go for it.. Betcha get a big limit especially how much you use the freedom.

Re: Chase CSP

Anonymous — Thu, 07 May 2015 21:30:01 GMT

@Shogun wrote:
I'm in the garden, have been happy there for some time. But I must admit the Chase CSP is so tempting. 40K points if you meet the spend of $3K in 3 months. I put twice that on my freedom a month. It only has a $6K limit though, and have to pay multiple times. Really thinking about this one.

Why not an Ink Plus then for 60K pts?

Re: Chase CSP

Anonymous — Thu, 07 May 2015 21:31:56 GMT

^ this...I have literally had the application page filled out twice for the ink plus and can't oil the trigger...I mean 60k ur point, that would put me over 250k...could sure go somewhere nice on that

Re: Chase CSP

Shogun — Thu, 07 May 2015 21:32:12 GMT

@Anonymous wrote:
@Shogun wrote:
I'm in the garden, have been happy there for some time. But I must admit the Chase CSP is so tempting. 40K points if you meet the spend of $3K in 3 months. I put twice that on my freedom a month. It only has a $6K limit though, and have to pay multiple times. Really thinking about this one.
Why not an Ink Plus then for 60K pts?

I don't own a business.

Re: Chase CSP

CreditCuriosity — Thu, 07 May 2015 21:33:58 GMT

@Anonymous wrote:
@Shogun wrote:
I'm in the garden, have been happy there for some time. But I must admit the Chase CSP is so tempting. 40K points if you meet the spend of $3K in 3 months. I put twice that on my freedom a month. It only has a $6K limit though, and have to pay multiple times. Really thinking about this one.
Why not an Ink Plus then for 60K pts?

gotta own a business or some sort? I know their term of business is pretty lose or use to be pretty lose... Thought it has got a bit stricter? Also gotta think beyond signup bonus for card that suits persons needs the most and maybe csp is better after said bonus?

Re: Chase CSP

chalupaman — Thu, 07 May 2015 21:34:30 GMT

@Shogun wrote:
I'm in the garden, have been happy there for some time. But I must admit the Chase CSP is so tempting. 40K points if you meet the spend of $3K in 3 months. I put twice that on my freedom a month. It only has a $6K limit though, and have to pay multiple times. Really thinking about this one.

It's not too difficult to get if you have enough history with Chase. You might even find that they'll give you a bigger limit on CSP than what you have on your Freedom currently.

Re: Chase CSP

Anonymous — Thu, 07 May 2015 21:48:18 GMT

You don't have to have a business to get an Ink Plus card correct? That 60k sign up bonus is looking mighty tempting right now..

Re: Chase CSP

Anonymous — Thu, 07 May 2015 21:50:53 GMT

Its a business card...yes you need to have a business. But what Chase considers a business is pretty loose. Online sales on Ebay are fine.

Re: Chase CSP

kdm31091 — Thu, 07 May 2015 22:09:51 GMT

@Anonymous wrote:
You don't have to have a business to get an Ink Plus card correct? That 60k sign up bonus is looking mighty tempting right now..

You absolutely need to have a business. While the definition can be somewhat "loose", you can't just claim you have a business if you do not (I'm not saying you were planning on that, but just making it clear that it's not just a general availibility card). The card is intended for business users.

Re: Chase CSP

Anonymous — Thu, 07 May 2015 22:20:43 GMT

Suppose I should clarify. By loose Im not saying any and everything is acceptable. But most business types with a verifiable income should be ok.

Wouldnt advise making anything up, stretching the truth or falsifying information. When in doubt call the business lending dept and talk to them for clarification to see if your business qualifies as legitimate.

Re: Chase CSP

kdm31091 — Thu, 07 May 2015 22:22:53 GMT

@Anonymous wrote:
Suppose I should clarify. By loose Im not saying any and everything is acceptable. But most business types with a verifiable income should be ok.

Wouldnt advise making anything up, stretching the truth or falsifying information. When in doubt call the business lending dept and talk to them for clarification to see if your business qualifies as legitimate.

That pretty much sums it up. Definitely a business with a real, verifiable income.

Re: Chase CSP

Anonymous — Thu, 07 May 2015 22:25:27 GMT

@Anonymous wrote:
Its a business card...yes you need to have a business. But what Chase considers a business is pretty loose. Online sales on Ebay are fine.

@I agree with @Anonymous. If I were to be selling pens in my garage just on the weekends to people, doing business as me under my SSN etc.. Chase considers that as a business. So it is somewhat loose in my opinion and nothing iron clad as what qualifies as a business for this card.

Re: Chase CSP

Anonymous — Thu, 07 May 2015 22:26:02 GMT

@Anonymous wrote:
@Anonymous wrote:
Its a business card...yes you need to have a business. But what Chase considers a business is pretty loose. Online sales on Ebay are fine.
@I agree with @Anonymous. If I were to be selling pens in my garage just on the weekends to people, doing business as me under my SSN etc.. Chase considers that as a business. So it is somewhat loose in my opinion and nothing iron clad as what qualifies as a business for this card.

Exactly.

@Shogun.

Set up a lemonade stand this summer.

Re: Chase CSP

Anonymous — Thu, 07 May 2015 22:27:27 GMT

I guess I should have clarified. I meant business LICENSE lol. I'm gearing up to open a photography studio but I don't have my business license yet.

Re: Chase CSP

Anonymous — Thu, 07 May 2015 22:29:14 GMT

All in all to get back to the topic at hand, @Shogun should go for it...

Re: Chase CSP

Anonymous — Thu, 07 May 2015 22:30:16 GMT

No, business license isn't necessary starky85. You're fine. But thanks for coming back and clarifying.