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    <title>topic Yeehaw! &amp;quot;Pre-approval&amp;quot; in Credit Cards</title>
    <link>https://ficoforums.myfico.com/t5/Credit-Cards/Yeehaw-quot-Pre-approval-quot/m-p/332217#M112097</link>
    <description>Okay, so two months ago I used the Orchard Bank website's preapproval thing and they said I qualified for a secured visa.&lt;BR /&gt;&lt;BR /&gt;I just did it tonight to see if anything had changed and they showed a gold mastercard.&lt;BR /&gt;&lt;BR /&gt;Nasty $79 annual fee + $19 activation = me no takey, thanks though OB!&lt;BR /&gt;&lt;BR /&gt;Just wanted to share my good news. Hopefully I will hear back from B of A secured soon. I am terrified that it will not go through. But all I can do is hope.</description>
    <pubDate>Wed, 03 Sep 2008 07:05:02 GMT</pubDate>
    <dc:creator>Anonymous</dc:creator>
    <dc:date>2008-09-03T07:05:02Z</dc:date>
    <item>
      <title>Yeehaw! "Pre-approval"</title>
      <link>https://ficoforums.myfico.com/t5/Credit-Cards/Yeehaw-quot-Pre-approval-quot/m-p/332217#M112097</link>
      <description>Okay, so two months ago I used the Orchard Bank website's preapproval thing and they said I qualified for a secured visa.&lt;BR /&gt;&lt;BR /&gt;I just did it tonight to see if anything had changed and they showed a gold mastercard.&lt;BR /&gt;&lt;BR /&gt;Nasty $79 annual fee + $19 activation = me no takey, thanks though OB!&lt;BR /&gt;&lt;BR /&gt;Just wanted to share my good news. Hopefully I will hear back from B of A secured soon. I am terrified that it will not go through. But all I can do is hope.</description>
      <pubDate>Wed, 03 Sep 2008 07:05:02 GMT</pubDate>
      <guid>https://ficoforums.myfico.com/t5/Credit-Cards/Yeehaw-quot-Pre-approval-quot/m-p/332217#M112097</guid>
      <dc:creator>Anonymous</dc:creator>
      <dc:date>2008-09-03T07:05:02Z</dc:date>
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    <item>
      <title>Re: Yeehaw! "Pre-approval"</title>
      <link>https://ficoforums.myfico.com/t5/Credit-Cards/Yeehaw-quot-Pre-approval-quot/m-p/332481#M112170</link>
      <description>&lt;DIV&gt;$79 is not bad in way of a rebuilder card compared to first premier, cortrust and such.&lt;/DIV&gt;&lt;DIV&gt;may not be a bad option in addition to BofA to have more than 1 account.&lt;/DIV&gt;</description>
      <pubDate>Wed, 03 Sep 2008 18:56:10 GMT</pubDate>
      <guid>https://ficoforums.myfico.com/t5/Credit-Cards/Yeehaw-quot-Pre-approval-quot/m-p/332481#M112170</guid>
      <dc:creator>Creditaddict</dc:creator>
      <dc:date>2008-09-03T18:56:10Z</dc:date>
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