topic Re: Capital One CLI LUV Button Question for those experienced... in Credit Cards

Capital One CLI LUV Button Question for those experienced...

dallasareaguy — Sat, 07 Mar 2015 03:02:50 GMT

I know there are people on this board with multiple CapOne cards.

Can anyone speak to the shortest amount of time they were able to hit the love button and get success back-to-back? I've heard people say that Capital One requires 6 months between increases... but I wondered if with the recent changes Capital One has put in place with more generous LUV... has anyone been able to ever get CLI on the site within a couple months of each other?

I was an idiot and accepted a 300 -> 400 increas (just $100) in early February and am wondering if I could get it increased higher with my scores about to jump.. I know there are EO options somtimes.. but I'm curious about the luv button.

Question 2... I have a secured card and a QS1... any chance for approval of a third card as another option?

Thanks,

Re: Capital One CLI LUV Button Question for those experienced...

ddemari — Sat, 07 Mar 2015 03:27:07 GMT

I have several cap1 cards. Old plat mc converted to qs1 opened 300 dollar limit in 2011. Credit steps to 500 after like seven months. No love for a year. Then auto luv button of 500. Called eo and within a few says it was raised to 3000k. No luv for almos 2 years. I dont use it except for a netflix charge. Last month hit the luv button and got 2k more. Qs visa luv button worked on 5th statement. I have never received auto luv just appearing. And the button has never worked
On the same card in a period of less than 6 months from the last increase.

Re: Capital One CLI LUV Button Question for those experienced...

Anonymous — Sat, 07 Mar 2015 03:30:32 GMT

I have 2 capital one cards, one card took 12 years for cli, and second one I got cli with the luv button after 5th months then followed by credit steps increase.

Re: Capital One CLI LUV Button Question for those experienced...

DeadlyPersona — Sat, 07 Mar 2015 03:46:44 GMT

I received my first Capital One card in November 2014 CL $300 and a second one in December 2014 CL $500. In February 2015 I clicked the button for both cards and received increases. $300 to $800 and $500 to $1500.

Re: Capital One CLI LUV Button Question for those experienced...

Anonymous — Tue, 31 Mar 2015 09:03:52 GMT

I got a card dec 2014 QS1, and a regular card in Jan 2015. In Feb and march asked for CLI and got them. First card was $300 to $800 and regular one was $500 to $1500.

Re: Capital One CLI LUV Button Question for those experienced...

Anonymous — Tue, 31 Mar 2015 11:42:16 GMT

I have two (waiting on Venture to arrive in mail to make 3)...anyways...

I got a Platinum MC in October 14 and a QS1 in November 14 (both in credit steps)...hit love button in late February and got 2K increases on both. They also offered to PC the Platinum to a QS no fee at that time (contacted chat).

Re: Capital One CLI LUV Button Question for those experienced...

afinch1992 — Tue, 31 Mar 2015 14:37:30 GMT

In my experience the 6 months between requests is still the case. It was my reason for denial a few months back

Re: Capital One CLI LUV Button Question for those experienced...

xautodetail — Sun, 10 May 2015 16:08:51 GMT

Who i find the Lvo button and the credit step on capital one site

Re: Capital One CLI LUV Button Question for those experienced...

Marcos8 — Sun, 10 May 2015 17:45:16 GMT

This past Friday was the 6 month (180 day) mark from my last cli with Cap1. I had it marked in my calendar. I decided last Tues to hit the luv button to see what happened and I was denied because there was a recent increase on the account. On Friday I tried again and got an instant approval. So for me at least the 6 months rule still applied.

Re: Capital One CLI LUV Button Question for those experienced...

Anonymous — Sun, 10 May 2015 17:51:43 GMT

3 months. But the usual is 6 months.

Re: Capital One CLI LUV Button Question for those experienced...

Anonymous — Wed, 03 Jun 2015 02:35:43 GMT

Two Cap Ones acquired on 11/10/2014 $500 limits both credit steps one was QS1 the other a Platinum with $39 annual fee. Used heavily and PIF a couple times per month. Hit the Luv button 2/27/2014 got $1000 CLI on each card, then programmed changed the Platinum to anothe QS1 with no fees. 4/27/2015 both cards completed credit steps and each got another $500 CLI

Last week I applied for the Venture, instant approval at $10K and immediately applied for the QS Visa Sig, approved for $3K no sig.

Happy with Cap one.

Re: Capital One CLI LUV Button Question for those experienced...

Anonymous — Wed, 03 Jun 2015 06:40:50 GMT

Hello, I just got my Capital One Journey Visa card 2 1/2 months ago. I PC'd it to a Quicksilver like one month ago. I hot the LUV button like 5 times a week apart. I just got approved double my limit. From $2000 to $4000 plus its a credit steps card so I will et another increase in another 2 1/2 months plus I will hit the button again after that! I'm expecting to get this card to $8000 very soon!

Re: Capital One CLI LUV Button Question for those experienced...

Anonymous — Tue, 11 Aug 2015 05:06:35 GMT

@Anonymous wrote:
Hello, I just got my Capital One Journey Visa card 2 1/2 months ago. I PC'd it to a Quicksilver like one month ago. I hot the LUV button like 5 times a week apart. I just got approved double my limit. From $2000 to $4000 plus its a credit steps card so I will et another increase in another 2 1/2 months plus I will hit the button again after that! I'm expecting to get this card to $8000 very soon!

speechless! Im stuck at 300 for some unknown reason but its not my main card anyway so im not worried. If it doesnt grow by spring im shutting it down.

Re: Capital One CLI LUV Button Question for those experienced...

Anonymous — Tue, 11 Aug 2015 05:30:12 GMT

6 months, has been pretty consistent for me. The only CLI I have gotten from them before that was on my Venture, which had a $15k CL, and I think I hit the luv button at 65 days, or something around there. It offered me only a $750 CLI, which I stupidly accepted. I heard others declined the small CLI and were later granted $3000 or more. Sept 23, I will be eligible for my next CLI's on 3 of my cards. I'm gonna take what I get then combine them, as my Venture and my Venture One will have been opened for at least 6mos. Maybe I should wait until November and hit them all up, then combine.

Re: Capital One CLI LUV Button Question for those experienced...

SunriseEarth — Tue, 11 Aug 2015 06:06:51 GMT

The LUV button works for me at 6 calendar months (minus one day or two). Anything sooner gives the denial for "recent" CLI

Re: Capital One CLI LUV Button Question for those experienced...

Anonymous — Wed, 14 Oct 2015 17:45:43 GMT

I opened 2 capone cards both sl $300 in Dec 2014 ....hit the luv button on both in May 2015 recvd cli of $500 on each card...then recvd credit steps auto cli July 2015 on both of another $500 each card. My current credit limit on each card is $1300, one card is QS1 and the other is a Plat MC PC'd to a QS1.

Re: Capital One CLI LUV Button Question for those experienced...

Anonymous — Wed, 14 Oct 2015 18:03:20 GMT

I've been playing around with my cards to see when the tipping point is for the message to change. On my new cards (QS1 and V1) they both were a go around day 65 but i didn't actually get them until around day 75 because the message went from account too new to something different. Made a big payment on the QS1 and a couple days later it offered me a $5k increase. I'm going to see if that holds true for my V1.

After that the 180 day rule has held firm. So try for an initial CLI after a couple of statements and monitor the denial reason. Watch for it to change off the account too new and then you know what to change to try and get the computer to flip the flag (i.e. higher payments, utilization across accounts, etc.)

Re: Capital One CLI LUV Button Question for those experienced...

morgacj2004 — Wed, 14 Oct 2015 19:43:17 GMT

For me it has been 30-60 days between CLI but I usually only get increases when I put big spend on the card. My wife and I have 9 open CO accts and 3 or 4 closed accts.